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For sale
  • Price cut: $20K (10/14)
    $479,900

    26 Somerset St, La Plata, MD 20646

    3beds
    1,490sqft
    : 
    $3,316/mo
    Get pre-qualified
    Single Family Residence
    Built in 1973
    0.61 Acres Lot
    $479,100 Zestimate®
    $322/sqft
    $-- HOA

    What's special

    Cozy fireplaceFinished daylight lower levelProfessional landscapingLarge flat fenced backyard
    NEW PRICE — Come and Look, make an offer. USDA LOAN ELIGIBLE (100% financing for qualified buyers). Completely renovated and move-in ready in the heart of historic La Plata! Welcome to 26 Somerset Street, a beautifully updated 3-bedroom, 2-bath home offering a finished daylight lower level, a large flat fenced backyard, professional landscaping, and a convenient location within walking distance of historic downtown La Plata. Renovated from top to bottom, this home offers a fresh, welcoming interior filled with natural light and new finishes throughout. The kitchen features thoughtfully selected appliances, including a new range with convection cooking, air-fry capability, multiple burner options, steam features, and Wi-Fi connectivity. The new LG washer and dryer also offer upgraded features including steam and sanitize settings. The work has already been done—just move in and enjoy. The finished daylight lower level provides valuable flexible living space with walkout access to the backyard. A cozy fireplace creates a comfortable gathering spot for relaxing or entertaining. Step outside to a large, flat backyard fully enclosed by a privacy fence—plenty of space for pets, gardening, entertaining, recreation, or simply enjoying your own private outdoor space. Professional landscaping adds beautiful curb appeal and a polished finishing touch. And don't overlook the location. Historic downtown La Plata is within walking distance, with local shops, restaurants, and services nearby. Major shopping, everyday conveniences, medical facilities, major employers, and military installations are also within easy reach. For those heading toward Washington, D.C., nearby commuter lots and commuter services provide additional transportation options. The Potomac and Patuxent Rivers also put boating and waterfront recreation within an easy drive. USDA Home Loans are issued by qualified lenders and guaranteed by the United States Department of Agriculture (USDA). USDA Home Loans are particularly favorable to those living in rural or low-income areas. USDA Loans offer $0 money down, lenient eligibility requirements and competitive interest rates - due to the loan being guaranteed by the USDA. USDA mortgages stand alone as the only mainstream zero money down program available to borrowers that have not served in the military. Eligible borrowers will be hard pressed to find a home loan program that offers more favorable terms. Income and family size is taken into consideration for eligibility. Ask your lender for more information.
    46 days
    462
    44

    Zillow last checked:

    Listing updated:

    Listed by:

    Delaine Campbell 703-932-6542,

    Coldwell Banker Realty 7035188300

    Source: Bright MLS,MLS#: MDCH2059068MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Living Room, Dining Room, Kitchen, Family Room, Laundry
      Dining room
      • Level: Main
      Family room
      • Features: Fireplace - Wood Burning, Attached Bathroom
      • Level: Lower
      Kitchen
      • Level: Main
      Laundry
      • Level: Lower
      Living room
      • Level: Main
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Air Cleaner, Microwave, Dishwasher, Disposal, Dryer, Energy Efficient Appliances, Exhaust Fan, Ice Maker, Self Cleaning Oven, Oven, Oven/Range - Electric, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliance(s), Washer, Water Heater, Dual Flush Toilets, Electric Water Heater
      • Laundry: Has Laundry, Lower Level, Laundry Room
      Features
      • Bathroom - Tub Shower, Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Crown Molding, Dining Area, Family Room Off Kitchen, Flat, Open Floorplan, Kitchen Island, Kitchen - Table Space, Pantry, Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Bathroom - Stall Shower, Breakfast Area
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Brick, Mantel(s), Screen
      Interior area
      • Total structure area: 1,490
      • Total interior livable area: 1,490 sqft
      • Finished area above ground: 1,490
      Video & virtual tour

      Property

      Parking
      • Total spaces: 6
      • Parking features: Storage, Garage Faces Front, Garage Door Opener, Inside Entrance, Oversized, Attached, Driveway
      • Attached garage spaces: 2
      • Uncovered spaces: 4
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Deck, Porch
      • Exterior features: Lighting, Boat Storage, Play Area
      • Pool features: None
      • Fencing: Panel,Privacy,Back Yard,Vinyl,Full
      Lot
      • Size: 0.61 Acres
      • Features: Downtown
      Details
      • Additional structures: Above Grade, Outbuilding
      • Parcel number: 0901002317
      • Zoning: R8
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Other
      • Foundation: Crawl Space, Slab
      Condition
      • Excellent
      • New construction: No
      • Year built: 1973
      • Major remodel year: 2026

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: None Available
      HOA
      • Has HOA: No
      Location
      • Region: La Plata
      • Municipality: Town of La Plata

      Financial & listing details

      • Price per square foot: $322/sqft
      • Tax assessed value: $292,900
      • Annual tax amount: $4,596
      • Date on market: 9/4/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $479,100

        $455,000 - $503,000

        $2,476/mo

        Price history

        DateEventPrice
        10/14/2026Price change$479,900-4%$322/sqft
        Source: Bright MLS #MDCH2059068 Report a problem
        10/9/2026Price change$499,900-1%$336/sqft
        Source: Bright MLS #MDCH2059068 Report a problem
        9/22/2026Price change$505,000-6.5%$339/sqft
        Source: Bright MLS #MDCH2059068 Report a problem
        9/18/2026Price change$540,000-3.6%$362/sqft
        Source: Bright MLS #MDCH2059068 Report a problem
        9/4/2026Listed for sale$560,000+80.6%$376/sqft
        Source: Bright MLS #MDCH2059068 Report a problem
        6/15/2026Sold$310,000+36%$208/sqft
        Source: Public Record Report a problem
        9/30/2015Sold$228,000$153/sqft
        Source: Public Record Report a problem
        7/10/2015Listed for sale$228,000$153/sqft
        Source: Coldwell Banker Jay Lilly Real Estate #CH8690161 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026$4,596 +8.2%$292,900 +7.1%
        2025$4,246 +8%$273,433 +7.7%
        2024$3,931 +17.1%$253,967 +8.3%
        2023$3,356 +2.5%$234,500
        2022$3,275 +2.5%$234,500 +5%
        2021$3,194 +2.4%$223,233 +2.6%
        2020$3,120 -4.5%$217,600
        2019$3,268 +27.5%$217,600
        2018$2,563 -22.2%$217,600 -0.5%
        2017$3,294 $218,600 +2.1%
        2016-- $214,067 +2.2%
        2015-- $209,533 +2.2%
        2014-- $205,000
        2013-- $205,000
        2012-- $205,000 -17.5%
        2011-- $248,360
        2010-- $248,360
        2009-- $248,360 -4.9%
        2008-- $261,240 +20.2%
        2007-- $217,276 +25.4%
        2006-- $173,313 +147.8%
        2005-- $69,950 +3.2%
        2004-- $67,790 +3.3%
        2003-- $65,630 +3.4%
        2002-- $63,470 +2.6%
        2001-- $61,876
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 20646

        Getting around

        46 / 100
        Car-Dependent
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Charles County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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