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  • $1,475,000

    1613 Umstead St, Charlotte, NC 28205

    4beds
    4,187sqft
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    Single Family Residence
    Built in 2024
    0.17 Acres Lot
    $1,450,500 Zestimate®
    $352/sqft
    $-- HOA

    What's special

    Large fenced in yardEncapsulated crawlspaceFoam-insulated attic
    Wowza… What is NOT to LOVE? This is the kind of house your friends will immediately want to hang out in. Tucked between NoDa, Plaza Midwood, Vila Heights, and Uptown, this newer build was designed for people who love to entertain, host, and occasionally make the group chat a little jealous. The third floor is the ultimate party trick — a full entertaining space with extra cabinetry, full-size fridge, dishwasher, and access to a covered terrace with skyline views that absolutely hits at sunset. Movie nights, game days, cocktails before dinner at Optimist Hall… this space was made for all of it. Downstairs, the kitchen brings the drama in the best way possible with a massive waterfall-edge island, double ovens, gas cooktop, KitchenAid appliances, slim shaker cabinetry, and gorgeous white oak floors throughout. The kitchen flows effortlessly into the living area and out to the screened porch with TimberTech composite decking, because every good gathering eventually ends up outside. Every bedroom has its own en-suite bath, all finished with gorgeous tile work that feels more boutique hotel than builder-grade. There’s also a practical drop zone for backpacks, gym bags, dog leashes, Amazon boxes, and all the stuff real life comes with. And unlike so many newer homes, this one still gives you a large fenced yard with room for dogs, gardening, cornhole tournaments, or future pool dreams. With this much space this is more than likely your “Forever Home”. Then come the upgrades you may not notice right away… but your dad definitely will. Encapsulated crawlspace, foam-insulated attic, tankless water heater with recirculating pump, EV charger, hot/cold garage hose bibs, and thoughtful energy-efficient features throughout that make this home not just beautiful, but smart and comfortable too. Stylish without trying too hard, loaded with quality upgrades, and close to some of Charlotte’s best restaurants, breweries, coffee shops, and nightlife — this is Charlotte living done very, very well.
    285 days
    |
    338
    |
    10
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lara Bucci lara@savvyandcompany.com,

    Savvy + Co Real Estate

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4305021MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Ceiling Fan(s), Tray Ceiling(s), Walk-In Closet(s)
      • Level: Upper
      Bedroom s
      • Features: Ceiling Fan(s)
      • Level: Upper
      Bedroom s
      • Features: Ceiling Fan(s)
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Third
      Bathroom half
      • Level: Main
      Bar entertainment
      • Features: Wet Bar
      • Level: Main
      Other
      • Features: Breakfast Bar, Built-in Features
      • Level: Third
      Dining room
      • Level: Main
      Kitchen
      • Features: Drop Zone, Kitchen Island, Open Floorplan, Walk-In Pantry
      • Level: Main
      Laundry
      • Features: Computer Niche
      • Level: Upper
      Living room
      • Level: Main
      Heating
      • Central, Heat Pump, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Bar Fridge, Dishwasher, Disposal, Double Oven, Freezer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Refrigerator with Ice Maker
      • Laundry: Laundry Room, Main Level, Sink
      Features
      • Drop Zone, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry, Wet Bar
      • Flooring: Tile, Wood
      • Has basement: No
      • Attic: Walk-In
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 3,111
      • Total interior livable area: 4,187 sqft
      • Finished area above ground: 4,187
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Electric Vehicle Charging Station(s), Attached Garage, Garage on Main Level
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Covered, Front Porch, Rear Porch, Screened, Terrace
      • Fencing: Fenced,Full
      • Has view: Yes
      • View description: City
      Lot
      • Size: 0.17 Acres
      Details
      • Parcel number: 08116622
      • Zoning: R5
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      • Foundation: Crawl Space
      • Roof: Metal
      Condition
      • New construction: Yes
      • Year built: 2024
      Details
      • Builder name: Arrive Homes LLC

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City

      Community & HOA

      Community
      • Subdivision: Belmont
      Location
      • Region: Charlotte

      Financial & listing details

      • Price per square foot: $352/sqft
      • Tax assessed value: $717,600
      • Date on market: 9/22/2025
      • Cumulative days on market: 211 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Concrete, Paved

        Estimated market value

        $1,450,500

        $1.38M - $1.52M

        $7,430/mo

        Price history

        DateEventPrice
        3/26/2026Price change$1,475,000-1.6%$352/sqft
        Source: Canopy MLS as distributed by MLS GRID #4305021 Report a problem
        2/12/2026Listed for sale$1,499,000-3.8%$358/sqft
        Source: Canopy MLS as distributed by MLS GRID #4305021 Report a problem
        12/4/2025Listing removed$1,559,000$372/sqft
        Source: Canopy MLS as distributed by MLS GRID #4305021 Report a problem
        9/22/2025Listed for sale$1,559,000+266.8%$372/sqft
        Source: Canopy MLS as distributed by MLS GRID #4305021 Report a problem
        12/15/2023Sold$425,000$102/sqft
        Source: Canopy MLS as distributed by MLS GRID #4090697 Report a problem
        11/29/2023Listed for sale$425,000$102/sqft
        Source: Canopy MLS as distributed by MLS GRID #4090698 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $717,600 +93.5%
        2024-- $370,800
        2023-- $370,800 +116%
        2022-- $171,700
        2021-- $171,700
        2020-- $171,700
        2019$1,748 +65.1%$171,700 +128.6%
        2018$1,059 +3.2%$75,100
        2017$1,026 $75,100
        2016$1,026 $75,100
        2015$1,026 -10.3%$75,100 -10.8%
        2014$1,143 $84,200
        2013-- $84,200 -0.6%
        2012-- $84,700
        2011-- $84,700 +40.5%
        2010-- $60,300
        2009-- $60,300
        2008-- $60,300
        2007-- $60,300
        2006-- $60,300
        2005-- $60,300
        2004-- $60,300
        2003-- $60,300 +158.2%
        2002-- $23,350
        2001-- $23,350
        2000-- $23,350

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Belmont

        Getting around

        55 / 100
        Somewhat Walkable
        41 / 100
        Some Transit
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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