Skip main navigation
For sale
    • Price cut: $900 (6/19)
    $699,000

    35 Neptune Dr, Joppa, MD 21085

    4beds
    2,588sqft
    : 
    $4,684/mo
    Get pre-qualified
    Single Family Residence
    Built in 1974
    0.26 Acres Lot
    $679,200 Zestimate®
    $270/sqft
    $-- HOA

    What's special

    Expansive waterfrontSpacious backyardPrivate dockTons of natural lightSurrounded by water viewsOutdoor living spaces
    Welcome to 35 Neptune Drive, a stunning 4-bedroom, 3-bathroom home on Rumsey Island with an expansive waterfront. Surrounded by water views and outdoor living spaces, this property offers an opportunity to enjoy the beauty, tranquility, and lifestyle that life on the water provides. Outdoor living is a highlight of this home. Step outside onto the patio, which opens to a spacious backyard and leads to a large waterfront deck overlooking the water. Continue down to your private dock, offering direct access for boating, fishing, kayaking, or simply relaxing while taking in the views. Inside, spacious living areas and tons of natural light create a welcoming atmosphere throughout the home. The primary suite includes a private sunroom overlooking the water, while a second sunroom on the main level provides additional space to relax and enjoy the scenery. Located on historic Rumsey Island, where the Big and Little Gunpowder Falls meet, residents enjoy a community known for its scenic surroundings, rich history, and coastal atmosphere. Whether you're spending the day on the water, entertaining guests on the deck, or enjoying a quiet evening watching the sunset from your backyard, 35 Neptune Drive offers a rare opportunity to enjoy waterfront living on Rumsey Island.
    62 days
    |
    568
    |
    31
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Chris Blizzard 443-743-0856,

    Monument Sotheby's International Realty (443) 906-3840,

    Co-Listing Agent: Janice Bumbry 410-504-9670,

    Monument Sotheby's International Realty

    Source: Bright MLS,MLS#: MDHR2055996MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Breakfast Room, Sun/Florida Room, Office, Bathroom 2, Bathroom 3, Primary Bathroom
      Primary bedroom
      • Features: Ceiling Fan(s), Flooring - Laminated, Primary Bedroom - Dressing Area, Primary Bedroom - Sitting Area, Attached Bathroom, Window Treatments
      • Level: Upper
      • Area: 338 Square Feet
      • Dimensions: 13 X 26
      Bedroom 2
      • Features: Flooring - Carpet, Window Treatments
      • Level: Upper
      • Area: 168 Square Feet
      • Dimensions: 12 X 14
      Bedroom 3
      • Features: Flooring - Carpet, Window Treatments
      • Level: Upper
      • Area: 156 Square Feet
      • Dimensions: 12 X 13
      Bedroom 4
      • Features: Flooring - Carpet, Window Treatments
      • Level: Upper
      • Area: 110 Square Feet
      • Dimensions: 10 X 11
      Primary bathroom
      • Features: Attached Bathroom, Countertop(s) - Solid Surface, Double Sink, Flooring - Laminated, Soaking Tub, Window Treatments
      • Level: Upper
      • Area: 160 Square Feet
      • Dimensions: 8 X 20
      Bathroom 2
      • Features: Countertop(s) - Solid Surface, Flooring - Tile/Brick, Bathroom - Tub Shower
      • Level: Upper
      Bathroom 3
      • Features: Attached Bathroom, Countertop(s) - Solid Surface, Flooring - Tile/Brick, Bathroom - Tub Shower
      • Level: Main
      • Area: 40 Square Feet
      • Dimensions: 5 X 8
      Breakfast room
      • Features: Breakfast Room, Ceiling Fan(s), Flooring - HardWood
      • Level: Main
      • Area: 132 Square Feet
      • Dimensions: 11 X 12
      Dining room
      • Features: Built-in Features, Fireplace - Other, Flooring - HardWood, Window Treatments
      • Level: Main
      • Area: 169 Square Feet
      • Dimensions: 13 X 13
      Kitchen
      • Features: Breakfast Bar, Granite Counters, Flooring - Tile/Brick, Kitchen - Electric Cooking, Pantry
      • Level: Main
      • Area: 165 Square Feet
      • Dimensions: 11 X 15
      Living room
      • Features: Ceiling Fan(s), Flooring - HardWood, Window Treatments
      • Level: Main
      • Area: 280 Square Feet
      • Dimensions: 14 X 20
      Office
      • Features: Attached Bathroom, Attic - Pull-Down Stairs, Ceiling Fan(s), Flooring - Laminated
      • Level: Upper
      • Area: 220 Square Feet
      • Dimensions: 11 X 20
      Sitting room
      • Features: Ceiling Fan(s), Flooring - HardWood
      • Level: Main
      • Area: 132 Square Feet
      • Dimensions: 11 X 12
      Other
      • Features: Attached Bathroom, Flooring - Tile/Brick
      • Level: Main
      • Area: 180 Square Feet
      • Dimensions: 12 X 15
      Heating
      • Forced Air, Heat Pump, Electric, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air, Heat Pump, Electric
      Appliances
      • Included: Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Gas Water Heater
      • Laundry: Dryer In Unit, Has Laundry, Upper Level, Washer In Unit
      Features
      • Attic, Built-in Features, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Walk-In Closet(s), Dry Wall
      • Flooring: Carpet, Ceramic Tile, Hardwood, Laminate, Wood
      • Doors: Six Panel, Sliding Glass, Storm Door(s)
      • Windows: Bay/Bow, Double Pane Windows, Vinyl Clad, Window Treatments
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 2,588
      • Total interior livable area: 2,588 sqft
      • Finished area above ground: 2,588
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage Faces Front, Inside Entrance, Concrete, Free, Private, Attached, Driveway, Off Site, On Street
      • Attached garage spaces: 1
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Patio
      • Exterior features: Sidewalks, Street Lights, Lighting
      • Pool features: None
      • Has view: Yes
      • View description: Bay, Canal, Water
      • Has water view: Yes
      • Water view: Bay,Canal,Water
      • Waterfront features: Private Dock Site, Canal, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Public Access, Swimming Allowed
      • Body of water: Taylor Creek
      • Frontage length: Water Frontage Ft: 75
      Lot
      • Size: 0.26 Acres
      • Features: Bulkheaded, Fishing Available, Landscaped, Level, Rear Yard, Front Yard
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 1301119605
      • Zoning: R3
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Stucco, Frame
      • Foundation: Slab
      • Roof: Architectural Shingle
      Condition
      • New construction: No
      • Year built: 1974

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Underground Utilities

      Community & HOA

      Community
      • Security: Carbon Monoxide Detector(s), Main Entrance Lock, Smoke Detector(s)
      • Subdivision: Rumsey Island
      HOA
      • Has HOA: No
      Location
      • Region: Joppa

      Financial & listing details

      • Price per square foot: $270/sqft
      • Tax assessed value: $519,600
      • Annual tax amount: $4,645
      • Date on market: 6/19/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Road surface type: Black Top

        Estimated market value

        $679,200

        $645,000 - $713,000

        $3,561/mo

        Price history

        DateEventPrice
        6/19/2026Price change$699,000-0.1%$270/sqft
        Source: Bright MLS #MDHR2055996 Report a problem
        3/31/2026Price change$699,900-5.4%$270/sqft
        Source: Owner Report a problem
        3/26/2026Price change$739,900-1.3%$286/sqft
        Source: Owner Report a problem
        3/7/2026Listed for sale$749,9000%$290/sqft
        Source: Owner Report a problem
        7/5/2024Listing removed--
        Source: Bright MLS #MDHR2024238 Report a problem
        1/9/2024Listed for sale$750,000$290/sqft
        Source: Bright MLS #MDHR2024238 Report a problem
        1/1/2024Listing removed--
        Source: Bright MLS #MDHR2024238 Report a problem
        10/31/2023Price change$750,000-3.4%$290/sqft
        Source: Bright MLS #MDHR2024238 Report a problem
        8/18/2023Listed for sale$776,000$300/sqft
        Source: Bright MLS #MDHR2024238 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,645 +12.3%$426,200 +12.3%
        2024$4,136 +0.8%$379,500 +0.8%
        2023$4,102 +0.8%$376,333 -0.8%
        2022$4,067 -3.5%$379,500 +2.6%
        2021$4,214 -1.3%$370,000
        2020$4,270 $370,000
        2019$4,270 -5.1%$370,000 -5.1%
        2018$4,498 $389,800
        2017$4,498 $389,800 +8.5%
        2016-- $359,333 +4.4%
        2015-- $344,100
        2014$5,178 $344,100
        2013-- $344,100 -24%
        2012-- $452,800
        2011-- $452,800
        2010-- $452,800 -14%
        2009-- $526,430 +12.5%
        2008-- $467,936 +14.3%
        2007-- $409,443 +16.7%
        2006-- $350,950 +8.9%
        2005-- $322,222 +9.8%
        2004-- $293,496 +10.8%
        2003-- $264,770 +3.6%
        2002-- $255,646 +3.7%
        2001-- $246,523
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 21085

        Getting around

        6 / 100
        Car-Dependent
        23 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Harford County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Joppa Topics

                Search
                Updates
                Favorites
                Plan
                Inbox