For sale

$459,000

304 Cotton Fall Dr, Atoka, TN 38004

5beds

2,726sqft

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Single Family Residence

Built in 2019

0.27 Acres Lot

$453,400 Zestimate^®

$168/sqft

$-- HOA

What's special

Gorgeous kitchenBonus room

Welcome to beautiful Dear Ridge in Atoka! This stunning 5-bedroom, 3-bath home with bonus room offers the perfect blend of comfort, style and functionality. The gorgeous kitchen is the heart of the home, featuring plenty of space for cooking, gathering, and entertaining. Extra large laundry room with room for a freezer and a counter for folding. Also enjoy the formal dining room for extra room for more formal entertaining! Relax year-round on the screened-in back porch overlooking the backyard, perfect for enjoying peaceful mornings or winding down for the evening. Additional features include a tankless water heater for added energy efficiency and endless hot water. Best of all, there's NO HOA! Don't miss your chance to own this exceptional home in one of Atoka's most desirable neighborhoods!

16 days

543

26

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 3
Full bathrooms: 3

Primary bedroom

Features: Walk-In Closet(s), Smooth Ceiling, Carpet
Level: First
Area: 225
Dimensions: 15 x 15

Bedroom 2

Features: Shared Bath, Carpet
Level: First
Area: 143
Dimensions: 11 x 13

Bedroom 3

Features: Walk-In Closet(s), Shared Bath, Smooth Ceiling, Carpet
Level: Second
Area: 121
Dimensions: 11 x 11

Bedroom 4

Features: Walk-In Closet(s), Carpet
Level: Second
Area: 110
Dimensions: 11 x 10

Bedroom 5

Features: Carpet
Level: Second
Area: 168
Dimensions: 12 x 14

Dining room

Features: Separate Dining Room
Area: 195
Dimensions: 15 x 13

Kitchen

Features: Breakfast Bar, Separate Breakfast Room, Pantry
Area: 120
Dimensions: 8 x 15

Living room

Features: Great Room
Dimensions: 0 x 0

Bonus room

Area: 100
Dimensions: 10 x 10

Den

Area: 260
Dimensions: 13 x 20

Heating

Central, Natural Gas, Dual System

Cooling

Central Air, Dual

Features

1 or More BR Down, Primary Down, Split Bedroom Plan, Luxury Primary Bath, Double Vanity Bath, Full Bath Down, Smooth Ceiling, High Ceilings, Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
Flooring: Part Hardwood, Part Carpet, Tile
Windows: Double Pane Windows
Number of fireplaces: 1
Fireplace features: Ventless, In Den/Great Room

Interior area

Total interior livable area: 2,726 sqft

Property

Parking

Total spaces: 2
Parking features: Garage Faces Side
Has garage: Yes
Covered spaces: 2

Features

Stories: 1.5
Patio & porch: Porch, Screen Porch
Pool features: None
Fencing: Wood

Lot

Size: 0.27 Acres
Dimensions: .27
Features: Level, Landscaped

Details

Parcel number: 128E 128 B01000

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence

Materials

Brick Veneer

Condition

New construction: No
Year built: 2019

Community & HOA

Community

Subdivision: Deer Ridge Phase 2

Location

Region: Atoka

Financial & listing details

Price per square foot: $168/sqft
Tax assessed value: $447,700
Annual tax amount: $2,654
Price range: $459K - $459K
Date on market: 7/5/2026
Cumulative days on market: 17 days
Listing terms: Conventional,FHA,VA Loan

Estimated market value

$453,400

$431,000 - $476,000

$2,773/mo

Price history

Date	Event	Price
7/5/2026	Listed for sale	$459,000-2.3%$168/sqft
Source: MAAR #10225400 Report a problem
7/2/2026	Listing removed	--
Source: Owner Report a problem
6/15/2026	Listed for sale	$469,900+6.1%$172/sqft
Source: Owner Report a problem
5/19/2022	Sold	$443,000+3%$163/sqft
Source: MAAR #10121673 Report a problem
4/15/2022	Contingent	$429,900$158/sqft
Source: MAAR #10121673 Report a problem
4/14/2022	Listed for sale	$429,900+41%$158/sqft
Source: MAAR #10121673 Report a problem
12/3/2019	Sold	$304,800$112/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,655 +0.7%	$111,925 +0.7%
2024	$2,637 +5.1%	$111,200
2023	$2,508 +4.9%	$111,200 +42.7%
2022	$2,392 +1.7%	$77,900
2021	$2,353 +0.1%	$77,900
2020	$2,351 +705.9%	$77,900 +858.8%
2019	$292	$8,125
2018	$292 +11.3%	$8,125
2017	$262	$8,125

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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