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Pending
    • Price cut: $44K (7/16)
    $405,000

    204 N El Centro Blvd, Panama City Beach, FL 32413

    2beds
    1,598sqft
    : 
    $2,575/mo
    Get pre-qualified
    Single Family Residence
    Built in 2015
    6,534 Square Feet Lot
    $399,000 Zestimate®
    $253/sqft
    $-- HOA

    What's special

    Two-car garageOpen layoutPrivacy fenced rear yardIrrigation system
    'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' This is the opportunity buyers and investors have been waiting for. NO HOA AND SHORT TERM RENTALS ALLOWED!!!!! Beautifully maintained 2BR/2BA brick home located at 204 N. El Centro Blvd. in the heart of Panama City Beach. Situated in a quiet, established neighborhood, this home is just a short walk to the white sand beaches of the Gulf of America and approximately 1.6 miles from Pier Park, placing you moments from some of the best shopping, dining, and entertainment in the Florida Panhandle. The home features 9-foot ceilings, a spacious living room, and an open layout that immediately showcases how roomy the home truly is. Durable tile and luxury vinyl plank (LVP) flooring run throughout, complemented by granite countertops in the kitchen and both bathrooms. The primary bedroom is generously sized, and the master bathroom offers ample space with a beautifully designed shower and a large walk in closet, providing comfort and functionality. Enjoy outdoor living in the beautiful backyard, ideal for relaxing or entertaining, complete with a privacy fenced rear yard, irrigation system, and a two-car garage. This home has been immaculately maintained and was used exclusively as the owners' private vacation retreat. It has never been rented and has only been occupied by the owners, reflecting exceptional care and minimal wear. Located just minutes from Pier Park, you'll enjoy endless shopping, great restaurants, entertainment venues, and year-round activities right at your fingertips you'll truly never get bored. With beach access, premier retail, and dining all close by, this home delivers the ultimate Panama City Beach lifestyle. Conveniently located near area schools including Hutchison Beach Elementary (~3.5 mi), Surfside Middle School (~2.4 mi), and Arnold High School (~4.5 mi) Whether you're searching for a primary residence, beach retreat, or investment opportunity, this home offers space, location, and coastal charm! ''All measurements and square footage are approximate and should be verified by the buyer or buyer's agent. Information is deemed reliable but not guaranteed.''
    254 days
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    477
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    23
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    Zillow last checked:

    Listing updated:

    Listed by:

    Daniel Raffield 850-238-7826,

    Empire Real Estate of Florida LLC

    Source: CPAR,MLS#: 782695MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Living Room, Primary Bedroom
      Primary bedroom
      • Description: estimated
      • Level: First
      • Dimensions: 12 x 15
      Bedroom
      • Description: estimated
      • Level: First
      • Dimensions: 12 x 10
      Living room
      • Description: estimated
      • Level: First
      • Dimensions: 18 x 12
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Cooktop, Electric Oven, Electric Water Heater
      Features
      • Double Vanity, Main Level Primary, Walk-In Closet(s)
      Interior area
      • Total structure area: 1,598
      • Total interior livable area: 1,598 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Accessibility
      • Accessibility features: Accessible Washer/Dryer, Accessible Full Bath, Accessible Bedroom, Visitor Bathroom, Accessible Doors, Accessible Hallway(s)
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Porch, Screened
      • Exterior features: Porch
      • Fencing: Fenced
      Lot
      • Size: 6,534 Square Feet
      • Dimensions: 110' x 65'
      • Features: Sprinkler System
      Details
      • Parcel number: 33502000020
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Slab
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 2015

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Subdivision: [No Recorded Subdiv]
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $253/sqft
      • Tax assessed value: $282,300
      • Annual tax amount: $3,488
      • Date on market: 7/16/2026
      • Cumulative days on market: 254 days
      • Electric utility on property: Yes

        Estimated market value

        $399,000

        $379,000 - $419,000

        $2,171/mo

        Price history

        DateEventPrice
        8/26/2026Pending sale$405,000$253/sqft
        Source: CPAR #782695 Report a problem
        7/16/2026Price change$405,000-9.8%$253/sqft
        Source: CPAR #782695 Report a problem
        7/16/2026Pending sale$449,000$281/sqft
        Source: CPAR #782695 Report a problem
        6/5/2026Price change$449,000-6.3%$281/sqft
        Source: CPAR #782695 Report a problem
        3/8/2026Price change$479,000-2.6%$300/sqft
        Source: CPAR #782695 Report a problem
        12/16/2025Listed for sale$492,000$308/sqft
        Source: CPAR #782695 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,488 +1%$282,300 +1.9%
        2023$3,455 +16.9%$277,066 +9%
        2022$2,956 $254,160
        2021-- --
        2020$2,645 +2.3%$219,386 +3.9%
        2019$2,585 $211,246 +6.5%
        2018$2,585 +3.7%$198,411 +10%
        2017$2,493 +18.5%$180,374 +0.2%
        2016$2,104 +503.2%$180,032 +531.7%
        2015$349 $28,501 -2.3%
        2014$349 $29,185
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 32413

        Getting around

        43 / 100
        Car-Dependent
        59 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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