Under contract - showing

$349,900

20 Phillips Ln, Watertown, TN 37184

2beds

984sqft

$2,187/mo

Get pre-qualified

Single Family Residence, Residential

Built in 1968

3.04 Acres Lot

$-- Zestimate^®

$356/sqft

$-- HOA

What's special

Detached garageCovered carport area

Come home to the charm of country living at 20 Phillips Ln in Watertown! This cozy 2-bedroom, 1-bath home offers 984 sq ft of comfortable living space and sits on approximately 3.04 acres, giving you plenty of room to enjoy the outdoors. A detached garage and covered carport area provide extra space for parking, storage, hobbies, or projects. Whether you’re looking for your first home, hoping to downsize, or simply dreaming of a quieter place with a little land, this sweet property has so much to offer. Peaceful, inviting, and full of potential—come see what makes this one feel like home!

27 days
435
46

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1
Main level bedrooms: 2

Heating

Central

Cooling

Central Air

Appliances

Included: Range, Refrigerator

Features

Flooring: Laminate
Basement: Crawl Space

Interior area

Total structure area: 984
Total interior livable area: 984 sqft
Finished area above ground: 984

Property

Parking

Total spaces: 2
Parking features: Detached, Attached
Garage spaces: 1
Carport spaces: 1
Covered spaces: 2

Features

Levels: One
Stories: 1

Lot

Size: 3.04 Acres

Details

Parcel number: 145 03101 000
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence, Residential

Materials

Vinyl Siding
Roof: Metal

Condition

New construction: No
Year built: 1968

Utilities & green energy

Sewer: Septic Tank
Water: Public
Utilities for property: Water Available

Community & HOA

Community

Subdivision: None

HOA

Has HOA: No

Location

Region: Watertown

Financial & listing details

Price per square foot: $356/sqft
Tax assessed value: $170,200
Annual tax amount: $812
Date on market: 10/15/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
10/27/2026	Contingent	$349,900$356/sqft
Source: RealTracs MLS as distributed by MLS GRID #3621214 Report a problem
10/15/2026	Listed for sale	$349,900+118.8%$356/sqft
Source: RealTracs MLS as distributed by MLS GRID #3621214 Report a problem
6/28/2017	Sold	$159,900+14.3%$163/sqft
Source: Public Record Report a problem
3/30/2011	Sold	$139,900$142/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$812	$42,550
2024	$812	$42,550
2023	$812	$42,550
2022	$812	$42,550
2021	--	$42,550 +100.5%
2020	$535	$21,225
2019	$535	$21,225
2018	$535 -0.1%	$21,225
2017	$535	$21,225

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

See how much you could borrow to make a competitive offer.

Get pre-qualified

Climate risks

Neighborhood: 37184

Getting around

1 / 100

Car-Dependent

19 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Watertown Elementary School
Grades: PK-8Distance: 5.4 mi
7/10
Watertown High School
Grades: 9-12Distance: 6.4 mi
7/10
Watertown Middle School
Grades: 6-8Distance: 5.8 mi

Schools provided by the listing agent

Elementary: Watertown Elementary
Middle: Watertown Middle School
High: Watertown High School

Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.