New construction

$689,000

203 Tammy Dr, White Stone, VA 22578

3beds

1,672sqft

$4,077/mo

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Single Family Residence

Built in 2026

0.47 Acres Lot

$679,100 Zestimate^®

$412/sqft

$-- HOA

What's special

Welcome to LegaSea’s To-Be-Built Coastal living in the Little Bay Community! This beautiful 4 bedroom, 4 bath home offers the perfect blend of waterfront living, convenience, and the relaxed Northern Neck living with no HOA! Enjoy being just minutes from local golf courses, dining, boating, marinas, and everything the astounding Chesapeake Bay region has to offer. This design features an inviting floor plan, perfect for hosting guests, with every bedroom featuring a bathroom. Spend your mornings exploring nearby waterways and your evenings enjoying the peace and charm of one of Virginia’s most desirable coastal communities. Don’t miss this waterfront opportunity to build your dream home in the sought-after Little Bay community, right outside of White Stone. Schedule your showing today to discover what makes the Northern Neck so special!

21 days

1,144

53

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 4
Full bathrooms: 4

Heating

Electric, Heat Pump, Zoned

Cooling

Central Air, Heat Pump, Zoned

Appliances

Included: Propane Water Heater, Tankless Water Heater
Laundry: Washer Hookup, Dryer Hookup, Stacked

Features

Bedroom on Main Level, Ceiling Fan(s), Dining Area, Granite Counters, Kitchen Island, Main Level Primary, Pantry, Walk-In Closet(s)
Flooring: Tile, Vinyl, Wood
Doors: Sliding Doors
Windows: Screens
Basement: Other
Attic: Access Only
Has fireplace: No

Interior area

Total interior livable area: 1,672 sqft
Finished area above ground: 1,672
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Covered, Carport, Driveway, No Garage, Other, Unpaved
Garage spaces: 2
Has carport: Yes
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2
Patio & porch: Rear Porch, Front Porch, Deck, Porch
Exterior features: Deck, Dock, Porch, Unpaved Driveway
Pool features: None
On waterfront: Yes
Waterfront features: Creek, Navigable Water, Boat Ramp/Lift Access, Waterfront
Body of water: Davenport Cove
Frontage length: 65.0000,65.0000

Lot

Size: 0.47 Acres
Features: Buildable, Waterfront, Level
Topography: Level

Details

Parcel number: 35G113A
Zoning description: R1

Construction

Type & style

Home type: SingleFamily
Architectural style: Craftsman,Other,Two Story
Property subtype: Single Family Residence
Attached to another structure: Yes

Materials

Drywall, Frame, Vinyl Siding, Wood Siding
Roof: Composition,Pitched,Shingle

Condition

New Construction
New construction: Yes
Year built: 2026

Utilities & green energy

Sewer: Septic Tank
Water: Well

Community & HOA

Community

Subdivision: Little Bay

Location

Region: White Stone

Financial & listing details

Price per square foot: $412/sqft
Tax assessed value: $80,000
Annual tax amount: $440
Date on market: 7/15/2026
Ownership: Individuals
Ownership type: Sole Proprietor

Estimated market value

$679,100

$645,000 - $713,000

$2,859/mo

Price history

Date	Event	Price
7/16/2026	Listed for sale	$689,000+683%$412/sqft
Source: Chesapeake Bay & Rivers AOR #202601250 Report a problem
8/26/2021	Sold	$88,000-7.4%$53/sqft
Source: Public Record Report a problem
7/24/2021	Pending sale	$95,000$57/sqft
Source: Northern Neck AOR #109522 Report a problem
1/21/2021	Listed for sale	$95,000-76.2%$57/sqft
Source: Bragg & Company #109522 Report a problem
9/14/2007	Sold	$399,000$239/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$440	$80,000
2024	$440 +21.5%	$80,000 +39.1%
2023	$362	$57,500
2022	$362	$57,500
2021	$362 -74.9%	$57,500 -74.9%
2020	$1,441 -17.5%	$228,700 -22.7%
2018	$1,746	$296,000
2017	--	$296,000
2016	--	$296,000
2015	--	$296,000
2014	--	--
2013	--	--
2012	--	--
2010	--	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 22578

Getting around

0 / 100

Car-Dependent

36 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

3/10
Lancaster Elementary School
Grades: K-7Distance: 5.5 mi
3/10
Lancaster High School
Grades: 8-12Distance: 10.9 mi

Schools provided by the listing agent

Elementary: Lancaster
Middle: Lancaster
High: Lancaster

Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.