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For sale
  • $775,000

    430 Overlook Dr, Lusby, MD 20657

    4beds
    3,705sqft
    : 
    $5,414/mo
    Get pre-qualified
    Single Family Residence
    Built in 2000
    0.44 Acres Lot
    $759,000 Zestimate®
    $209/sqft
    $20/mo HOA

    What's special

    Refinished hardwood floorsCharming colonial-style two-story homeSitting areaLaundry roomFamily roomRoomy dining roomCommunity boat ramp
    WATERFRONT LIVING AT ITS BEST! Open House Saturday October 3, 2026 11am-1 pm Welcome to this charming Colonial-style, two-story home offering three levels of contemporary living. With 4 bedrooms, a den and 3½ baths, this home is beautifully positioned to take advantage of the spectacular waterfront and water rview lifestyle of Drum Point. From the moment you arrive, the exceptional setting will impress. Enjoy endless water views, stunning sunsets over the Patuxent River, and your own pier on Drum Point Lake—perfect for fishing, crabbing, kayaking, swimming, or simply relaxing by the water. The coveted Drum Point community offers an abundance of recreational opportunities right outside your door. Walk to the nearby beach, launch your boat from the community boat ramp, or take an easy bike ride or stroll while enjoying the surrounding water views. Spend the day by boat or car to Solomons Island. For boaters, explore the Patuxent River area or cruise into the Chesapeake Bay. Whether you're looking for a full-time residence, a weekend retreat, or a place to enjoy everything lakefront and water view living has to offer, this home provides an exceptional opportunity to embrace the Chesapeake lifestyle. A membership to the nearby Drum Point Club is available too! Located with water views from both the front and back of the home, this 3600+ sq ft plus floorplan has so much to offer. The spacious floor plan includes an expansive kitchen, roomy dining room , sitting area, family room plus rear deck and porch on the main level. The upper level hosts an office and 3 bedrooms while the basement has a huge rec room, 4th bedroom with full bath plus a laundry room too. The attached two car garage fits 2 cars, has a generator plug and has plenty of storage space.. Refinished hardwood floors, freshly painted and professionally cleaned ,this home is ready for a new owner. From the moment you arrive, the exceptional setting will impress. Enjoy endless water views, stunning sunsets over the Patuxent River, and your own pier on Drum Point Lake—perfect for fishing, crabbing, kayaking, swimming, or simply relaxing by the water. The coveted Drum Point community offers an abundance of recreational opportunities right outside your door. Walk to the nearby beach, launch your boat from the community boat ramp, or take an easy bike ride or stroll while enjoying the surrounding water views. Spend the day by boat or car on Solomons Island. For boaters, explore the Patuxent River area or cruise into the Chesapeake Bay. Whether you're looking for a full-time residence, a weekend retreat, or a place to enjoy everything lakefront and water view living has to offer, this home provides an exceptional opportunity to embrace the Chesapeake lifestyle.
    16 days
    533
    24

    Zillow last checked:

    Listing updated:

    Listed by:

    Judy Szynborski 410-610-3989,

    Berkshire Hathaway HomeServices PenFed Realty 4103940990

    Source: Bright MLS,MLS#: MDCA2030076MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Living Room, Dining Room, Kitchen, Family Room, Den, Foyer, Laundry
      Den
      • Level: Upper
      Dining room
      • Level: Main
      Family room
      • Level: Lower
      Foyer
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Lower
      Living room
      • Level: Main
      Heating
      • Heat Pump, Electric
      Cooling
      • Other, Heat Pump, Electric
      Appliances
      • Included: Microwave, Dishwasher, Dryer, Exhaust Fan, Self Cleaning Oven, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Electric Water Heater
      • Laundry: In Basement, Laundry Room
      Features
      • Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Ceiling Fan(s), Chair Railings, Combination Kitchen/Living, Open Floorplan, Formal/Separate Dining Room, Kitchen - Country, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Walk-In Closet(s), 2 Story Ceilings
      • Flooring: Hardwood, Carpet, Wood
      • Doors: Six Panel, Sliding Glass
      • Windows: Double Hung, Insulated Windows, Screens, Sliding
      • Basement: Finished,Heated,Exterior Entry,Rear Entrance,Walk-Out Access,Windows
      • Number of fireplaces: 1
      • Fireplace features: Electric, Glass Doors, Gas/Propane, Mantel(s)
      Interior area
      • Total structure area: 3,705
      • Total interior livable area: 3,705 sqft
      • Finished area above ground: 2,459
      • Finished area below ground: 1,246

      Property

      Parking
      • Total spaces: 8
      • Parking features: Garage Faces Front, Garage Door Opener, Inside Entrance, Attached, Driveway
      • Attached garage spaces: 2
      • Uncovered spaces: 6
      Accessibility
      • Accessibility features: Doors - Lever Handle(s)
      Features
      • Levels: Three
      • Stories: 3
      • Exterior features: Sidewalks, Extensive Hardscape
      • Pool features: None
      • Has view: Yes
      • View description: Bay, Lake, Panoramic, Scenic Vista, River, Trees/Woods, Water
      • Has water view: Yes
      • Water view: Bay,Lake,River,Water
      • Waterfront features: Private Dock Site, Lake, Fishing Allowed, Canoe/Kayak, Beach Access, Sail, Swimming Allowed, Waterski/Wakeboard, Boat - Powered
      • Body of water: Drum Point Lake
      • Frontage type: Road Frontage
      • Frontage length: Water Frontage Ft: 100
      Lot
      • Size: 0.44 Acres
      • Features: Fishing Available, Front Yard, Landscaped, Wooded, Pond, Rear Yard, Rural
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 0501169378
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • Excellent
      • New construction: No
      • Year built: 2000

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: On Site Septic, Septic Exists
      • Water: Well
      • Utilities for property: Cable Available, Propane, Cable, Fiber Optic

      Community & HOA

      Community
      • Subdivision: Drum Point
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Access, Boat Ramp
      • Services included: Snow Removal, Common Area Maintenance
      • HOA fee: $240 annually
      • HOA name: DRUM POINT POA
      Location
      • Region: Lusby

      Financial & listing details

      • Price per square foot: $209/sqft
      • Tax assessed value: $734,100
      • Annual tax amount: $7,723
      • Date on market: 9/25/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,USDA Loan,VA Loan,FHA
      • Inclusions: Pier On Lake
      • Ownership: Fee Simple

        Estimated market value

        $759,000

        $721,000 - $797,000

        $3,635/mo

        Price history

        DateEventPrice
        9/25/2026Listed for sale$775,000+55%$209/sqft
        Source: Bright MLS #MDCA2030076 Report a problem
        6/29/2021Sold$500,000+16566.7%$135/sqft
        Source: Public Record Report a problem
        5/2/2018Listing removed$2,700$1/sqft
        Source: Berkshire Hathaway Mcnelis Group Properties #1004551861 Report a problem
        3/14/2018Price change$2,700-3.6%$1/sqft
        Source: Berkshire Hathaway Mcnelis Group Properties #1004551861 Report a problem
        11/20/2017Price change$2,800-6.7%$1/sqft
        Source: Berkshire Hathaway Mcnelis Group Properties #1004109779 Report a problem
        11/6/2017Listed for rent$3,000$1/sqft
        Source: Berkshire Hathaway Mcnelis Group Properties #1004109779 Report a problem
        4/28/2015Listing removed$3,000$1/sqft
        Source: The McNelis Group LLC #CA8611936 Report a problem
        4/28/2015Pending sale$3,000-98.8%$1/sqft
        Source: The McNelis Group LLC #CA8611936 Report a problem
        4/23/2015Listed for rent$3,000$1/sqft
        Source: The McNelis Group LLC #CA8611936 Report a problem
        11/22/2000Sold$240,000+336.4%$65/sqft
        Source: Public Record Report a problem
        8/2/2000Sold$55,000$15/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026$8,322 +7.9%$734,100 +8.3%
        2025$7,710 +15%$677,733 +9.1%
        2024$6,705 +14.2%$621,367 +10%
        2023$5,870 +1%$565,000
        2022$5,813 +1%$565,000 +2%
        2021$5,755 +0.5%$553,867 +1%
        2020$5,724 +5.1%$548,300
        2019$5,447 +5.9%$548,300 +11.8%
        2018$5,143 +4.8%$490,233 +6.3%
        2017$4,907 -10.9%$461,200
        2016$5,510 $461,200
        2015$5,510 $461,200 -0.9%
        2014$5,510 $465,400
        2013-- $465,400
        2012-- $465,400 -12.1%
        2011-- $529,610 +0.2%
        2010-- $528,782 +0.2%
        2009-- $527,956 +0.2%
        2008-- $527,130 +13.8%
        2007-- $463,260 +16%
        2006-- $399,390 +19%
        2005-- $335,520 +9.2%
        2004-- $307,222 +10.1%
        2003-- $278,926 +11.3%
        2002-- $250,630 +3.7%
        2001-- $241,666
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 20657

        Getting around

        0 / 100
        Car-Dependent
        18 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Dowell
        • Middle: Mill Creek
        • High: Patuxent
        • District: Calvert County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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