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For sale
  • Price cut: $20K (6/17)
    $399,900

    1876 S Schneider St, Lake City, MI 49651

    3beds
    2,135sqft
    : 
    $2,675/mo
    Get pre-qualified
    Single Family Residence
    Built in 2003
    7,840 Square Feet Lot
    $397,700 Zestimate®
    $187/sqft
    $5/mo HOA

    What's special

    Lakefront Living on Sapphire Lake! From enjoying fishing, golf, and taking the boat out on the water in the summer to ORV trails, skiing, snowmobiling and ice fishing in the winter this is lakefront living at its finest for all seasons! Built in 2003 and set on a desirable corner lot, this home offers over 2,135 finished square feet of space with a RARE 178 feet of private waterfront on beautiful 246-acre Sapphire Lake. It’s one of the few homes on the lake with this much frontage, giving you room to spread out and truly enjoy the water. Step inside and you’re greeted with an open-concept main level, where large windows frame lake views from nearly every angle. The kitchen, dining, and living spaces flow together seamlessly, creating a bright, welcoming atmosphere that is perfect for gathering with family and friends. The bathrooms throughout the home are generously sized, giving everyone space and comfort. Upstairs, two oversized bedrooms with vaulted ceilings provide plenty of room and capture panoramic views of Sapphire Lake. Both include oversized closets. The thoughtful design ensures you can wake up each morning to sunlight reflecting off the water. The finished walkout basement adds even more living space, complete with two sliding glass doors that lead directly to the lake. From here, step out onto the expansive 40x26 lower deck, the ultimate space for entertaining, grilling, or enjoying summer nights. Above, the 30x10 upper deck gives you another outdoor retreat with incredible views. Outside, the home offers everything you need for a true lake lifestyle. A sandy beach shoreline makes swimming easy and enjoyable, while the private dock is ready for your boat, jet skis, or just a quiet afternoon of fishing. A storage shed on the property provides space for lake toys and outdoor equipment, keeping everything close at hand. From sunrise to sunset, every room in this home offers a view of Sapphire Lake. And when you’re ready to explore, you’re just minutes from other area lakes and all the recreation that Northern Michigan has to offer. Whether you’re looking for a year-round residence, a seasonal getaway, or a place to gather and make memories, this home offers a rare combination of space, frontage, and comfort on one of the most beautiful lakes in the area.
    117 days
    |
    1,778
    |
    119
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    Zillow last checked:

    Listing updated:

    Listed by:

    Joshua Brewer 248-595-4978,

    Modern Realty 989-486-9770

    Source: MiRealSource,MLS#: 50205146MLS LogoOriginating MLS: Saginaw Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Bedroom, Great Room, Basement Full Bath, Bathroom, Second Flr Full Bathroom, Breakfast Nook/Room
      Bedroom 1
      • Level: Main
      • Area: 143
      • Dimensions: 11 x 13
      Bedroom 2
      • Level: Second
      • Area: 208
      • Dimensions: 13 x 16
      Bedroom 3
      • Level: Second
      • Area: 182
      • Dimensions: 14 x 13
      Bathroom 1
      • Level: Main
      • Area: 60
      • Dimensions: 10 x 6
      Bathroom 2
      • Level: Second
      • Area: 84
      • Dimensions: 14 x 6
      Bathroom 3
      • Level: Basement
      • Area: 99
      • Dimensions: 11 x 9
      Kitchen
      • Level: Main
      • Area: 64
      • Dimensions: 8 x 8
      Living room
      • Level: Main
      • Area: 156
      • Dimensions: 12 x 13
      Heating
      • Baseboard, Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Microwave, Range/Oven, Refrigerator, Electric Water Heater
      Features
      • Cathedral/Vaulted Ceiling, Walk-In Closet(s), Eat-in Kitchen
      • Windows: Window Treatments
      • Basement: Finished,Full,Exterior Entry,Walk-Out Access,Concrete
      • Number of fireplaces: 1
      • Fireplace features: Gas
      • Furnished: Yes
      Interior area
      • Total structure area: 2,285
      • Total interior livable area: 2,135 sqft
      • Finished area above ground: 1,560
      • Finished area below ground: 575

      Property

      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck
      • Exterior features: Balcony
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: All Sports Lake, Dock/Pier Facility, Lake Front, Lake/River Access, Waterfront, Beach Front
      • Frontage length: 89
      Lot
      • Size: 7,840 Square Feet
      • Dimensions: 81 x 110 x 89 x 89
      • Features: Corner Lot, Sloped
      Details
      • Additional structures: Shed(s)
      • Parcel number: 00958000100
      • Zoning description: Residential
      • Special conditions: Private

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Chalet
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Foundation: Basement, Concrete Perimeter
      Condition
      • Year built: 2003

      Utilities & green energy

      • Sewer: Public Sanitary
      • Water: Private Well
      • Utilities for property: Cable/Internet Avail.

      Community & HOA

      Community
      • Subdivision: Sapphire Lake Acres
      HOA
      • Has HOA: Yes
      • Services included: Snow Removal
      • HOA fee: $60 annually
      Location
      • Region: Lake City

      Financial & listing details

      • Price per square foot: $187/sqft
      • Tax assessed value: $364,600
      • Annual tax amount: $6,369,376
      • Date on market: 4/23/2026
      • Cumulative days on market: 118 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $397,700

        $378,000 - $418,000

        $2,668/mo

        Price history

        DateEventPrice
        6/17/2026Price change$399,900-4.8%$187/sqft
        Source: MIDMLS #50205147 Report a problem
        5/26/2026Price change$419,900-2.3%$197/sqft
        Source: MiRealSource #50205146 Report a problem
        5/11/2026Price change$429,900-2.3%$201/sqft
        Source: MIDMLS #50205147 Report a problem
        4/23/2026Listed for sale$439,900$206/sqft
        Source: MiRealSource #50205146 Report a problem
        1/6/2026Listing removed$439,900$206/sqft
        Source: Realcomp II #61050190316 Report a problem
        10/24/2025Price change$439,900-2.2%$206/sqft
        Source: MiRealSource #50190316 Report a problem
        10/2/2025Listed for sale$449,900+97.3%$211/sqft
        Source: MIDMLS #50190317 Report a problem
        2/9/2007Sold$228,000$107/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,751 +4.2%$182,300 +7.8%
        2024$5,521 $169,100 +9.4%
        2023-- $154,600 +16.7%
        2022-- $132,500 +6.9%
        2020-- $124,000 +11.5%
        2019$3,968 $111,200 -1%
        2018$3,968 +4.1%$112,300 +10.3%
        2017$3,813 $101,800 -2.7%
        2016$3,813 $104,600 +3.6%
        2015$3,813 $101,000 +6.4%
        2014$3,813 $94,900 +13.1%
        2013$3,813 $83,900 -9.9%
        2011$3,813 -19.2%$93,100 +3.8%
        2009$4,717 $89,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 49651

        Getting around

        0 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Lake City Area School District

        Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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