Set on 10 remarkably private acres in Dorchester County’s scenic Neck District, this custom-built waterfront retreat commands sweeping views of the Middle Chesapeake Bay and offers the rare combination of space, comfort, and true Eastern Shore serenity. With over 4,500 sq. ft., 6 bedrooms, 4.5 baths, rip-rapped shoreline, and exceptional indoor and outdoor living spaces, this is a property designed for gathering generations of family and friends. A long private approach welcomes you to a setting where nature and waterfront living take center stage. Inside, hardwood floors, timeless architecture, and expansive Bay views create a warm yet elegant atmosphere. The waterfront family room features a striking stone fireplace with wood-burning insert and opens seamlessly to both the screened porch and covered deck, creating effortless indoor-outdoor living. The spacious kitchen was designed with entertaining in mind, offering a center island, breakfast bar, abundant cabinetry, stainless steel appliances, double wall ovens, pantry storage, and an oversized breakfast room ideal for casual mornings by the water. Formal living and dining rooms provide additional space for hosting holidays and special occasions. The first-floor primary suite serves as a private waterfront sanctuary with direct access to the covered porch and peaceful Chesapeake Bay views. Upstairs, five spacious guest bedrooms and three full baths—including a private en-suite—offer flexibility for large families, guests, or vacation rental potential. Vaulted ceilings and dormer windows add architectural charm and natural light throughout the second level. Outside, the lifestyle only gets better. Spend summer days around the inground pool, rinse off in the outdoor shower after boating or kayaking, enjoy crab feasts on the screened porch, or gather around the waterside fire pit as the sun sets across the Bay. The partially wooded acreage provides exceptional privacy while attracting an abundance of wildlife including bald eagles, deer, ducks, geese, and shorebirds—an everyday reminder of the natural beauty that surrounds you. Located on Ragged Point with Eastern Shore favorites like Soft & Salty Seafood and Danny's Seafood, this property offers easy access to fresh seafood, marinas, boating, and some of the finest fishing and crabbing waters on the Chesapeake Bay. The nearby Neck District Grill is a great spot for breakfast, lunch or weekend dinner. Whether you are searching for a full-time waterfront residence, luxury weekend escape, or investment opportunity with proven vacation rental appeal, this extraordinary property delivers the privacy, waterfront lifestyle, and authentic charm that buyers are seeking on Maryland’s Eastern Shore.
For sale
Price cut: $101K (5/29)
$1,399,000
5332 Ragged Point Rd, Cambridge, MD 21613
6beds
4,488sqft
Single Family Residence
Built in 2007
9.07 Acres Lot
$1,336,900 Zestimate®
$312/sqft
$-- HOA
What's special
Custom-built waterfront retreatWaterfront family roomRemarkably private acresRip-rapped shorelineInground poolPeaceful chesapeake bay viewsCovered deck
- 29 days |
- 1,324 |
- 95 |
Zillow last checked:
Listing updated:
Listed by:
Sharon Spedden 410-215-2774,
Sharon Real Estate P.C. 410-228-2525
Source: Bright MLS,MLS#: MDDO2012276
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Breakfast Room, Laundry, Bedroom 6
Primary bedroom
- Features: Flooring - Carpet, Walk-In Closet(s), Attached Bathroom, Bathroom - Jetted Tub, Bathroom - Walk-In Shower
- Level: Main
- Area: 330 Square Feet
- Dimensions: 15 X 22
Bedroom 2
- Features: Attached Bathroom, Recessed Lighting, Flooring - Carpet
- Level: Upper
- Area: 156 Square Feet
- Dimensions: 12 X 13
Bedroom 3
- Features: Attached Bathroom, Flooring - Carpet
- Level: Upper
- Area: 196 Square Feet
- Dimensions: 14 X 14
Bedroom 4
- Features: Flooring - Carpet, Walk-In Closet(s), Jack and Jill Bathroom, Cathedral/Vaulted Ceiling
- Level: Upper
- Area: 270 Square Feet
- Dimensions: 15 X 18
Bedroom 5
- Features: Cathedral/Vaulted Ceiling, Flooring - Carpet, Attached Bathroom, Ceiling Fan(s), Walk-In Closet(s)
- Level: Upper
Bedroom 6
- Features: Walk-In Closet(s), Flooring - Carpet
- Level: Upper
- Area: 272 Square Feet
- Dimensions: 16 X 17
Breakfast room
- Features: Flooring - HardWood
- Level: Main
- Area: 252 Square Feet
- Dimensions: 14 X 18
Dining room
- Features: Flooring - HardWood, Chair Rail, Crown Molding
- Level: Main
- Area: 289 Square Feet
- Dimensions: 17 X 17
Family room
- Features: Fireplace - Wood Burning, Flooring - HardWood
- Level: Main
- Area: 378 Square Feet
- Dimensions: 18 X 21
Foyer
- Features: Flooring - HardWood
- Level: Main
- Area: 77 Square Feet
- Dimensions: 7 X 11
Kitchen
- Features: Flooring - Ceramic Tile
- Level: Main
- Area: 288 Square Feet
- Dimensions: 16 X 18
Laundry
- Features: Flooring - Ceramic Tile
- Level: Main
- Area: 63 Square Feet
- Dimensions: 7 X 9
Living room
- Features: Flooring - HardWood, Ceiling Fan(s), Recessed Lighting
- Level: Main
- Area: 306 Square Feet
- Dimensions: 17 X 18
Screened porch
- Level: Main
- Area: 221 Square Feet
- Dimensions: 13 X 17
Heating
- Heat Pump, Electric
Cooling
- Central Air, Heat Pump, Ceiling Fan(s), Electric
Appliances
- Included: Cooktop, Dishwasher, Oven, Double Oven, Refrigerator, Dryer, Washer, Electric Water Heater
- Laundry: Has Laundry, Main Level, Laundry Room
Features
- Attic, Ceiling Fan(s), Chair Railings, Crown Molding, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Formal/Separate Dining Room, Kitchen Island, Primary Bath(s), Primary Bedroom - Bay Front, Walk-In Closet(s), 9'+ Ceilings, Dry Wall, Vaulted Ceiling(s)
- Flooring: Hardwood, Ceramic Tile, Carpet, Wood
- Doors: French Doors, Insulated
- Windows: Double Pane Windows, Double Hung
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Stone
Interior area
- Total structure area: 4,488
- Total interior livable area: 4,488 sqft
- Finished area above ground: 4,488
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Garage Faces Side, Garage Door Opener, Inside Entrance, Gravel, Attached, Driveway
- Attached garage spaces: 3
- Has uncovered spaces: Yes
- Details: Garage Sqft: 726
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch, Screened, Wrap Around, Screened Porch
- Exterior features: Rain Gutters
- Has private pool: Yes
- Pool features: Vinyl, Private
- Has view: Yes
- View description: Bay, Water
- Has water view: Yes
- Water view: Bay,Water
- Waterfront features: Rip-Rap, Boat - Powered, Canoe/Kayak, Fishing Allowed, Bay
- Body of water: Chesapeake Bay
- Frontage length: Water Frontage Ft: 500
Lot
- Size: 9.07 Acres
- Features: Fishing Available, Landscaped, Wooded, Rural
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1008186529
- Zoning: RR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subtype: Single Family Residence
Materials
- HardiPlank Type
- Foundation: Crawl Space
- Roof: Architectural Shingle
Condition
- Very Good
- New construction: No
- Year built: 2007
Details
- Builder name: Dave Baynard
Utilities & green energy
- Sewer: Septic Exists
- Water: Well
- Utilities for property: Electricity Available, Phone Available
Community & HOA
Community
- Subdivision: Ragged Point
HOA
- Has HOA: No
Location
- Region: Cambridge
Financial & listing details
- Price per square foot: $312/sqft
- Tax assessed value: $1,022,800
- Annual tax amount: $10,577
- Date on market: 5/14/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,Cash,Bank Portfolio
- Ownership: Fee Simple
Estimated market value
$1,336,900
$1.27M - $1.40M
$5,793/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/29/2026 | Price change | $1,399,000-6.7%$312/sqft |
Source:  Bright MLS #MDDO2012276 Report a problem | ||
| 5/14/2026 | Listed for sale | $1,500,000$334/sqft |
Source: Bright MLS #MDDO2012276 Report a problem | ||
| 12/15/2025 | Listing removed | $1,500,000$334/sqft |
Source: Bright MLS #MDDO2010644 Report a problem | ||
| 9/25/2025 | Listed for sale | $1,500,000+1415.2%$334/sqft |
Source: Bright MLS #MDDO2010644 Report a problem | ||
| 5/29/2002 | Sold | $99,000$22/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,637 +15.3% | $926,167 +11.6% |
| 2024 | $9,224 +13.2% | $829,533 +13.2% |
| 2023 | $8,150 +1.3% | $732,900 |
| 2022 | $8,046 +1.3% | $732,900 +2.6% |
| 2021 | $7,943 +1.3% | $714,300 +1.3% |
| 2020 | $7,840 | $705,000 |
| 2019 | $7,840 | $705,000 |
| 2018 | $7,840 +13.7% | $705,000 -3.4% |
| 2017 | $6,894 -23% | $730,000 |
| 2016 | $8,952 | $730,000 -1.2% |
| 2015 | $8,952 | $738,600 -2.1% |
| 2014 | $8,952 | $754,500 |
| 2013 | -- | $754,500 |
| 2012 | -- | $754,500 -8% |
| 2011 | -- | $820,000 +4.4% |
| 2010 | -- | $785,576 +4.6% |
| 2009 | -- | $751,153 +4.8% |
| 2008 | -- | $716,730 +276.4% |
| 2007 | -- | $190,440 +32.4% |
| 2006 | -- | $143,810 +48% |
| 2005 | -- | $97,180 +4.5% |
| 2004 | -- | $93,012 +4.7% |
| 2003 | -- | $88,846 +4.9% |
| 2002 | -- | $84,680 +4.1% |
| 2001 | -- | $81,346 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21613
Nearby schools
GreatSchools rating
- 2/10Sandy Hill Elementary SchoolGrades: PK-5Distance: 10.3 mi
- 2/10Mace's Lane Middle SchoolGrades: 6-8Distance: 10 mi
- 2/10Cambridge-South Dorchester High SchoolGrades: 9-12Distance: 10.2 mi
Schools provided by the listing agent
- Elementary: Sandy Hill
- Middle: Mace's Lane
- High: Cambridge-south Dorchester
- District: Dorchester County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Maryland
- Dorchester County
- Cambridge
- 21613
- 5332 Ragged Point Rd
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