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For sale
  • Price cut: $99 (7/29)
    $1,199,900

    3095 Calvert Blvd, Lusby, MD 20657

    5beds
    5,088sqft
    : 
    $7,730/mo
    Get pre-qualified
    Single Family Residence
    Built in 1984
    0.31 Acres Lot
    $-- Zestimate®
    $236/sqft
    $15/mo HOA

    What's special

    Where Generations Gather on the Chesapeake Bay Welcome to an extraordinary Chesapeake Bay estate in the sought-after Cove Point community, where more than 5,000 square feet of refined coastal living meets direct beach access and breathtaking water views that define every day. This custom-built five-bedroom, five-bath home blends timeless craftsmanship with shoreline serenity, creating the perfect setting for generations of family memories, a spectacular primary residence, or an exceptional second home with proven vacation rental appeal. From the moment you step through the grand two-story foyer, you'll appreciate the thoughtful design. A private guest suite or home office and full bath provide flexibility on the main level, while the home opens into an impressive gourmet kitchen featuring a massive granite island, custom weathered coastal cabinetry, double wall ovens, a commercial-size refrigerator, custom vent hood, walk-in pantry, and an inviting dining area overlooking the Bay. Designed for entertaining, the kitchen flows effortlessly into expansive living spaces where walls of windows frame spectacular Chesapeake Bay views. Rich wood floors, a gas fireplace, and seamless access to the full-width waterfront deck create the perfect backdrop for everything from quiet mornings with coffee to celebrations with family and friends. This isn't simply a waterfront home—it's the result of years of thoughtful planning and craftsmanship. Reimagined from the ground up, every major system, finish, and design element was carefully selected to create a home built for generations of waterfront living. Premium materials, including Anderson windows and doors, HardiePlank siding, high-efficiency HVAC systems, custom finishes, cedar ceilings, and quality construction reflect the exceptional attention to detail found throughout. Even more impressive, the home was intentionally built to a favorable elevation, resulting in substantially lower flood insurance than many comparable Chesapeake Bay waterfront properties. Upstairs, the waterfront primary suite is a true retreat, complete with a private balcony overlooking the Bay, a spacious walk-in closet, and a spa-inspired bath. Two additional bedrooms, including a second en-suite, share the level along with a dramatic family room featuring soaring cathedral ceilings and panoramic water views. The third floor offers exceptional flexibility with a private fifth-bedroom suite, full bath, cozy reading nook, and a large recreation room overlooking the Chesapeake. An elevator shaft is already in place for future elevator installation, providing added convenience and long-term accessibility. Outside, a boardwalk winds through the natural grasses to your own sandy beach, while multiple waterfront decks invite dining, entertaining, and endless sunsets over the Bay. A dedicated water hookup and 50-amp RV connection provide added convenience for guests and waterfront adventures. An additional separately deeded lot conveys with the property, bringing the total acreage to approximately 0.31 acres and providing valuable extra space for parking, privacy, or future possibilities. Located within the private Cove Point community, residents enjoy one of Southern Maryland's most treasured stretches of Chesapeake Bay shoreline, anchored by the iconic 1828 Cove Point Lighthouse. Just minutes away, Solomons Island offers waterfront restaurants, marinas, boutique shopping, and endless opportunities for boating, fishing, and exploring nearby Calvert Cliffs. Whether you're searching for a legacy waterfront residence, an unforgettable family retreat, or a premier coastal getaway with outstanding rental appeal, this extraordinary Chesapeake Bay estate offers a rare opportunity to own not just a home—but a lifestyle that will be cherished for generations.
    24 days
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    641
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    43
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    Zillow last checked:

    Listing updated:

    Listed by:

    Mark Frisco Jr. 443-532-8776,

    CENTURY 21 New Millennium 4439689595

    Source: Bright MLS,MLS#: MDCA2029768MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 5
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Den, Foyer, Office, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom
      Primary bedroom
      • Level: Upper
      Primary bedroom
      • Level: Upper
      Primary bedroom
      • Level: Upper
      Bedroom 2
      • Level: Upper
      Bedroom 3
      • Level: Main
      Primary bathroom
      • Level: Upper
      Primary bathroom
      • Level: Upper
      Primary bathroom
      • Level: Upper
      Bathroom 2
      • Level: Upper
      Bathroom 3
      • Level: Main
      Den
      • Level: Upper
      Dining room
      • Level: Main
      Family room
      • Level: Upper
      Foyer
      • Level: Main
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Office
      • Level: Upper
      Recreation room
      • Level: Upper
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Heat Pump, Electric
      Appliances
      • Included: Microwave, Dishwasher, Dryer, Exhaust Fan, Ice Maker, Double Oven, Oven, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Range, Electric Water Heater
      • Laundry: Main Level
      Features
      • Ceiling Fan(s), Entry Level Bedroom, Open Floorplan, Kitchen - Gourmet, Kitchen Island, Pantry, Primary Bedroom - Bay Front, Upgraded Countertops, Other, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Dining Area, Formal/Separate Dining Room, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Store/Office, Walk-In Closet(s), Family Room Off Kitchen, 9'+ Ceilings, 2 Story Ceilings, Vaulted Ceiling(s), Wood Ceilings, High Ceilings
      • Flooring: Hardwood, Ceramic Tile, Other, Carpet, Luxury Vinyl, Bamboo, Engineered Wood, Wood
      • Doors: Sliding Glass, French Doors
      • Windows: Double Pane Windows, Casement
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane
      Interior area
      • Total structure area: 5,088
      • Total interior livable area: 5,088 sqft
      • Finished area above ground: 5,088
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 8
      • Parking features: Other, Private, Off Street, Attached
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: Accessible Hallway(s), 2+ Access Exits, Roll-in Shower, Other
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Deck
      • Exterior features: Balcony
      • Pool features: None
      • Spa features: Bath, Hot Tub
      • Has view: Yes
      • View description: Bay, Panoramic
      • Has water view: Yes
      • Water view: Bay
      • Waterfront features: Sandy Beach, Bayfront, Canoe/Kayak, Fishing Allowed, Swimming Allowed, Personal Watercraft (PWC), Private Access, Bay
      • Body of water: Chesapeake Bay
      • Frontage length: Water Frontage Ft: 96
      Lot
      • Size: 0.31 Acres
      • Features: Cleared, Fishing Available, Level, Open Lot, Private, Rear Yard, Additional Lot(s), Front Yard, SideYard(s)
      Details
      • Additional structures: Above Grade, Below Grade
      • Additional parcels included: Tax ID: 0501034014, is the lot adjacent to this property and is included making a total of .31 acres
      • Parcel number: 0501032917
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial,Coastal,Villa
      • Property subtype: Single Family Residence
      Materials
      • Cement Siding, Combination, Other, Vinyl Siding, Batts Insulation
      • Foundation: Crawl Space
      • Roof: Architectural Shingle,Asphalt,Hip
      Condition
      • Excellent
      • New construction: No
      • Year built: 1984

      Utilities & green energy

      • Sewer: On Site Septic
      • Water: Well
      • Utilities for property: Cable Available, Phone Available, Underground Utilities, Broadband, Cable

      Community & HOA

      Community
      • Subdivision: Cove Point
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Access, Common Grounds, Water/Lake Privileges
      • Services included: Road Maintenance, Common Area Maintenance, Management
      • HOA fee: $180 annually
      • HOA name: COVE POINT HOME OWNERS ASSOCIATION
      Location
      • Region: Lusby

      Financial & listing details

      • Price per square foot: $236/sqft
      • Tax assessed value: $617,200
      • Annual tax amount: $7,070
      • Date on market: 7/29/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Conventional,Cash,FHA,VA Loan,Other
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/29/2026Price change$1,199,9000%$236/sqft
        Source: Bright MLS #MDCA2029768 Report a problem
        7/29/2026Price change$1,199,999-6.3%$236/sqft
        Source: Bright MLS #MDCA2029086 Report a problem
        6/12/2026Price change$1,280,000-4.5%$252/sqft
        Source: Bright MLS #MDCA2025608 Report a problem
        3/18/2026Listed for sale$1,339,900$263/sqft
        Source: Bright MLS #MDCA2025608 Report a problem
        1/10/2026Listing removed$1,339,900$263/sqft
        Source: Bright MLS #MDCA2024160 Report a problem
        11/20/2025Listed for sale$1,339,900+3.1%$263/sqft
        Source: Bright MLS #MDCA2024160 Report a problem
        5/31/2023Listing removed$1,299,000$255/sqft
        Source: Bright MLS #MDCA2008066 Report a problem
        12/9/2022Price change$1,299,000-3.8%$255/sqft
        Source: Bright MLS #MDCA2008066 Report a problem
        11/8/2022Price change$1,350,000-3.5%$265/sqft
        Source: Bright MLS #MDCA2008066 Report a problem
        8/31/2022Listed for sale$1,399,000+180.4%$275/sqft
        Source: Bright MLS #MDCA2008066 Report a problem
        1/15/2014Listing removed$499,000$98/sqft
        Source: A & O Realty Services, Inc. #CA8037784 Report a problem
        3/25/2013Listed for sale$499,000+25.1%$98/sqft
        Source: A & O Realty Services, Inc. #CA8037784 Report a problem
        1/2/2013Listing removed$399,000$78/sqft
        Source: A & O Realty Services, Inc. #CA7456779 Report a problem
        12/11/2012Price change$399,000-20.2%$78/sqft
        Source: A & O Realty Services, Inc. #CA7456779 Report a problem
        10/12/2010Price change$499,995-28.6%$98/sqft
        Source: A & O Realty Services, Inc. #CA7456779 Report a problem
        10/8/2010Price change$699,9950%$138/sqft
        Source: A & O Realty Services, Inc. #CA7456779 Report a problem
        5/2/2010Listed for sale$700,000+174.5%$138/sqft
        Source: A & O Realty Services, Inc. #CA7456779 Report a problem
        7/6/2009Sold$255,000-52.8%$50/sqft
        Source: Public Record Report a problem
        12/21/2004Sold$540,000$106/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,882 +11.6%$617,200 +8%
        2024$6,164 +12.9%$571,300 +8.7%
        2023$5,459 +1%$525,400
        2022$5,407 +1%$525,400 +1.9%
        2021$5,356 +0.5%$515,467 +1%
        2020$5,330 -0.5%$510,500
        2019$5,355 $510,500
        2018$5,355 -2.3%$510,500 -0.9%
        2017$5,481 +60.4%$515,100
        2016$3,416 $515,100
        2015$3,416 $515,100 +86%
        2014$3,416 $277,000
        2013-- $277,000
        2012-- $277,000 -15%
        2011-- $325,990
        2010-- $325,990 -42%
        2009-- $562,140 -1.5%
        2008-- $570,700 +15.7%
        2007-- $493,286 +18.6%
        2006-- $415,873 +22.9%
        2005-- $338,460 +6.3%
        2004-- $318,300 +6.8%
        2003-- $298,140 +7.3%
        2002-- $277,980 +0.6%
        2001-- $276,302
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 20657

        Getting around

        0 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Dowell
        • Middle: Southern
        • High: Patuxent
        • District: Calvert County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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