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For sale
  • Price cut: $10K (8/31)
    $469,900

    38 Derby Dr, La Plata, MD 20646

    4beds
    2,762sqft
    : 
    $3,311/mo
    Get pre-qualified
    Townhouse
    Built in 2017
    2,240 Square Feet Lot
    $-- Zestimate®
    $170/sqft
    $189/mo HOA

    What's special

    Move-in ready, low-maintenance living with a private wooded backdrop—38 Derby Drive offers main-level living, an oversized screened porch, finished walkout lower level, and exceptional flexibility in The Villages of Steeplechase. Set on a quiet street with minimal through traffic and mature woods directly behind the property, this home offers something increasingly difficult to find: privacy without sacrificing convenience. With no homes immediately behind you, the oversized screened porch becomes a true extension of the living space. Morning coffee, outdoor dining, weekend entertaining, or a quiet evening overlooking the trees—this is a space designed to be enjoyed. A spacious composite deck provides even more room to relax outdoors with very little maintenance. Inside, the open-concept main level is polished, comfortable, and ready for its next owner. Hardwood flooring, 9-foot ceilings, crown molding, updated lighting, and new ceiling fans complement a bright, spacious floor plan. The great room is anchored by a gas fireplace with custom built-in cabinetry and flows easily into the dining area, creating a layout equally suited for everyday living and entertaining. For buyers seeking fewer stairs and greater day-to-day convenience, the main level provides everything needed for comfortable one-level living. The spacious owner's suite includes a private ensuite bath and walk-in closet, while a second main-level bedroom and full bath offer flexibility for guests, a home office, or additional living space. The finished walkout lower level dramatically expands the possibilities. A large recreation/family room, third bedroom, full bath, and additional finished room currently used as a full-size laundry room provide valuable space that can evolve with your needs. Create a home office, fitness room, hobby space, media room, guest accommodations, or convert the additional room back to a fourth bedroom—the flexibility is already here. For buyers relocating to Southern Maryland or navigating a military or employment move, 38 Derby Drive offers the advantage of a well-maintained, move-in-ready property with convenient access to La Plata's shopping, dining, healthcare, and major commuter routes serving the Southern Maryland and greater Washington, D.C. region. Just as important, Steeplechase offers a low-maintenance lifestyle without sacrificing the feel of a traditional neighborhood. HOA services include lawn mowing, mulching, shrub trimming, and front-yard irrigation, leaving more time to enjoy the clubhouse, two fitness centers, swimming pool, scenic wooded walking trails, and playground. This section of the community also has no front foot fee and enjoys a quieter setting with minimal through traffic. Whether you're simplifying your home without sacrificing space, relocating to Southern Maryland, or simply looking for a home that offers more flexibility and less exterior maintenance, 38 Derby Drive delivers a rare combination of privacy, convenience, and versatility. Move-in ready. Low maintenance. Flexible living. And a wooded backdrop that sets this home apart. Welcome to 38 Derby Drive.
    10 days
    135
    10

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Amy Gallo 240-508-6074,

    RE/MAX One 4432956123

    Source: Bright MLS,MLS#: MDCH2058814MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Basement
      • Area: 1381
      Heating
      • Heat Pump, Propane
      Cooling
      • Other, Electric
      Appliances
      • Included: Dishwasher, Disposal, Ice Maker, Oven/Range - Electric, Stainless Steel Appliance(s), Refrigerator, Electric Water Heater
      Features
      • Built-in Features, Upgraded Countertops, Recessed Lighting, Formal/Separate Dining Room, Attic, Ceiling Fan(s), Combination Kitchen/Living, Crown Molding, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Pantry, Primary Bath(s)
      • Flooring: Carpet, Tile/Brick, Hardwood
      • Windows: Energy Efficient, Screens, Window Treatments
      • Basement: Finished,Garage Access,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane
      Interior area
      • Total structure area: 2,762
      • Total interior livable area: 2,762 sqft
      • Finished area above ground: 1,381
      • Finished area below ground: 1,381

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Rear, Attached
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Porch, Patio, Screened
      • Pool features: Community
      Lot
      • Size: 2,240 Square Feet
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 01082167
      • Zoning: RESIDENTIAL
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Villa
      • Property subtype: Townhouse
      Materials
      • Brick Front, HardiPlank Type
      • Foundation: Block, Slab
      • Roof: Architectural Shingle
      Condition
      • Excellent,Very Good
      • New construction: No
      • Year built: 2017
      Details
      • Builder model: Augusta

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Pool
      • Subdivision: The Villages Of Steeplechase
      HOA
      • Has HOA: Yes
      • Amenities included: Fitness Center, Jogging Path, Pool
      • Services included: Lawn Care Front, Lawn Care Side, Maintenance Grounds, Management, Pool(s), Reserve Funds, Snow Removal, Trash
      • HOA fee: $189 monthly
      Location
      • Region: La Plata
      • Municipality: La Plata

      Financial & listing details

      • Price per square foot: $170/sqft
      • Tax assessed value: $445,900
      • Annual tax amount: $8,820
      • Date on market: 8/31/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: FHA,Conventional,VA Loan,USDA Loan,Cash
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/31/2026Price change$469,900-2.1%$170/sqft
        Source: Bright MLS #MDCH2058814 Report a problem
        8/4/2026Listed for sale$479,900+17.8%$174/sqft
        Source: Bright MLS #MDCH2057968 Report a problem
        11/6/2017Sold$407,500$148/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,503 +4.2%$427,600 +4.5%
        2024$8,159 +45.8%$409,300 +4.7%
        2023$5,595 +1.7%$391,000
        2022$5,501 +1.7%$391,000 +3.5%
        2021$5,407 +1.6%$377,867 +1.8%
        2020$5,324 +0.1%$371,300
        2019$5,321 +33.9%$371,300 +10.1%
        2018$3,973 +276.6%$337,233 +381.8%
        2017$1,055 +563.4%$70,000 +2.4%
        2016$159 $68,333 +2.5%
        2015$159 $66,667 +2.6%
        2014$159 $65,000 +38.1%
        2013-- $47,067 +61.6%
        2012-- $29,133 +159%
        2011-- $11,250
        2010-- $11,250
        2009-- $11,250
        2008-- $11,250 +18.4%
        2007-- $9,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 20646

        Getting around

        9 / 100
        Car-Dependent
        18 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Charles County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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