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Accepting backups
    • Price cut: $7K (6/28)
    $342,000

    1505 TERRA CEIA BAY CIRCLE #0, PALMETTO, FL 34221

    3beds
    1,659sqft
    Condominium
    Built in 1997
    -- sqft lot
    $-- Zestimate®
    $206/sqft
    $457/mo HOA

    What's special

    Plantation shuttersQuartz kitchen countertops
    Under contract-accepting backup offers. Enjoy the best of **Florida waterfront and golf course living** in this beautifully maintained **3-bedroom, 2-bath condo overlooking the 18th hole of Terra Ceia Bay Golf Course and a scenic lake** filled with native Florida wildlife. Located in the sought-after **Palms of Terra Ceia Bay**, this move-in-ready residence offers peaceful views, privacy, and an unbeatable lifestyle just minutes from St. Petersburg, Tampa, and Gulf Coast beaches. The **air-conditioned Florida Room**, thoughtfully designed as part of the original floor plan, maximizes the breathtaking golf and water views while creating a bright and inviting space to relax or entertain. Inside, you’ll find quality upgrades throughout including **quartz kitchen countertops, marble bath countertops, plantation shutters, a skylight, luxury vinyl plank flooring, and elegant 4.25-inch ogee baseboards**. Residents enjoy resort-style amenities including a **500-foot fishing pier on Terra Ceia Bay, scenic mangrove boardwalks, championship golf, tennis, pickleball, and an active clubhouse** with dining and social events such as bingo, trivia, and tiki gatherings. **Low condo fees include cable, internet, landscaping, and building maintenance**, making this an exceptional value for full-time residents, seasonal owners, or investors seeking the ideal **Florida golf and waterfront lifestyle**. A rare opportunity in one of **Palmetto’s most unique bayfront golf communities**.
    287 days
    |
    76
    |
    5
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Taren Myrick 704-699-9899,

    BRIGHT REALTY 941-552-6036

    Source: Stellar MLS,MLS#: A4668835MLS LogoOriginating MLS: Sarasota - Manatee

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 256.52 Square Feet
      • Dimensions: 21.2x12.1
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 116.85 Square Feet
      • Dimensions: 12.3x9.5
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 152.59 Square Feet
      • Dimensions: 12.11x12.6
      Florida room
      • Level: First
      • Area: 142.76 Square Feet
      • Dimensions: 8.3x17.2
      Kitchen
      • Level: First
      • Area: 143.82 Square Feet
      • Dimensions: 14.1x10.2
      Living room
      • Level: First
      • Area: 345.79 Square Feet
      • Dimensions: 22.9x15.1
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
      • Laundry: Other
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Luxury Vinyl
      • Windows: Skylight(s)
      • Has fireplace: No
      Interior area
      • Total structure area: 2,075
      • Total interior livable area: 1,659 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      • Details: Garage Dimensions: 21x17
      Accessibility
      • Accessibility features: Accessible Full Bath
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Irrigation System
      • Has view: Yes
      • View description: Golf Course, Water, Pond
      • Has water view: Yes
      • Water view: Water,Pond
      • Waterfront features: Bay/Harbor Front, Waterfront, Pond, Fishing Pier
      Lot
      • Size: 6.13 Acres
      • Features: Landscaped, Level, On Golf Course
      Details
      • Parcel number: 2412715951
      • Zoning: PDH
      • Special conditions: None

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Bay/Harbor Front, Dock, Fishing, Waterfront, Buyer Approval Required, Clubhouse, Gated Community - No Guard, Golf Carts OK, Golf, Irrigation-Reclaimed Water, No Truck/RV/Motorcycle Parking, Restaurant, Tennis Court(s)
      • Security: Gated Community, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: BAY ESTATES NORTH
      HOA
      • Has HOA: No
      • Amenities included: Gated
      • Services included: Cable TV, Common Area Taxes, Reserve Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pest Control, Trash
      • HOA fee: $457 monthly
      • HOA name: Stacia Searcy
      • HOA phone: 941-315-8044
      Location
      • Region: Palmetto

      Financial & listing details

      • Price per square foot: $206/sqft
      • Tax assessed value: $289,000
      • Annual tax amount: $6,431
      • Date on market: 10/30/2025
      • Cumulative days on market: 262 days
      • Listing terms: Cash,Conventional
      • Ownership: Condominium
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,500/mo

        Price history

        DateEventPrice
        8/11/2026Listed for sale$342,000$206/sqft
        Source: Stellar MLS #A4668835 Report a problem
        7/17/2026Contingent$342,000$206/sqft
        Source: Stellar MLS #A4668835 Report a problem
        6/28/2026Price change$342,000-2%$206/sqft
        Source: Stellar MLS #A4668835 Report a problem
        3/24/2026Price change$349,000-1.4%$210/sqft
        Source: Stellar MLS #A4668835 Report a problem
        2/3/2026Price change$354,000-1.6%$213/sqft
        Source: Stellar MLS #A4668835 Report a problem
        10/30/2025Listed for sale$359,900+205.3%$217/sqft
        Source: Stellar MLS #A4668835 Report a problem
        10/16/1997Sold$117,900$71/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,528 +1.5%$289,000 +3.4%
        2024$6,431 +3.4%$279,510 +10%
        2023$6,220 +150.3%$254,100 +94.3%
        2022$2,485 +1.6%$130,775 +3%
        2021$2,447 +1.4%$126,966 +1.4%
        2020$2,413 +2.1%$125,213 +2.3%
        2019$2,365 $122,398 +1.9%
        2018$2,365 +1.5%$120,116 +2.1%
        2017$2,329 +21.3%$117,645 +2.1%
        2016$1,920 $115,225 +0.7%
        2015$1,920 $114,424 +0.8%
        2014$1,920 -1.7%$113,516 +1.5%
        2013$1,954 +195266%$111,838 +1.7%
        2012$1 $109,969 -0.9%
        2011$1 $111,023 -12.2%
        2010-- $126,462 +2.7%
        2009$1,929 -13.7%$123,171 +0.1%
        2008$2,236 +6.8%$123,048 +3%
        2007$2,093 -4.3%$119,464 +2.5%
        2006$2,187 +0.9%$116,550 +3%
        2005$2,167 +3.1%$113,155 +3%
        2004$2,101 +1.4%$109,859 +1.9%
        2003$2,072 -0.9%$107,811 +2.4%
        2002$2,091 +5.2%$105,284 +1.6%
        2001$1,988 +3.9%$103,626 +3%
        2000$1,914 $100,608
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34221

        Getting around

        20 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Palmetto Elementary-MN
        • Middle: Lincoln Middle
        • High: Palmetto High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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