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For sale
  • $1,549,000

    1040 White Sands Dr, Lusby, MD 20657

    7beds
    5,761sqft
    : 
    $9,908/mo
    Get pre-qualified
    Single Family Residence
    Built in 1940
    3 Acres Lot
    $1,471,200 Zestimate®
    $269/sqft
    $45/mo HOA

    What's special

    Separate main residenceHistoric characterFenced garden areaIndustrial-style metal exit staircaseGenerous storageExceptional craftsmanshipModern comfort
    A truly rare opportunity to own one of the area's most distinctive estates. Situated on approximately 3 private acres, this remarkable Tidewater Vernacular Revival residence offers nearly 6,000 square feet of living space with 7 bedrooms, 6 full bathrooms, and 1 half bath, delivering an unmatched combination of historic character, modern comfort, exceptional craftsmanship, and income-producing potential. Currently operated as a successful multi-unit Airbnb with three private guest suites and a separate main residence, the property provides incredible flexibility for a variety of lifestyles and investment goals. Continue operating as a short-term rental, create a multigenerational compound, enjoy a primary residence with supplemental rental income, or utilize as a single grand estate. Steeped in local history, the home's exact age remains unknown after county records were lost in a courthouse fire, but local historians believe it may have been built by John Bancroft. Expert brick masons have noted that the home's distinctive brickwork predates 1900. Built to an extraordinary standard rarely seen today, the structure features over 20-inch-thick brick walls, concrete-supported floors reinforced by riveted steel beams, and a legendary 100-year copper roof. The result is a residence that feels more like a fortress than a traditional home. Since purchasing the property in 2018, the current owners have invested extensively in updating, improving, and maintaining the home while preserving its historic integrity and architectural significance. The result is a property that seamlessly blends timeless craftsmanship with the conveniences expected by today's homeowners and guests. The expansive main kitchen is designed for both everyday living and entertaining, featuring a Thermador six-burner gas range with integrated grill, farmhouse sink, bar sink, abundant workspace, and generous storage. The owner's suite is a private retreat featuring a wood-burning fireplace and a secure three-point locking exterior door that opens to an industrial-style metal exit staircase. A second wood-burning stove adds warmth and character to the lower level. The property offers an abundance of unique amenities seldom found in a single residence, including a secured concrete panic room with steel door, lock guards, and keypad access; a whole-house alarm system with independent controls for each living area; app-based monitoring capabilities; and exterior camera systems covering the garage and rear grounds. Storage is exceptional throughout. A massive fully floored attic spans nearly the entire upper level and breezeway, providing an enormous amount of easily accessible storage space. The two-car garage includes built-in shelving, while the home's versatile layout accommodates everything from a home gym to hobby spaces and work-from-home needs. Natural light floods the upper and lower breezeways, where walls of windows frame beautiful views and create inviting transitional spaces. Outside, landscaped stone pathways meander throughout the grounds, leading to a fenced garden area, a fully functional chicken coop, and numerous opportunities for expansion. With ample acreage available, there is room to add a pool, detached workshop, guest cottages, recreational amenities, or additional outdoor living spaces. Boating enthusiasts will appreciate the property's proximity to a local marina just minutes away, offering deep-water slips and convenient access for spending unforgettable days cruising, fishing, and exploring the river. Properties offering this level of history, versatility, privacy, security, and income potential are exceptionally difficult to find. Whether you're seeking a landmark residence, a multigenerational family compound, a hospitality investment, or a combination of all three, this one-of-a-kind estate presents an opportunity unlike any other. Please no driveby's as there are guests at times.
    31 days
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    894
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    59
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    Zillow last checked:

    Listing updated:

    Listed by:

    Melanie Montague 301-442-0154,

    EXP Realty, LLC 8888607369,

    Listing Team: Montague Properties Of Exp Realty

    Source: Bright MLS,MLS#: MDCA2028028MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 7
      • Bathrooms: 7
      • Full bathrooms: 6
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Basement
      • Area: 2446
      Heating
      • Heat Pump, Electric
      Cooling
      • Ceiling Fan(s), Ductless, Heat Pump, Electric
      Appliances
      • Included: Electric Water Heater
      Features
      • Flooring: Wood
      • Basement: Full,Finished,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Walk-Out Access,Windows
      • Number of fireplaces: 3
      Interior area
      • Total structure area: 6,002
      • Total interior livable area: 5,761 sqft
      • Finished area above ground: 3,556
      • Finished area below ground: 2,205

      Property

      Parking
      • Total spaces: 12
      • Parking features: Garage Faces Front, Attached, Driveway
      • Attached garage spaces: 2
      • Uncovered spaces: 10
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three
      • Stories: 3
      • Pool features: None
      Lot
      • Size: 3 Acres
      • Features: Additional Lot(s)
      Details
      • Additional structures: Above Grade, Below Grade
      • Additional parcels included: tax ID's 0501152335, 0501194844, 0501058843
      • Parcel number: 0501152343
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Manor
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Permanent, Brick/Mortar
      • Roof: Copper,Rubber
      Condition
      • New construction: No
      • Year built: 1940

      Utilities & green energy

      • Sewer: Gravity Sept Fld, On Site Septic
      • Water: Public

      Community & HOA

      Community
      • Subdivision: White Sands
      HOA
      • Has HOA: Yes
      • HOA fee: $540 annually
      Location
      • Region: Lusby

      Financial & listing details

      • Price per square foot: $269/sqft
      • Tax assessed value: $442,800
      • Annual tax amount: $4,847
      • Date on market: 6/24/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $1,471,200

        $1.40M - $1.54M

        $4,620/mo

        Price history

        DateEventPrice
        6/24/2026Listed for sale$1,549,000+418.1%$269/sqft
        Source: Bright MLS #MDCA2028028 Report a problem
        5/30/2018Sold$299,000$52/sqft
        Source: Agent Provided Report a problem
        3/1/2018Listed for sale$299,000-14.6%$52/sqft
        Source: O Brien Realty #1000218074 Report a problem
        12/16/2017Listing removed$350,000$61/sqft
        Source: O Brien Realty #1000107705 Report a problem
        8/3/2017Price change$350,000-12.5%$61/sqft
        Source: O Brien Realty #CA9939091 Report a problem
        5/6/2017Listed for sale$400,000$69/sqft
        Source: O Brien Realty #CA9939091 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,437 +8.3%$411,233 +8.3%
        2024$4,097 +13.3%$379,667 +9.1%
        2023$3,617 +2.6%$348,100
        2022$3,526 +2.6%$348,100 +5.3%
        2021$3,435 +2.2%$330,633 +2.7%
        2020$3,361 -0.5%$321,900
        2019$3,377 $321,900
        2018$3,377 -3.3%$321,900 -1.9%
        2017$3,493 -17.1%$328,300
        2016$4,214 $328,300
        2015$4,214 $328,300 -2.1%
        2014$4,214 $335,200
        2013-- $335,200
        2012-- $335,200 -17.3%
        2011-- $405,480
        2010-- $405,480
        2009-- $405,480 -14.2%
        2008-- $472,750 +15.5%
        2007-- $409,162 +18.4%
        2006-- $345,576 +22.5%
        2005-- $281,990 +6%
        2004-- $265,992 +6.4%
        2003-- $249,996 +6.8%
        2002-- $234,000 +3.1%
        2001-- $226,896
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 20657

        Getting around

        0 / 100
        Car-Dependent
        2 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Saint Leonard
        • Middle: Southern
        • High: Calvert
        • District: Calvert County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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