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For sale
    • Price cut: $10K (7/24)
    $815,000

    2925 TERRA CEIA BAY BOULEVARD #2802, PALMETTO, FL 34221

    3beds
    2,306sqft
    : 
    $6,314/mo
    Get pre-qualified
    Condominium
    Built in 2007
    -- sqft lot
    $-- Zestimate®
    $353/sqft
    $1,025/mo HOA

    What's special

    Sophisticated coastal styleBeautiful backsplashFishing pierGlass french doorsBright open-concept interiorSpacious primary suiteSpa-inspired bathroom
    WATERFRONT 3 BR + DEN — PRICE IMPROVEMENT! Experience elevated Florida living in this beautifully renovated 2,306-square-foot residence, complemented by a 190-square-foot screened waterfront balcony showcasing expansive views toward Tampa Bay and the iconic Sunshine Skyway Bridge. The bright, open-concept interior blends sophisticated coastal style with thoughtful upgrades. The remodeled kitchen is a stunning centerpiece featuring Brazilian Crystal countertops and beautiful backsplash, stainless-steel appliances, a convection oven with built-in air fryer, LED lighting, and generous space for cooking and entertaining. Plantation shutters, crown molding, and engineered hardwood flooring in the bedrooms add warmth and refinement throughout the residence. Glass French doors open to a versatile den with custom built-in cabinetry—ideal for a home office, media room, library, or additional guest space. The spacious primary suite is a private retreat with custom closets, crown-molding details, and a spa-inspired bathroom featuring a large walk-in shower, jetted whirlpool tub, linen closet, and private water closet. A tankless water heater provides additional comfort and efficiency. Enjoy the ease of condominium living with the generous proportions and functionality of a single-family home. Whether used as a year-round residence or Florida getaway, this home offers abundant living space, impressive renovations, remarkable waterfront scenery, and the opportunity to enjoy the Gulf Coast lifestyle from the moment you arrive. Terra Ceia Bay is an active waterfront and golf community offering pay-to-play golf with no mandatory golf membership. Community amenities include a pool, firepit, BBQ area and spa, fishing pier, nature trail and recreational opportunities, and convenient access to the golf clubhouse and on-site restaurant. The location provides an exceptional balance of peaceful waterfront living and accessibility to St. Petersburg, Tampa, Sarasota, Lakewood Ranch, area beaches, shopping, dining, cultural attractions, and multiple airports. Discover the space, views, lifestyle, and compelling value available in Palmetto—an increasingly sought-after Gulf Coast location offering exceptional waterfront living within convenient reach of neighboring metropolitan and coastal destinations. Furniture is not included in the listed price but may be purchased separately under an independent contract. Schedule your private showing and experience this exceptional waterfront residence in person.
    280 days
    |
    183
    |
    3
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Angel Wilkinson 813-416-9575,

    REAL BROKER, LLC 855-450-0442,

    Becky Mallari 941-544-6003,

    REAL BROKER, LLC

    Source: Stellar MLS,MLS#: TB8443955MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Den/Library/Office, Utility Room
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Other, Walk-In Closet(s)
      • Level: First
      • Area: 300.96 Square Feet
      • Dimensions: 15.2x19.8
      Bedroom 2
      • Features: Ceiling Fan(s), Storage Closet
      • Level: First
      • Area: 124.8 Square Feet
      • Dimensions: 9.6x13
      Bedroom 3
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 178.36 Square Feet
      • Dimensions: 9.8x18.2
      Primary bathroom
      • Features: Bath With Whirlpool, Dual Sinks, Exhaust Fan, Makeup/Vanity Space, Rain Shower Head, Stone Counters, Tall Countertops, Tub with Separate Shower Stall, Water Closet/Priv Toilet
      • Level: First
      • Area: 183.15 Square Feet
      • Dimensions: 11.1x16.5
      Bathroom 2
      • Features: Stone Counters, Tub With Shower
      • Level: First
      • Area: 54.6 Square Feet
      • Dimensions: 9.1x6
      Den
      • Features: Built-In Shelving, Ceiling Fan(s), Built-in Features, Other, Stone Counters, No Closet
      • Level: First
      • Area: 157.62 Square Feet
      • Dimensions: 11.1x14.2
      Dining room
      • Level: First
      • Area: 78.88 Square Feet
      • Dimensions: 7.1x11.11
      Kitchen
      • Features: Breakfast Bar, Pantry, Other, Stone Counters, Storage Closet
      • Level: First
      • Area: 265.72 Square Feet
      • Dimensions: 14.6x18.2
      Laundry
      • Features: Single Vanity, Storage Closet
      • Level: First
      • Area: 54.88 Square Feet
      • Dimensions: 5.6x9.8
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 453.18 Square Feet
      • Dimensions: 18.2x24.9
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Purifier
      • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
      Features
      • Accessibility Features, Built-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
      • Flooring: Ceramic Tile, Engineered Hardwood
      • Doors: Outdoor Grill, Outdoor Shower, Sliding Doors
      • Windows: Window Treatments, Hurricane Shutters/Windows
      • Has fireplace: No
      Interior area
      • Total structure area: 2,496
      • Total interior livable area: 2,306 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Assigned, Common, Covered, Deeded, Ground Level, Guest, Open, Reserved, Under Building
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Accessible Entrance
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Rear Porch, Screened
      • Exterior features: Balcony, Courtyard, Fire Pit, Irrigation System, Lighting, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk, Storage, Tennis Court(s)
      • Pool features: Deck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Tile
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Fencing: Fenced
      • Has view: Yes
      • View description: Golf Course, Pool, Trees/Woods, Water, Bay/Harbor - Full
      • Has water view: Yes
      • Water view: Water,Bay/Harbor - Full
      • Waterfront features: Gulf/Ocean Front, Waterfront, Bay/Harbor, Bay/Harbor Access, Fishing Pier
      • Body of water: TERRA CEIA BAY
      Lot
      • Size: 1.77 Acres
      • Features: Cleared, Landscaped, On Golf Course, Private, Sidewalk, Above Flood Plain
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Additional structures: Cabana, Storage, Tennis Court(s)
      • Parcel number: 2412722109
      • Zoning: PDH
      • Special conditions: None

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Coastal,Elevated,Florida
      • Property subtype: Condominium
      Materials
      • Block, Concrete, Stucco
      • Foundation: Concrete Perimeter, Pillar/Post/Pier, Raised
      • Roof: Built-Up,Concrete,Membrane
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Available, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected
      Green energy
      • Indoor air quality: No Smoking-Interior Buildg
      • Water conservation: Drip Irrigation, Whole House Water Purification, Fl. Friendly/Native Landscape

      Community & HOA

      Community
      • Features: Dock, Fishing, Gulf/Ocean Front, Water Access, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Gated Community - No Guard, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Pool, Restaurant, Sidewalks, Tennis Court(s)
      • Security: Closed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Gated Community, Key Card Entry, Security Fencing/Lighting/Alarms, Security Gate, Security Lights, Security System Owned, Smoke Detector(s), Fire/Smoke Detection Integration
      • Pet fee: $0 monthly
      • Subdivision: BAY CLUB PH II
      HOA
      • Has HOA: Yes
      • Amenities included: Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Golf Course, Lobby Key Required, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Security, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
      • Services included: Cable TV, Common Area Taxes, Community Pool, Reserve Fund, Fidelity Bond, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pest Control, Pool Maintenance, Recreational Facilities, Security, Sewer, Trash, Water
      • HOA fee: $1,025 monthly
      • HOA name: C&S Community Management Services
      • HOA phone: 941-758-9454
      Location
      • Region: Palmetto

      Financial & listing details

      • Price per square foot: $353/sqft
      • Tax assessed value: $552,500
      • Annual tax amount: $8,532
      • Date on market: 11/20/2025
      • Cumulative days on market: 281 days
      • Listing terms: Cash,Conventional,VA Loan
      • Ownership: Condominium
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt, Concrete

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/24/2026Price change$815,000-1.2%$353/sqft
        Source: Stellar MLS #TB8443955 Report a problem
        4/21/2026Price change$825,000-1.7%$358/sqft
        Source: Stellar MLS #TB8443955 Report a problem
        11/20/2025Listed for sale$839,000+14.1%$364/sqft
        Source: Stellar MLS #TB8443955 Report a problem
        6/15/2023Sold$735,000$319/sqft
        Source: Public Record Report a problem
        5/5/2023Pending sale$735,000$319/sqft
        Source: Stellar MLS #U8192966 Report a problem
        3/17/2023Listed for sale$735,000+110%$319/sqft
        Source: Stellar MLS #U8192966 Report a problem
        4/20/2010Sold$350,000-14.8%$152/sqft
        Source: Public Record Report a problem
        10/4/2009Listing removed$410,900$178/sqft
        Source: Michael Saunders & Companyr #5804909 Report a problem
        5/25/2009Listed for sale$410,900$178/sqft
        Source: Michael Saunders & Companyr #5804909 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,976 +5.2%$438,172 +2.9%
        2024$8,532 +22%$425,823 +32.1%
        2023$6,993 +1.8%$322,346 +3%
        2022$6,871 +1%$312,957 +3%
        2021$6,803 +1.2%$303,842 +1.4%
        2020$6,723 +1.7%$299,647 +2.3%
        2019$6,610 $292,910 +1.9%
        2018$6,610 +1.2%$287,448 +2.1%
        2017$6,531 +4.2%$281,536 +2.1%
        2016$6,266 $275,745 +0.7%
        2015$6,266 $273,828 +0.8%
        2014$6,266 +1.8%$271,655 +1.5%
        2013$6,156 +615462%$267,640 +1.7%
        2012$1 $263,166 +3%
        2011$1 $255,501 +2.3%
        2010-- $249,786 -41.4%
        2009$10,337 -21.5%$425,957 -25.2%
        2008$13,161 $569,320
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34221

        Getting around

        17 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

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