For sale

Price cut: $29.1K (7/30)

$819,900

21 W Swainson Ave, Saratoga Springs, UT 84045

5beds

3,604sqft

$4,868/mo

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Single Family Residence

Built in 2016

9,147 Square Feet Lot

$810,400 Zestimate^®

$227/sqft

$35/mo HOA

What's special

Landscaped backyardCovered pergolaUnforgettable viewsDramatic two-story entryUpgraded kitchenCustom accent wallsBarn doors

Stunning 5-bedroom, 3.5-bath Saratoga Springs home with breathtaking lake and mountain views! This beautifully designed home features a dramatic two-story entry, custom accent walls, designer lighting, quartz countertops, upgraded kitchen, luxury owner's suite, barn doors, and stylish modern finishes throughout. Enjoy the covered pergola, landscaped backyard, and versatile flex/salon space. A true turnkey property with custom character and unforgettable views!

88 days

332

27

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1
Partial bathrooms: 1

Rooms

Room types: Master Bathroom, Den/Office, Updated Kitchen

Heating

Central

Cooling

Central Air

Appliances

Included: Refrigerator, Disposal, Free-Standing Range
Laundry: Electric Dryer Hookup

Features

Separate Bath/Shower, Walk-In Closet(s), Vaulted Ceiling(s)
Flooring: Carpet, Laminate, Tile
Doors: Sliding Doors
Windows: Drapes, Bay Window(s)
Basement: Full
Has fireplace: No

Interior area

Total structure area: 3,604
Total interior livable area: 3,604 sqft
Finished area above ground: 2,470
Finished area below ground: 1,134

Property

Parking

Total spaces: 8
Parking features: RV Access/Parking
Garage spaces: 3
Uncovered spaces: 5

Features

Stories: 3
Patio & porch: Covered, Covered Patio
Exterior features: Lighting
Spa features: Hot Tub
Fencing: Full
Has view: Yes
View description: Lake, Mountain(s)
Has water view: Yes
Water view: Lake

Lot

Size: 9,147 Square Feet
Features: Curb & Gutter
Residential vegetation: Landscaping: Full

Details

Additional structures: Gazebo
Parcel number: 418150105
Zoning: RES
Zoning description: Single-Family

Construction

Type & style

Home type: SingleFamily
Architectural style: A-Frame
Property subtype: Single Family Residence

Materials

Clapboard/Masonite, Stone, Stucco
Roof: Asphalt

Condition

Blt./Standing
New construction: No
Year built: 2016

Utilities & green energy

Water: Culinary, Irrigation
Utilities for property: Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected

Community & HOA

Community

Subdivision: Heron Hills

HOA

Has HOA: Yes
HOA fee: $35 monthly
HOA name: HOA Strategies
HOA phone: 385-988-0182

Location

Region: Saratoga Springs

Financial & listing details

Price per square foot: $227/sqft
Tax assessed value: $640,300
Annual tax amount: $2,876
Date on market: 5/14/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Inclusions: Gazebo, Hot Tub, Range, Refrigerator
Exclusions: Dog Run
Acres allowed for irrigation: 0
Electric utility on property: Yes

Estimated market value

$810,400

$770,000 - $851,000

$2,710/mo

Price history

Date	Event	Price
7/30/2026	Price change	$819,900-3.4%$227/sqft
Source: UtahRealEstate.com #2157910 Report a problem
7/8/2026	Price change	$849,000-5.6%$236/sqft
Source: UtahRealEstate.com #2157910 Report a problem
5/28/2026	Price change	$899,000-2.3%$249/sqft
Source: UtahRealEstate.com #2157910 Report a problem
5/14/2026	Listed for sale	$920,000$255/sqft
Source: UtahRealEstate.com #2157910 Report a problem
7/22/2016	Sold	--
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,877 +8.2%	$640,300 +10.3%
2024	$2,658 +5.2%	$580,600 -2.1%
2023	$2,526 -4.3%	$593,300 -1.9%
2022	$2,641 +14.1%	$604,800 +152.8%
2021	$2,314 +4.7%	$239,250 -41.4%
2020	$2,210 +12%	$408,100 +96.6%
2019	$1,974 +15.5%	$207,570 -39.4%
2018	$1,709 +116.2%	$342,700 +107.8%
2017	$790	$164,945 +133%
2016	$790	$70,800

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 84045

Getting around

8 / 100

Car-Dependent

0 / 100

No Nearby Transit

16 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Harbor Point Elementary
Grades: PK-6Distance: 1.3 mi
7/10
Lake Mountain Middle
Grades: 7-9Distance: 3.4 mi
7/10
Westlake High School
Grades: 10-12Distance: 4.8 mi

Schools provided by the listing agent

Elementary: Harbor Point Elementary
Middle: Lake Mountain
High: Westlake
District: Alpine

Source: UtahRealEstate.com. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.