Experience the rare combination of new-construction luxury, exceptional space, and an unbeatable urban location. Ideally positioned in Belmont just minutes from Plaza Midwood, NoDa, and Uptown, this stunning 4-bedroom, 4.5-bath home offers approximately 4,200 square feet across three thoughtfully designed levels.
The main level was made for everyday living and effortless entertaining, featuring beautiful white oak flooring, a spacious open-concept living area, and a chef-inspired kitchen with a striking waterfall island, gas cooktop, double ovens, abundant cabinetry, and a walk-in pantry. The living space flows seamlessly to the screened porch and backyard, creating an inviting indoor-outdoor connection.
Upstairs, the private bedroom level offers generous accommodations, including a luxurious primary suite and well-appointed secondary bedrooms. Thoughtful details throughout the home provide the comfort and finish level expected from a truly exceptional new build.
Then comes the showstopper: the entire third floor is dedicated to living and entertaining. A spacious bonus room with its own kitchenette opens to a covered porch, creating an incredible private retreat for movie nights, game days, guests, a home office, or simply relaxing above it all. This flexible level gives the home a versatility rarely found in Charlotte's urban core.
Outside, enjoy a sizable backyard, two-car garage, and the convenience of being close to some of Charlotte's most sought-after restaurants, breweries, coffee shops, entertainment, greenways, and neighborhood destinations.
Why choose between space and location when you can have both? Live minutes from Uptown while enjoying the walkable, energetic lifestyle of Belmont and Plaza Midwood—all from a brand-new luxury home with room to truly live, work, and entertain.
1613 Umstead Street is more than a new home—it's an urban lifestyle with room to grow.
Active
Price cut: $76K (8/5)
$1,399,000
1613 Umstead St, Charlotte, NC 28205
4beds
4,187sqft
Single Family Residence
Built in 2025
0.17 Acres Lot
$1,382,100 Zestimate®
$334/sqft
$-- HOA
What's special
Private bedroom levelStriking waterfall islandChef-inspired kitchenBeautiful white oak flooringTwo-car garageSizable backyardGas cooktop
- 307 days
- 538
- 50
Zillow last checked:
Listing updated:
Listed by:
Lara Bucci lara@savvyandcompany.com,
Savvy + Co Real Estate
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4305021
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary bedroom
- Features: Ceiling Fan(s), Tray Ceiling(s), Walk-In Closet(s)
- Level: Upper
Bedroom s
- Features: Ceiling Fan(s)
- Level: Upper
Bedroom s
- Features: Ceiling Fan(s)
- Level: Upper
Bedroom s
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Third
Bathroom half
- Level: Main
Bar entertainment
- Features: Wet Bar
- Level: Main
Other
- Features: Breakfast Bar, Built-in Features
- Level: Third
Dining room
- Level: Main
Kitchen
- Features: Drop Zone, Kitchen Island, Open Floorplan, Walk-In Pantry
- Level: Main
Laundry
- Features: Computer Niche
- Level: Upper
Living room
- Level: Main
Heating
- Central, Heat Pump, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Bar Fridge, Dishwasher, Disposal, Double Oven, Freezer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Refrigerator with Ice Maker
- Laundry: Laundry Room, Main Level, Sink
Features
- Drop Zone, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry, Wet Bar
- Flooring: Tile, Wood
- Has basement: No
- Attic: Walk-In
- Fireplace features: Living Room
Interior area
- Total structure area: 3,111
- Total interior livable area: 4,187 sqft
- Finished area above ground: 4,187
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Electric Vehicle Charging Station(s), Attached Garage, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Front Porch, Rear Porch, Screened, Terrace
- Fencing: Fenced,Full
- Has view: Yes
- View description: City
Lot
- Size: 0.17 Acres
Details
- Parcel number: 08116622
- Zoning: R5
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Foundation: Crawl Space
- Roof: Metal
Condition
- New construction: Yes
- Year built: 2025
Details
- Builder name: Arrive Homes LLC
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Subdivision: Belmont
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $334/sqft
- Tax assessed value: $717,600
- Date on market: 9/22/2025
- Cumulative days on market: 307 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Concrete, Paved
Estimated market value
$1,382,100
$1.31M - $1.45M
$8,787/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/5/2026 | Price change | $1,399,000-5.2%$334/sqft |
Source: | ||
| 3/26/2026 | Price change | $1,475,000-1.6%$352/sqft |
Source: | ||
| 2/12/2026 | Listed for sale | $1,499,000-3.8%$358/sqft |
Source: | ||
| 12/4/2025 | Listing removed | $1,559,000$372/sqft |
Source: | ||
| 9/22/2025 | Listed for sale | $1,559,000+266.8%$372/sqft |
Source: | ||
| 12/15/2023 | Sold | $425,000$102/sqft |
Source: | ||
| 11/29/2023 | Listed for sale | $425,000$102/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $717,600 +93.5% |
| 2024 | -- | $370,800 |
| 2023 | -- | $370,800 +116% |
| 2022 | -- | $171,700 |
| 2021 | -- | $171,700 |
| 2020 | -- | $171,700 |
| 2019 | $1,748 +65.1% | $171,700 +128.6% |
| 2018 | $1,059 +3.2% | $75,100 |
| 2017 | $1,026 | $75,100 |
| 2016 | $1,026 | $75,100 |
| 2015 | $1,026 -10.3% | $75,100 -10.8% |
| 2014 | $1,143 | $84,200 |
| 2013 | -- | $84,200 -0.6% |
| 2012 | -- | $84,700 |
| 2011 | -- | $84,700 +40.5% |
| 2010 | -- | $60,300 |
| 2009 | -- | $60,300 |
| 2008 | -- | $60,300 |
| 2007 | -- | $60,300 |
| 2006 | -- | $60,300 |
| 2005 | -- | $60,300 |
| 2004 | -- | $60,300 |
| 2003 | -- | $60,300 +158.2% |
| 2002 | -- | $23,350 |
| 2001 | -- | $23,350 |
| 2000 | -- | $23,350 |
Find assessor info on the county website
Monthly payment
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