Builder says move it - now offering up to $10,000 toward allowable buyer closing costs and/or an interest-rate buydown!
Built in 2024, this modern Florida cottage in Santa Rosa Beach offers a clean, functional design, a single-level layout, no HOA and convenient access just off Highway 331.
This 3-bedroom, 2.5-bath home features an open-concept living, kitchen and dining area designed for comfortable flow and natural light. The kitchen includes white shaker cabinetry, stainless steel appliances, a subway tile backsplash and a large island with seating.
Luxury vinyl plank flooring runs throughout the home, complemented by recessed lighting and a split-bedroom floor plan that provides added privacy for the primary suite. The primary bathroom features a double vanity and a glass-enclosed walk-in shower with a tiled surround.
Exterior features include Hardie board siding and trim, a covered front porch, a spacious private driveway and a 50-by-125-foot lot. The low-maintenance setting offers flexibility without HOA fees, assessments or architectural restrictions.
Need help seeing the full potential of an unfurnished new construction home? Visit The Spin Inn at 1338 N. County Highway 393, MLS #792823, the builder's professionally designed and fully furnished model home featuring the same floor plan.
This property is offered at $445,000 in its current unfurnished condition. Buyers may also select an optional $50,000 professional design and furnishing package by separate written agreement, creating a fully furnished purchase package of $495,000. The package may include a personalized interior concept, coordinated furniture and décor, property setup, and custom website design subject to final selections, availability and written specifications.
With convenient access to Emerald Coast beaches, dining, shopping, Choctawhatchee Bay and the surrounding Santa Rosa Beach area, this property may work well as a primary residence, second home or rental investment. Short-term-rental use is subject to applicable zoning, licensing and regulatory requirements.
The $10,000 builder incentive is subject to acceptable contract terms, buyer qualification and any applicable lender requirements. All information is deemed reliable but not guaranteed. Buyer to verify all details, including measurements, features, zoning, rental eligibility and permitted uses.
New construction
Price cut: $10K (8/29)
$445,000
25 Indian Woman Rd, Santa Rosa Beach, FL 32459
3beds
1,412sqft
Single Family Residence
Built in 2024
6,534 Square Feet Lot
$433,800 Zestimate®
$315/sqft
$-- HOA
What's special
Large island with seatingCovered front porchLow-maintenance settingSingle-level layoutSpacious private drivewaySplit-bedroom floor planLuxury vinyl plank flooring
- 163 days
- 338
- 33
Zillow last checked:
Listing updated:
Listed by:
Crystal Ball 205-329-0759,
Anchor Realty Florida
Source: CPAR,MLS#: 787862
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Kitchen, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 13 x 14
Bedroom
- Level: First
- Dimensions: 12 x 12
Kitchen
- Level: First
- Dimensions: 13 x 9
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Range, Ice Maker
Features
- Double Vanity, Main Level Primary, Walk-In Closet(s)
Interior area
- Total structure area: 1,412
- Total interior livable area: 1,412 sqft
Video & virtual tour
Property
Parking
- Parking features: No Garage
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio
Lot
- Size: 6,534 Square Feet
- Dimensions: 50 x 125
- Features: Paved
Details
- Parcel number: 222S20331201080100
- Zoning description: County, Resid Multi-Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: Yes
- Year built: 2024
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: No Named Subdivision
HOA
- Has HOA: No
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $315/sqft
- Tax assessed value: $299,313
- Annual tax amount: $2,775
- Date on market: 4/3/2026
- Cumulative days on market: 164 days
- Electric utility on property: Yes
Estimated market value
$433,800
$412,000 - $455,000
$2,452/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/29/2026 | Price change | $435,000-2.2%$308/sqft |
Source: | ||
| 7/16/2026 | Price change | $445,000-3.1%$315/sqft |
Source: | ||
| 4/3/2026 | Listed for sale | $459,000$325/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,695 +534.4% | $297,232 +548.5% |
| 2024 | $425 +5% | $45,835 +10% |
| 2023 | $405 +15.3% | $41,668 +10% |
| 2022 | $351 | $37,880 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32459
Nearby schools
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





