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For sale
    • $750,000

    3140 N CANAL DRIVE, PALM HARBOR, FL 34684

    3beds
    2,059sqft
    : 
    $5,021/mo
    Get pre-qualified
    Single Family Residence
    Built in 1983
    6,586 Square Feet Lot
    $727,300 Zestimate®
    $364/sqft
    $-- HOA

    What's special

    Lakefront livingUpdated bathFull laundry roomWalk-in custom closetWaterfront homePremium countersSpa-inspired ensuite bath
    No Flood Insurance Required. Lakefront living. NO HOA. No rules. No restrictions. Updated 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite, office, den) sits directly on a peaceful canal leading to one of Florida’s premier freshwater lakes. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for EV chargers. Inside, the open-concept kitchen is a showstopper, with custom cabinets, premium counters, and high-end appliances that flow effortlessly into the main dining and living room areas. Upstairs, the owners’ suite features a walk-in custom closet and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of extra storage space. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up—perfect for guests, a home office, den, or possibly rental income. Plenty of space for boats, kayaks, skis and RVs. Nearby John Chesnut and Anderson Parks have public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. Just pure Florida lake life—freedom, fun, and relaxation all in one. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County—schedule your private showing today and see what lakefront living truly feels like. Seller will consider crypto currency offers.
    181 days
    |
    716
    |
    56
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Morgan Ellis 727-455-8569,

    A BETTER LIFE REALTY 727-521-7378,

    Craig Inglis 727-410-8773,

    A BETTER LIFE REALTY

    Source: Stellar MLS,MLS#: TB8441633MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bonus Room, Den/Library/Office, Garage Apartment
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: Third
      • Area: 224 Square Feet
      • Dimensions: 16x14
      Kitchen
      • Level: Second
      • Area: 130 Square Feet
      • Dimensions: 13x10
      Living room
      • Level: Second
      • Area: 285 Square Feet
      • Dimensions: 19x15
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Water Softener
      • Laundry: Electric Dryer Hookup, In Garage, Laundry Room, Upper Level, Washer Hookup
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, In-Law Floorplan
      • Flooring: Carpet, Hardwood
      • Doors: French Doors
      • Has fireplace: Yes
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 2,059
      • Total interior livable area: 2,059 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Bath In Garage, Boat, Covered, Garage Door Opener, Ground Level, RV Access/Parking
      • Attached garage spaces: 2
      Features
      • Levels: Three Or More
      • Stories: 3
      • Exterior features: Awning(s), Balcony, Garden, Irrigation System
      • Fencing: Vinyl,Wood
      • Has view: Yes
      • View description: Water, Canal, Lake
      • Has water view: Yes
      • Water view: Water,Canal,Lake
      • Waterfront features: Canal - Freshwater, Freshwater Canal Access, Lake Privileges, Seawall
      • Body of water: LAKE TARPON
      Lot
      • Size: 6,586 Square Feet
      • Features: In County, Landscaped
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Parcel number: 322716487800000440
      • Zoning: R-3
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Wood Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1983

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Canal/Lake For Irrigation
      • Utilities for property: Cable Connected, Electricity Connected, Propane, Sewer Connected, Sprinkler Well, Underground Utilities, Water Connected
      Green energy
      • Energy efficient items: Appliances, Windows

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: LAKE TARPON ESTATES
      HOA
      • Has HOA: No
      Location
      • Region: Palm Harbor

      Financial & listing details

      • Price per square foot: $364/sqft
      • Tax assessed value: $491,002
      • Annual tax amount: $170
      • Date on market: 10/30/2025
      • Cumulative days on market: 175 days
      • Listing terms: Cash,Conventional,FHA,Other,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $727,300

        $691,000 - $764,000

        $3,216/mo

        Price history

        DateEventPrice
        5/7/2026Price change$750,000-1.3%$364/sqft
        Source: Stellar MLS #TB8441633 Report a problem
        4/9/2026Price change$760,000-1.3%$369/sqft
        Source: Stellar MLS #TB8441633 Report a problem
        3/12/2026Price change$770,000-2.5%$374/sqft
        Source: Stellar MLS #TB8441633 Report a problem
        2/26/2026Price change$790,000-0.6%$384/sqft
        Source: Stellar MLS #TB8441633 Report a problem
        2/12/2026Listed for sale$795,000$386/sqft
        Source: Stellar MLS #TB8441633 Report a problem
        1/27/2026Listing removed$795,000$386/sqft
        Source: Stellar MLS #TB8441633 Report a problem
        1/27/2026Price change$795,000-9.1%$386/sqft
        Source: Stellar MLS #TB8441633 Report a problem
        1/2/2026Price change$875,000-1.1%$425/sqft
        Source: Stellar MLS #TB8441633 Report a problem
        12/4/2025Price change$885,000-0.6%$430/sqft
        Source: Stellar MLS #TB8441633 Report a problem
        11/11/2025Price change$890,000-1.1%$432/sqft
        Source: Stellar MLS #TB8441633 Report a problem
        10/31/2025Listed for sale$900,000+44%$437/sqft
        Source: Stellar MLS #TB8441633 Report a problem
        2/27/2024Listing removed$625,000-1.6%$304/sqft
        Source: Stellar MLS #U8137447 Report a problem
        12/1/2021Sold$635,000+1.6%$308/sqft
        Source: Public Record Report a problem
        10/23/2021Pending sale$625,000$304/sqft
        Source: Stellar MLS #U8137447 Report a problem
        10/20/2021Listed for sale$625,000+146.1%$304/sqft
        Source: Stellar MLS #U8137447 Report a problem
        1/5/2011Sold$254,000-33.1%$123/sqft
        Source: Public Record Report a problem
        7/18/2009Listing removed$379,900$185/sqft
        Source: Realty Visions #7315864 Report a problem
        5/17/2009Listed for sale$379,900+149.9%$185/sqft
        Source: Realty Visions #7315864 Report a problem
        1/16/1996Sold$152,000$74/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$185 +8.7%$474,863 +2.9%
        2024$170 -0.4%$461,480 +4.3%
        2023$171 +3.8%$442,294 +3%
        2022$164 -94.3%$429,412 +132.2%
        2021$2,873 +0.3%$184,935 +1.4%
        2020$2,865 +1.9%$182,382 +2.3%
        2019$2,812 $178,282 +1.9%
        2018$2,812 +1.5%$174,958 +2.1%
        2017$2,770 +2%$171,359 +2.1%
        2016$2,715 +0.1%$167,834 +0.7%
        2015$2,711 +0.3%$166,667 +0.8%
        2014$2,704 +1.4%$165,344 +1.5%
        2013$2,667 +4.2%$162,900 +1.7%
        2012$2,559 $160,177 +3%
        2011-- $155,512 +5.9%
        2010-- $146,781 +2.7%
        2009-- $142,922 +0.1%
        2008$2,096 $142,779 +3%
        2007-- $138,620 -50%
        2005-- $277,400 +54.3%
        2004$2,262 +1.9%$179,800 +4.1%
        2003$2,221 +6.4%$172,800 +4.6%
        2002$2,087 $165,200 +15.8%
        2001$2,087 +5.8%$142,600 +3.3%
        2000$1,973 $138,000
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34684

        Getting around

        3 / 100
        Car-Dependent
        15 / 100
        Minimal Transit
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Highland Lakes Elementary-PN
        • Middle: Carwise Middle-PN
        • High: Palm Harbor Univ High-PN

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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