Skip main navigation
For sale
  • Price cut: $7.5K (8/4)
    $537,500

    1904 Royal Tern St, Panama City, FL 32405

    3beds
    1,840sqft
    : 
    $3,558/mo
    Get pre-qualified
    Single Family Residence
    Built in 2022
    5,227 Square Feet Lot
    $528,700 Zestimate®
    $292/sqft
    $147/mo HOA

    What's special

    Fabulous outdoor kitchen areaThoughtful upgrades throughoutPrivate outdoor oasis
    Welcome to life in the highly sought-after SweetBay community! This beautifully designed 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and convenience. Featuring a spacious two-car garage plus an additional parking pad, this home was designed with both functionality and entertaining in mind. Inside, you'll find thoughtful upgrades throughout, creating a warm and modern living space that feels instantly inviting. Step outside to your own private outdoor oasis complete with a fabulous outdoor kitchen area -- perfect for hosting gatherings, weekend cookouts, or simply relaxing and enjoying the Florida lifestyle. Living in SweetBay means enjoying one of the area's most popular master-planned communities, offering something for everyone. The vibrant town center features restaurants, Starbucks, a grocery store, and more just moments from your doorstep. Residents also enjoy access to unmatched resort-style pools, scenic walking paths, and a stunning private beach area that makes every day feel like a vacation. Whether you're looking for a primary residence, second home, or investment opportunity, this exceptional property offers the best of coastal community living! Come see why people love the Sweet Life!
    66 days
    |
    354
    |
    21
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Olivia C Sanchez 850-319-4959,

    Think Real Estate,

    The Sanchez Group 850-890-6262,

    Think Real Estate

    Source: CPAR,MLS#: 790914MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Living Room
      Bedroom
      • Description: buyers to verify
      • Level: First
      • Dimensions: 18 x 14
      Bedroom
      • Description: buyer to verify
      • Level: First
      • Dimensions: 12 x 13
      Bedroom
      • Description: buyer to verify
      • Level: First
      • Dimensions: 12 x 12
      Living room
      • Description: buyer to verify
      • Level: First
      • Dimensions: 18 x 18
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Gas Cooktop, Gas Oven
      Features
      • Double Vanity, Separate Shower, Walk-In Closet(s)
      • Has fireplace: Yes
      Interior area
      • Total structure area: 1,840
      • Total interior livable area: 1,840 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Alley Access
      • Garage spaces: 2
      Features
      • Patio & porch: Covered, Patio, Porch
      • Exterior features: Outdoor Kitchen
      • Pool features: Community
      • Fencing: Fenced
      Lot
      • Size: 5,227 Square Feet
      • Dimensions: 145.09 x 117.5 x 45.01 x 114.69
      • Features: Sprinkler System
      Details
      • Parcel number: 11731350090
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Foundation: Slab
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 2022

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected

      Community & HOA

      Community
      • Features: Barbecue, Basketball Court, Beach, Dock, Playground, Park, Pool, Community Pool
      • Subdivision: Sweetbay
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Dock, Gazebo, Barbecue
      • Services included: Legal/Accounting, Maintenance Grounds, Playground, Pool(s), Recreation Facilities, Trash
      • HOA fee: $441 quarterly
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $292/sqft
      • Tax assessed value: $406,451
      • Annual tax amount: $6,004
      • Date on market: 6/6/2026
      • Cumulative days on market: 67 days

        Estimated market value

        $528,700

        $502,000 - $555,000

        $3,045/mo

        Price history

        DateEventPrice
        8/4/2026Price change$537,500-1.4%$292/sqft
        Source: CPAR #790914 Report a problem
        7/15/2026Price change$545,000-0.9%$296/sqft
        Source: CPAR #790914 Report a problem
        6/30/2026Price change$549,999-0.9%$299/sqft
        Source: CPAR #790914 Report a problem
        6/17/2026Price change$555,000-1.8%$302/sqft
        Source: CPAR #790914 Report a problem
        6/6/2026Listed for sale$564,999$307/sqft
        Source: CPAR #790914 Report a problem
        5/6/2026Listing removed$564,999$307/sqft
        Source: CPAR #783488 Report a problem
        5/6/2026Price change$564,999-0.9%$307/sqft
        Source: CPAR #783488 Report a problem
        4/9/2026Price change$569,999-0.5%$310/sqft
        Source: CPAR #783488 Report a problem
        4/1/2026Price change$573,000-0.9%$311/sqft
        Source: CPAR #783488 Report a problem
        3/17/2026Price change$578,000-0.1%$314/sqft
        Source: CPAR #783488 Report a problem
        3/12/2026Price change$578,500-0.1%$314/sqft
        Source: CPAR #783488 Report a problem
        3/4/2026Price change$579,000-0.8%$315/sqft
        Source: CPAR #783488 Report a problem
        2/14/2026Price change$583,9000%$317/sqft
        Source: CPAR #783488 Report a problem
        2/1/2026Price change$584,000-0.8%$317/sqft
        Source: CPAR #783488 Report a problem
        1/10/2026Listed for sale$589,000+14.9%$320/sqft
        Source: CPAR #783488 Report a problem
        10/30/2023Sold$512,660-1.5%$279/sqft
        Source: CPAR #742403 Report a problem
        10/2/2023Pending sale$520,550$283/sqft
        Source: CPAR #742403 Report a problem
        8/10/2023Price change$520,550+0%$283/sqft
        Source: CPAR #742403 Report a problem
        6/6/2023Price change$520,5450%$283/sqft
        Source: CPAR #742403 Report a problem
        3/11/2023Price change$520,550+0%$283/sqft
        Source: Harris Doyle Homes, Inc. Report a problem
        9/16/2022Price change$520,425-0.7%$283/sqft
        Source: Harris Doyle Homes, Inc. Report a problem
        8/22/2022Listed for sale$524,255$285/sqft
        Source: Harris Doyle Homes, Inc. Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,904 -5.5%$406,451 +7.1%
        2023$6,249 +1363.7%$379,519 +2484.9%
        2022$427 $14,682
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32405

        Getting around

        2 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        33 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Northside
        • Middle: Jinks
        • High: Bay

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes