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For sale
    • Price cut: $19K (7/23)
    $630,000

    2925 TERRA CEIA BAY BOULEVARD #2703, PALMETTO, FL 34221

    3beds
    2,039sqft
    : 
    $5,153/mo
    Get pre-qualified
    Condominium
    Built in 2007
    -- sqft lot
    $-- Zestimate®
    $309/sqft
    $1,025/mo HOA

    What's special

    Resort-style poolOpen-concept layoutDesirable split floor planExpansive private balcony
    Welcome to Florida LUXURY LIVING at its finest in this stunning 2 bedroom plus den residence; with the flexibility of a third bedroom, offering breathtaking PANORAMIC WATER VIEWS of Terra Ceia Bay, the Sunshine Skyway Bridge, and the St. Petersburg skyline. Designed for effortless coastal living, this move-in-ready condominium features an open-concept layout, desirable split floor plan, and soaring ceilings that enhance the sense of space and natural light. Step onto your expansive PRIVATE BALCONY to enjoy morning coffee or UNFORGETTABLE SUNSETS over shimmering bay waters, your front-row seat to the Florida WATERFRONT LIFESTYLE. Inside, high-end finishes are found throughout. The versatile den functions beautifully as a home office, guest suite, or optional third bedroom. The primary suite is a serene retreat with direct terrace access, while the open living and dining areas are ideal for entertaining and everyday comfort. Every detail reflects quality, style, and meticulous care. Located within a GATED GOLF COURSE COMMUNITY, residents enjoy an impressive array of amenities including a RESORT-STYLE POOL, SPA, and FIREPIT, a scenic 500-foot FISHING PIER, and a NATURE TRAIL winding through native Florida landscapes. Optional club membership provides access to an 18-hole executive golf course, tennis courts, fitness center, dining, and a lively tiki bar, with golf available without mandatory membership. Ideally situated just minutes from downtown Bradenton, enjoy Saturday mornings at the Farmer’s Market, easy access to the island water ferry to the beaches, and the charm of nearby Palmetto with its historic downtown and local shops. Nature lovers will appreciate proximity to Emerson Point Preserve, known for scenic trails and abundant wildlife. Conveniently located within an hour of Tampa International Airport, St. Pete, Sarasota, and SRQ, and close to shopping, dining, and outdoor adventures, this residence is perfect as a full-time home, seasonal retreat, or investment opportunity. LIVE WHERE OTHERS VACATION! Wake up to water views. Lock and leave with ease. This is Florida WATERFRONT LIVING; done right!
    198 days
    319
    11

    Zillow last checked:

    Listing updated:

    Listed by:

    Angel Wilkinson 813-416-9575,

    REAL BROKER, LLC 855-450-0442,

    Becky Mallari 941-544-6003,

    REAL BROKER, LLC

    Source: Stellar MLS,MLS#: TB8462984MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Area: 291.81 Square Feet
      • Dimensions: 13.7x21.3
      Bedroom 2
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 155.1 Square Feet
      • Dimensions: 11x14.1
      Primary bathroom
      • Features: Built-In Shower Bench, Dual Sinks, Exhaust Fan, Granite Counters, Makeup/Vanity Space, Shower No Tub, Stone Counters, Water Closet/Priv Toilet, Built-in Closet
      • Level: First
      • Area: 272.32 Square Feet
      • Dimensions: 19.3x14.11
      Bathroom 2
      • Features: Granite Counters, Tub With Shower
      • Level: First
      • Area: 60.3 Square Feet
      • Dimensions: 5.11x11.8
      Den
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 143.51 Square Feet
      • Dimensions: 12.7x11.3
      Dining room
      • Level: First
      Foyer
      • Features: Linen Closet
      • Level: First
      Kitchen
      • Features: Breakfast Bar, Pantry, Built-in Features, Exhaust Fan, Granite Counters
      • Level: First
      Laundry
      • Features: Granite Counters, Storage Closet
      • Level: First
      • Area: 36.72 Square Feet
      • Dimensions: 5.1x7.2
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile
      • Doors: Outdoor Grill, Outdoor Shower, Sliding Doors
      • Windows: Window Treatments, Hurricane Shutters/Windows
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 2,300
      • Total interior livable area: 2,039 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Assigned, Common, Covered, Deeded, Ground Level, Guest, Open, Reserved, Under Building
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Rear Porch, Screened
      • Exterior features: Balcony, Courtyard, Fire Pit, Irrigation System, Lighting, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk, Storage, Tennis Court(s)
      • Pool features: Deck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Tile
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Fencing: Fenced
      • Has view: Yes
      • View description: Water, Gulf/Ocean - Full, Gulf/Ocean to Bay
      • Has water view: Yes
      • Water view: Water,Gulf/Ocean - Full,Gulf/Ocean to Bay
      • Waterfront features: Gulf/Ocean Front, Waterfront, Bay/Harbor, Gulf/Ocean to Bay, Gulf/Ocean to Bay Access, Fishing Pier
      • Body of water: TERRA CEIA BAY/GULF
      Lot
      • Features: Cleared, Landscaped, On Golf Course, Private, Sidewalk, Above Flood Plain
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Additional structures: Cabana, Storage, Tennis Court(s)
      • Parcel number: 2412721909
      • Zoning: PDH
      • Special conditions: None

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Coastal,Elevated,Florida
      • Property subtype: Condominium
      Materials
      • Block, Concrete, Stucco
      • Foundation: Concrete Perimeter, Pillar/Post/Pier, Raised
      • Roof: Built-Up,Concrete,Membrane
      Condition
      • New construction: No
      • Year built: 2007
      Details
      • Builder model: Sunset
      • Warranty included: Yes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Available, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Available, Water Connected
      Green energy
      • Indoor air quality: No Smoking-Interior Buildg
      • Water conservation: Drip Irrigation, Fl. Friendly/Native Landscape

      Community & HOA

      Community
      • Features: Dock, Fishing, Gulf/Ocean Front, Water Access, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Gated Community - No Guard, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Pool, Restaurant, Sidewalks, Tennis Court(s)
      • Security: Closed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Gated Community, Key Card Entry, Security Gate, Smoke Detector(s), Fire/Smoke Detection Integration
      • Pet fee: $0 monthly
      • Subdivision: BAY CLUB PH II
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Elevator(s), Fitness Center, Gated, Golf Course, Maintenance, Pool, Recreation Facilities, Security, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
      • Services included: Cable TV, Common Area Taxes, Community Pool, Reserve Fund, Fidelity Bond, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pest Control, Pool Maintenance, Recreational Facilities, Security, Sewer, Trash, Water
      • HOA fee: $1,025 monthly
      • HOA name: C&S Community Management Services
      • HOA phone: 941-758-9454
      Location
      • Region: Palmetto

      Financial & listing details

      • Price per square foot: $309/sqft
      • Tax assessed value: $459,000
      • Annual tax amount: $9,483
      • Date on market: 2/11/2026
      • Cumulative days on market: 198 days
      • Listing terms: Cash,Conventional,VA Loan
      • Ownership: Condominium
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt, Concrete

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/23/2026Price change$630,000-2.9%$309/sqft
        Source: Stellar MLS #TB8462984 Report a problem
        6/4/2026Price change$649,000-1.7%$318/sqft
        Source: Stellar MLS #TB8462984 Report a problem
        4/24/2026Price change$660,000-4.3%$324/sqft
        Source: Stellar MLS #TB8462984 Report a problem
        2/11/2026Listed for sale$690,000+122.6%$338/sqft
        Source: Stellar MLS #TB8462984 Report a problem
        5/25/2010Sold$310,000-9.1%$152/sqft
        Source: Public Record Report a problem
        4/3/2009Listing removed$340,900$167/sqft
        Source: Listhub #A3903636 Report a problem
        2/25/2009Listed for sale$340,900$167/sqft
        Source: Prudential Real Estate #A3903636 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,978 +5.2%$456,799 +10%
        2024$9,483 +1.8%$415,272 +10%
        2023$9,316 +13.4%$377,520 +10%
        2022$8,217 +7.8%$343,200 +10%
        2021$7,624 -2.1%$312,000 -2.5%
        2020$7,791 -0.4%$320,000
        2019$7,821 $320,000 +1.6%
        2018$7,821 +0.8%$315,000 +2%
        2017$7,762 +6.6%$308,900 +1.3%
        2016$7,285 $304,800 +3%
        2015$7,285 $295,900 +3%
        2014$7,285 +12.3%$287,281 +20.8%
        2013$6,485 +648414%$237,833 +6%
        2012$1 $224,371 +3%
        2011$1 $217,836
        2010-- $217,836 -43%
        2009$9,301 -21.2%$381,954 -25.2%
        2008$11,801 $510,510
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34221

        Getting around

        17 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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