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For sale
    • $379,000

    4431 FERN DRIVE, BRADENTON, FL 34208

    2beds
    1,538sqft
    : 
    $2,634/mo
    Get pre-qualified
    Condominium
    Built in 1995
    -- sqft lot
    $-- Zestimate®
    $246/sqft
    $150/mo HOA

    What's special

    Bay windowsSplit-bedroom designGranite countertopsFresh interior paintRing security camerasDouble pocket doorsAbundant storage
    Virtually Staged. Rarely do you find a home that offers this much space, flexibility, and value with such low ownership costs. Nestled within an intimate enclave of just 31 land-owned condos that live like single-family homes, this beautifully maintained residence in a 55+ community combines privacy, convenience, and thoughtful upgrades—all with a remarkably low HOA fee of just $150 per month and no CDD fees. Step inside to discover a floor plan unlike anything else on the market. Vaulted ceilings soar above the main living area, enhanced by two solar tube skylights that fill the home with natural light. The kitchen is thoughtfully designed with extensive cabinetry, granite countertops, and abundant storage. Luxury vinyl plank flooring and tile flow throughout the home, while the Florida room features durable vinyl flooring, providing an attractive, low-maintenance living space. What truly sets this home apart is its flexible floor plan, featuring a bonus room and a private office retreat tucked off the primary suite. Complete with double pocket doors, bay windows, and direct patio access, this space is ideal for working from home, pursuing hobbies, or creating a private sanctuary. The primary suite offers two closets and an updated ensuite bath with dual sinks, granite countertops, a linen closet, and a large Bath Fitter shower. Guests will appreciate the split-bedroom design, with a pocket door that allows the secondary bedroom and bath to become a private ensuite wing and comes with a Murphy bed already installed. Peace of mind comes from major updates already completed, including a new roof (2016), hurricane impact-rated windows and doors (2018), AC (2021), water heater (2023), and fresh interior paint. Modern conveniences include Alexa-enabled smart lighting, Ring security cameras, and garage storage with a built-in workbench. Optional affiliate membership at River Isles is available for just $180 per quarter and includes access to a community pool, clubhouse, fitness center, library, game room, and shuffleboard courts. Golf enthusiasts can enjoy an annual River Isles Golf Club membership for only $663.40. Homes with this combination of space, versatility, upgrades, and value are exceptionally hard to find. Come see it for yourself—you may have just found the one you've been waiting for.
    39 days
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    196
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    4
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    Zillow last checked:

    Listing updated:

    Listed by:

    Melinda Sanchez, PLLC 941-877-1778,

    COLDWELL BANKER REALTY 941-907-1033

    Source: Stellar MLS,MLS#: A4697074MLS LogoOriginating MLS: Sarasota - Manatee

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bonus Room, Den/Library/Office, Florida Room
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Dual Closets
      • Level: First
      • Area: 199.75 Square Feet
      • Dimensions: 11.75x17
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 143 Square Feet
      • Dimensions: 11x13
      Primary bathroom
      • Features: Dual Sinks, Exhaust Fan, Granite Counters, Shower No Tub, Linen Closet
      • Level: First
      • Area: 72 Square Feet
      • Dimensions: 8x9
      Bathroom 2
      • Features: Exhaust Fan, Granite Counters, Tub With Shower
      • Level: First
      • Area: 40 Square Feet
      • Dimensions: 8x5
      Bonus room
      • Features: No Closet
      • Level: First
      • Area: 160 Square Feet
      • Dimensions: 10x16
      Dining room
      • Level: First
      • Area: 118.65 Square Feet
      • Dimensions: 11.3x10.5
      Florida room
      • Features: Built-In Shelving
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 10x11
      Kitchen
      • Features: Pantry, Granite Counters
      • Level: First
      • Area: 140 Square Feet
      • Dimensions: 14x10
      Living room
      • Features: Window/Skylight in Bath
      • Level: First
      • Area: 224 Square Feet
      • Dimensions: 14x16
      Office
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 209 Square Feet
      • Dimensions: 11x19
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
      • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s)
      • Flooring: Tile
      • Windows: Skylight(s), Window Treatments, Hurricane Shutters/Windows
      • Has fireplace: No
      Interior area
      • Total structure area: 2,236
      • Total interior livable area: 1,538 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener, Off Street
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Irrigation System, Private Mailbox, Rain Gutters
      Lot
      • Size: 7,062 Square Feet
      • Features: In County, Level, Near Golf Course
      Details
      • Parcel number: 1127126504
      • Zoning: PDP
      • Special conditions: None

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Concrete, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Buyer Approval Required, Community Mailbox, Deed Restrictions, Golf Carts OK, Irrigation-Reclaimed Water
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: FERNWOOD
      HOA
      • Has HOA: No
      • Services included: Maintenance Grounds, Private Road
      • HOA fee: $150 monthly
      • HOA name: Trust Point Management Group / TJ Evans
      • HOA phone: 941-413-1805
      Location
      • Region: Bradenton

      Financial & listing details

      • Price per square foot: $246/sqft
      • Tax assessed value: $302,402
      • Annual tax amount: $2,317
      • Date on market: 6/23/2026
      • Cumulative days on market: 38 days
      • Listing terms: Cash,Conventional,VA Loan
      • Ownership: Condominium
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/23/2026Listed for sale$379,000+144.5%$246/sqft
        Source: Stellar MLS #A4697074 Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        11/15/2012Sold$155,000-3.1%$101/sqft
        Source: Public Record Report a problem
        9/30/2012Listed for sale$159,900+23%$104/sqft
        Source: Owner Report a problem
        11/23/2009Sold$130,000-49%$85/sqft
        Source: Public Record Report a problem
        1/2/2007Sold$255,000+10.9%$166/sqft
        Source: Public Record Report a problem
        9/11/2006Sold$230,000$150/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,317 +3.2%$167,772 +2.9%
        2024$2,245 +1.9%$163,044 +3%
        2023$2,204 +3.1%$158,295 +3%
        2022$2,139 +0.8%$153,684 +3%
        2021$2,121 +20.2%$149,208 +14.4%
        2020$1,765 +2.3%$130,472 +2.3%
        2019$1,725 0%$127,539 +1.9%
        2018$1,725 +1.6%$125,161 +2.1%
        2017$1,698 +8.4%$122,587 +2.1%
        2016$1,566 $120,066 +0.7%
        2015$1,566 $119,231 +0.8%
        2014$1,566 -38.5%$118,285 -5.1%
        2013$2,548 +254697%$124,583 +2.2%
        2012$1 $121,859 -1%
        2011$1 $123,060 +0.2%
        2010-- $122,793 -2%
        2009$2,420 -27.8%$125,299 -30%
        2008$3,353 -5.6%$178,999 -5.1%
        2007$3,553 +144.5%$188,527 +96.4%
        2006$1,453 +1.5%$96,002 +3%
        2005$1,432 +2.9%$93,206 +3%
        2004$1,391 +3.3%$90,491 +1.9%
        2003$1,346 +3%$88,804 +2.4%
        2002$1,307 +5.3%$86,723 +1.6%
        2001$1,241 +2.6%$85,357 +3%
        2000$1,210 $82,871
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: River Isles

        Getting around

        33 / 100
        Car-Dependent
        25 / 100
        Some Transit
        39 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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