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For sale
    • Price cut: $6K (7/17)
    $684,000

    3632 Bay Dr, Middle River, MD 21220

    4beds
    3,056sqft
    : 
    $4,390/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    0.4 Acres Lot
    $673,200 Zestimate®
    $224/sqft
    $-- HOA

    What's special

    Full-house elevatorOpen-concept designAbundant cabinetryFour private bedroom retreatsSoaring cathedral ceilingsHardwood flooringDual-zoned hvac systems
    Custom Water-view Home Featuring a Full-House Elevator, Two Primary Suites, Four Private Bedroom Retreats, and Over 3,000 Square Feet of Flexible Living Space & 4 + Car GarageFull House ElevatorMulti-generational layout with two primary suit Water views of the Chesapeake Bay and around the corner to MarinaRare opportunity to own a custom-designed water-view home offering over 3,000 square feet of flexible living space, a full-house elevator, and an ideal layout for multi-generational living From the moment you arrive, you'll appreciate the expansive covered front porch, where peaceful water views create the perfect setting for morning coffee, evening sunsets, or relaxing with family and friends. Inside, soaring cathedral ceilings, hardwood flooring, and an open-concept design create a bright and welcoming atmosphere designed for both everyday living and entertaining. The heart of the home is the spacious kitchen featuring granite countertops, a large center island, abundant cabinetry, and seamless flow into the dining and living areas. The main level also includes a private primary suite with a full bath and convenient laundry, providing true one-level living when desired utilizing dual-zoned HVAC systems. A full-house elevator offers effortless access to every floor, making this home ideal for aging in place, extended family living, or anyone seeking long-term convenience and accessibility. The upper level features a second luxurious primary suite complete with a sitting area, walk-in closets, and a private bath. Two additional bedrooms each offer their own en-suite bathrooms, creating exceptional privacy and comfort for family members, guests, or multi-generational households. Outdoor living is equally impressive. Enjoy entertaining on a covered rear deck overlooking the private backyard or kick back & relax in a hammock shaded by mature trees, Plenty room in the wrap-around driveway for boats, RV's, or a basketball court. Trex decking and low-maintenance vinyl railings allow you to spend more time enjoying your home and less time maintaining it Properties offering this combination of space, accessibility, privacy, water views, and flexible living arrangements are rarely available. Whether you're searching for a forever home, a multi-generational retreat, or a property designed to adapt to your lifestyle for years to come, this one delivers. Flood insurance currently estimated at approximately $550 annually. Schedule your private showing today and discover why this one-of-a-kind home stands apart from anything else on the market.
    60 days
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    1,433
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    52
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    Zillow last checked:

    Listing updated:

    Listed by:

    Vicky Hupfeld 410-241-0221,

    RE/MAX Advantage Realty 410-391-6900

    Source: Bright MLS,MLS#: MDBC2164602MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Rooms
      • Room types: Living Room, Primary Bedroom, Bedroom 2, Bedroom 4, Kitchen, Bathroom 3
      Primary bedroom
      • Features: Flooring - HardWood, Double Sink, Attached Bathroom
      • Level: Main
      Bedroom 2
      • Features: Flooring - HardWood, Primary Bedroom - Dressing Area, Primary Bedroom - Sitting Area, Walk-In Closet(s)
      • Level: Upper
      • Area: 399 Square Feet
      • Dimensions: 19 X 21
      Bedroom 4
      • Features: Flooring - HardWood
      • Level: Upper
      • Area: 150 Square Feet
      • Dimensions: 10 X 15
      Bathroom 3
      • Features: Flooring - HardWood
      • Level: Upper
      • Area: 135 Square Feet
      • Dimensions: 9 X 15
      Kitchen
      • Level: Main
      • Area: 294 Square Feet
      • Dimensions: 14 X 21
      Living room
      • Features: Flooring - HardWood
      • Level: Main
      • Area: 493 Square Feet
      • Dimensions: 17 X 29
      Heating
      • Heat Pump, Programmable Thermostat, Zoned, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Microwave, Washer, Cooktop, Dishwasher, Exhaust Fan, Refrigerator, Ice Maker, Oven, Range Hood, Electric Water Heater
      • Laundry: Main Level
      Features
      • Combination Dining/Living, Elevator, Entry Level Bedroom, Primary Bath(s), Upgraded Countertops, Dry Wall
      • Flooring: Hardwood, Wood
      • Windows: Double Pane Windows, Screens
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 4,808
      • Total interior livable area: 3,056 sqft
      • Finished area above ground: 3,056
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 12
      • Parking features: Garage Door Opener, Garage Faces Front, Asphalt, Attached, Driveway
      • Attached garage spaces: 4
      • Uncovered spaces: 8
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Deck, Porch, Screened
      • Exterior features: Flood Lights
      • Pool features: None
      • Has spa: Yes
      • Spa features: Bath
      • Has view: Yes
      • View description: Trees/Woods, Water, Scenic Vista
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Bayblock
      Lot
      • Size: 0.4 Acres
      • Dimensions: 1.00 x
      • Features: Backs to Trees, Cleared, Level, Wooded, Rear Yard
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 04151512000440
      • Zoning: RES
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Stone
      • Foundation: Other, Concrete Perimeter
      Condition
      • Excellent
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Security: Main Entrance Lock
      • Subdivision: Bowleys Quarters
      HOA
      • Has HOA: No
      Location
      • Region: Middle River

      Financial & listing details

      • Price per square foot: $224/sqft
      • Tax assessed value: $589,800
      • Annual tax amount: $6,965
      • Date on market: 6/1/2026
      • Listing agreement: Exclusive Right To Sell
      • Inclusions: Maryland's Hidden Secret - Baltimore County Waterfront - Swimming, Boating, Fishing, Steamed Crabs, Walking Paths, Wild Life, Marinas, Restaurants To Name A Few. They Don't Make Anymore Of It.
      • Ownership: Fee Simple

        Estimated market value

        $673,200

        $640,000 - $707,000

        $3,881/mo

        Price history

        DateEventPrice
        7/17/2026Price change$684,000-0.9%$224/sqft
        Source: Bright MLS #MDBC2164602 Report a problem
        7/9/2026Price change$690,000-1.3%$226/sqft
        Source: Bright MLS #MDBC2164602 Report a problem
        6/14/2026Price change$699,000-3.6%$229/sqft
        Source: Bright MLS #MDBC2164602 Report a problem
        6/1/2026Listed for sale$725,000+17.3%$237/sqft
        Source: Bright MLS #MDBC2164602 Report a problem
        7/6/2022Sold$618,000-1.1%$202/sqft
        Source: Bright MLS #MDBC2034410 Report a problem
        5/22/2022Pending sale$625,000$205/sqft
        Source: Bright MLS #MDBC2034410 Report a problem
        4/25/2022Price change$625,000-3.8%$205/sqft
        Source: Bright MLS #MDBC2034410 Report a problem
        3/31/2022Listed for sale$650,000+38.6%$213/sqft
        Source: Bright MLS #MDBC2031652 Report a problem
        1/20/2017Sold$469,000$153/sqft
        Source: Public Record Report a problem
        12/16/2016Pending sale$469,000$153/sqft
        Source: Long & Foster Real Estate, Inc. #BC9605556 Report a problem
        11/16/2016Price change$469,000-1.9%$153/sqft
        Source: Long & Foster Real Estate, Inc. #BC9605556 Report a problem
        7/29/2016Price change$478,000-4.4%$156/sqft
        Source: Long & Foster Real Estate, Inc. #BC9605556 Report a problem
        3/24/2016Listed for sale$499,900$164/sqft
        Source: Long & Foster Real Estate, Inc. #BC9605556 Report a problem
        11/16/2015Listing removed$499,900$164/sqft
        Source: Long & Foster Realtors Report a problem
        10/10/2014Price change$499,900-9.9%$164/sqft
        Source: Long & Foster Real Estate #BC8370739 Report a problem
        8/7/2014Price change$554,900-2.6%$182/sqft
        Source: Long & Foster Real Estate #BC8370739 Report a problem
        6/7/2014Listed for sale$569,900+10261.8%$186/sqft
        Source: Long & Foster Real Estate #BC8370739 Report a problem
        11/23/1993Sold$5,500$2/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,865 +16%$574,700 +2.7%
        2024$6,782 +2.8%$559,600 +2.8%
        2023$6,599 +5.3%$544,500
        2022$6,269 +5.6%$544,500 +11.1%
        2021$5,938 +5.9%$489,967 +5.9%
        2020$5,608 +0.8%$462,700
        2019$5,565 +0.8%$462,700 +1.6%
        2018$5,522 +0.8%$455,633 +0.8%
        2017$5,479 -11.6%$452,100 +6.2%
        2016$6,200 $425,900 +6.6%
        2015$6,200 $399,700 +7%
        2014$6,200 $373,500
        2013-- $373,500
        2012-- $373,500 -17.1%
        2011-- $450,500 0%
        2010-- $450,510
        2009-- $450,510 -2.5%
        2008-- $461,900 +12.9%
        2007-- $409,130 +9262.2%
        2006-- $4,370
        2005-- $4,370
        2004-- $4,370
        2003-- $4,370
        2002-- $4,370
        2001-- $4,370
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: Bowleys Quarters

        Getting around

        8 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • High: Kenwood
        • District: Baltimore County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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