Welcome to 35 Neptune Drive, a stunning 4-bedroom, 3-bathroom home on Rumsey Island. Surrounded by water views and outdoor living spaces, this property offers an opportunity to enjoy the beauty, tranquility, and lifestyle that life on the water provides. Outdoor living is a highlight of this home. Step outside onto the patio, which opens to a spacious backyard and leads to a large waterfront deck overlooking the water. Continue down to your private dock, offering direct access for boating, fishing, kayaking, or simply relaxing while taking in the views. Inside, spacious living areas and tons of natural light create a welcoming atmosphere throughout the home. The primary suite includes a private sunroom overlooking the water, while a second sunroom on the main level provides additional space to relax and enjoy the scenery. Located on historic Rumsey Island, where the Big and Little Gunpowder Falls meet, residents enjoy a community known for its scenic surroundings, rich history, and coastal atmosphere. Whether you're spending the day on the water, entertaining guests on the deck, or enjoying a quiet evening watching the sunset from your backyard, 35 Neptune Drive offers a rare opportunity to enjoy waterfront living on Rumsey Island.
For sale
Price cut: $900 (6/19)
$699,000
35 Neptune Dr, Joppa, MD 21085
4beds
2,588sqft
Single Family Residence
Built in 1974
0.26 Acres Lot
$679,300 Zestimate®
$270/sqft
$-- HOA
What's special
Spacious backyardPrivate dockTons of natural lightSurrounded by water viewsOutdoor living spaces
- 15 days |
- 498 |
- 23 |
Zillow last checked:
Listing updated:
Listed by:
Chris Blizzard 443-743-0856,
Monument Sotheby's International Realty (443) 906-3840,
Co-Listing Agent: Janice Bumbry 410-504-9670,
Monument Sotheby's International Realty
Source: Bright MLS,MLS#: MDHR2055996
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Breakfast Room, Sun/Florida Room, Office, Bathroom 2, Bathroom 3, Primary Bathroom
Primary bedroom
- Features: Ceiling Fan(s), Flooring - Laminated, Primary Bedroom - Dressing Area, Primary Bedroom - Sitting Area, Attached Bathroom, Window Treatments
- Level: Upper
- Area: 338 Square Feet
- Dimensions: 13 X 26
Bedroom 2
- Features: Flooring - Carpet, Window Treatments
- Level: Upper
- Area: 168 Square Feet
- Dimensions: 12 X 14
Bedroom 3
- Features: Flooring - Carpet, Window Treatments
- Level: Upper
- Area: 156 Square Feet
- Dimensions: 12 X 13
Bedroom 4
- Features: Flooring - Carpet, Window Treatments
- Level: Upper
- Area: 110 Square Feet
- Dimensions: 10 X 11
Primary bathroom
- Features: Attached Bathroom, Countertop(s) - Solid Surface, Double Sink, Flooring - Laminated, Soaking Tub, Window Treatments
- Level: Upper
- Area: 160 Square Feet
- Dimensions: 8 X 20
Bathroom 2
- Features: Countertop(s) - Solid Surface, Flooring - Tile/Brick, Bathroom - Tub Shower
- Level: Upper
Bathroom 3
- Features: Attached Bathroom, Countertop(s) - Solid Surface, Flooring - Tile/Brick, Bathroom - Tub Shower
- Level: Main
- Area: 40 Square Feet
- Dimensions: 5 X 8
Breakfast room
- Features: Breakfast Room, Ceiling Fan(s), Flooring - HardWood
- Level: Main
- Area: 132 Square Feet
- Dimensions: 11 X 12
Dining room
- Features: Built-in Features, Fireplace - Other, Flooring - HardWood, Window Treatments
- Level: Main
- Area: 169 Square Feet
- Dimensions: 13 X 13
Kitchen
- Features: Breakfast Bar, Granite Counters, Flooring - Tile/Brick, Kitchen - Electric Cooking, Pantry
- Level: Main
- Area: 165 Square Feet
- Dimensions: 11 X 15
Living room
- Features: Ceiling Fan(s), Flooring - HardWood, Window Treatments
- Level: Main
- Area: 280 Square Feet
- Dimensions: 14 X 20
Office
- Features: Attached Bathroom, Attic - Pull-Down Stairs, Ceiling Fan(s), Flooring - Laminated
- Level: Upper
- Area: 220 Square Feet
- Dimensions: 11 X 20
Sitting room
- Features: Ceiling Fan(s), Flooring - HardWood
- Level: Main
- Area: 132 Square Feet
- Dimensions: 11 X 12
Other
- Features: Attached Bathroom, Flooring - Tile/Brick
- Level: Main
- Area: 180 Square Feet
- Dimensions: 12 X 15
Heating
- Forced Air, Heat Pump, Electric, Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Heat Pump, Electric
Appliances
- Included: Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Gas Water Heater
- Laundry: Dryer In Unit, Has Laundry, Upper Level, Washer In Unit
Features
- Attic, Built-in Features, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Walk-In Closet(s), Dry Wall
- Flooring: Carpet, Ceramic Tile, Hardwood, Laminate, Wood
- Doors: Six Panel, Sliding Glass, Storm Door(s)
- Windows: Bay/Bow, Double Pane Windows, Vinyl Clad, Window Treatments
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 2,588
- Total interior livable area: 2,588 sqft
- Finished area above ground: 2,588
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Garage Faces Front, Inside Entrance, Concrete, Free, Private, Attached, Driveway, Off Site, On Street
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio
- Exterior features: Sidewalks, Street Lights, Lighting
- Pool features: None
- Has view: Yes
- View description: Bay, Canal, Water
- Has water view: Yes
- Water view: Bay,Canal,Water
- Waterfront features: Private Dock Site, Canal, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Public Access, Swimming Allowed
- Body of water: Taylor Creek
- Frontage length: Water Frontage Ft: 75
Lot
- Size: 0.26 Acres
- Features: Bulkheaded, Fishing Available, Landscaped, Level, Rear Yard, Front Yard
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1301119605
- Zoning: R3
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Stucco, Frame
- Foundation: Slab
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 1974
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Underground Utilities
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Main Entrance Lock, Smoke Detector(s)
- Subdivision: Rumsey Island
HOA
- Has HOA: No
Location
- Region: Joppa
Financial & listing details
- Price per square foot: $270/sqft
- Tax assessed value: $519,600
- Annual tax amount: $4,645
- Date on market: 6/19/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Road surface type: Black Top
Estimated market value
$679,300
$645,000 - $713,000
$2,983/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/19/2026 | Price change | $699,000-0.1%$270/sqft |
Source:  Bright MLS #MDHR2055996 Report a problem | ||
| 3/31/2026 | Price change | $699,900-5.4%$270/sqft |
Source: Owner Report a problem | ||
| 3/26/2026 | Price change | $739,900-1.3%$286/sqft |
Source: Owner Report a problem | ||
| 3/7/2026 | Listed for sale | $749,9000%$290/sqft |
Source: Owner Report a problem | ||
| 7/5/2024 | Listing removed | -- |
Source: Bright MLS #MDHR2024238 Report a problem | ||
| 1/9/2024 | Listed for sale | $750,000$290/sqft |
Source: Bright MLS #MDHR2024238 Report a problem | ||
| 1/1/2024 | Listing removed | -- |
Source: Bright MLS #MDHR2024238 Report a problem | ||
| 10/31/2023 | Price change | $750,000-3.4%$290/sqft |
Source: Bright MLS #MDHR2024238 Report a problem | ||
| 8/18/2023 | Listed for sale | $776,000$300/sqft |
Source: Bright MLS #MDHR2024238 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,645 +12.3% | $426,200 +12.3% |
| 2024 | $4,136 +0.8% | $379,500 +0.8% |
| 2023 | $4,102 +0.8% | $376,333 -0.8% |
| 2022 | $4,067 -3.5% | $379,500 +2.6% |
| 2021 | $4,214 -1.3% | $370,000 |
| 2020 | $4,270 | $370,000 |
| 2019 | $4,270 -5.1% | $370,000 -5.1% |
| 2018 | $4,498 | $389,800 |
| 2017 | $4,498 | $389,800 +8.5% |
| 2016 | -- | $359,333 +4.4% |
| 2015 | -- | $344,100 |
| 2014 | $5,178 | $344,100 |
| 2013 | -- | $344,100 -24% |
| 2012 | -- | $452,800 |
| 2011 | -- | $452,800 |
| 2010 | -- | $452,800 -14% |
| 2009 | -- | $526,430 +12.5% |
| 2008 | -- | $467,936 +14.3% |
| 2007 | -- | $409,443 +16.7% |
| 2006 | -- | $350,950 +8.9% |
| 2005 | -- | $322,222 +9.8% |
| 2004 | -- | $293,496 +10.8% |
| 2003 | -- | $264,770 +3.6% |
| 2002 | -- | $255,646 +3.7% |
| 2001 | -- | $246,523 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 21085
Nearby schools
GreatSchools rating
- 2/10Joppatowne Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 4/10Magnolia Middle SchoolGrades: 6-8Distance: 1.6 mi
- 4/10Joppatowne High SchoolGrades: 9-12Distance: 0.8 mi
Schools provided by the listing agent
- District: Harford County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Harford County
- Joppa
- 21085
- 35 Neptune Dr
Nearby cities
Nearby zip codes
Other Joppa Topics
