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For sale
  • Price cut: $5K (7/10)
    $1,110,000

    38 Eagle Cottage Lane #10, Banner Elk, NC 28604

    2beds
    1,400sqft
    : 
    $6,515/mo
    Get pre-qualified
    Townhouse
    Built in 2015
    871 Square Feet Lot
    $1,047,100 Zestimate®
    $793/sqft
    $505/mo HOA

    What's special

    Full-size laundryThoughtfully landscaped backyardSecond bedroomOversized covered deck
    Tucked within the coveted River Club section of The Lodges at Eagles Nest, this Kidder custom-built home is the rare offering where no detail has been overlooked and no amenity is out of reach. Eagles Nest Community access to the Elk River — renowned as one of the finest trout fly fishing destinations in the Southeast — sits just beyond your door, while downtown Banner Elk is a quick five-minute drive away. Inside, the living space flows seamlessly onto an oversized covered deck designed for true mountain living — whether you're sipping morning coffee with the sounds of the river or hosting an evening around the fire pit in the thoughtfully landscaped backyard, which offers the privacy and space to make it entirely your own. The primary suite is a true retreat, complete with its own balcony deck. A second bedroom and a fun bonus bunk room — complete with a hidden access door that kids absolutely love — offer flexible sleeping for family and guests. Two and a half bathrooms and a full-size laundry round out a home that is as functional as it is beautiful. Beyond your own property, the full Eagles Nest amenity experience awaits: miles of ATV trails, the legendary Epic Chophouse, Great Camp, and a community that sets the standard for mountain living in the High Country. Custom craftsmanship, Elk River access, and everything Eagles Nest has to offer — all five minutes from the heart of Banner Elk.
    110 days
    |
    162
    |
    6
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Allison Schoen 704-577-0939,

    Elevate Land & Realty Banner Elk,

    Kat Spradling 828-387-6977,

    Elevate Land & Realty Banner Elk

    Source: High Country AOR,MLS#: 260511MLS LogoOriginating MLS: High Country Association of Realtors Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Electric, Forced Air, Fireplace(s), Hot Water
      Cooling
      • Electric, 1 Unit
      Appliances
      • Included: Dryer, Dishwasher, Exhaust Fan, Electric Range, Electric Water Heater, Disposal, Microwave Hood Fan, Microwave, Refrigerator, Washer
      • Laundry: Washer Hookup, Dryer Hookup, Main Level
      Features
      • Furnished
      • Basement: Crawl Space
      • Has fireplace: Yes
      • Fireplace features: Gas, Stone, Vented, Propane
      • Furnished: Yes
      Interior area
      • Total structure area: 1,400
      • Total interior livable area: 1,400 sqft
      • Finished area above ground: 1,400
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway, No Garage, Paved, Private
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered
      • Exterior features: Fire Pit, Hot Tub/Spa, Paved Driveway
      • Has spa: Yes
      • Has view: Yes
      • View description: Mountain(s), Creek/Stream, Trees/Woods
      • Has water view: Yes
      • Water view: Creek/Stream
      • Waterfront features: Creek, Stream, Pond
      Lot
      • Size: 871 Square Feet
      Details
      • Parcel number: 183900941651

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Mountain
      • Property subtype: Townhouse
      Materials
      • Cedar, Wood Siding, Wood Frame
      • Roof: Metal
      Condition
      • Year built: 2015

      Utilities & green energy

      • Sewer: Shared Septic
      • Water: Community/Coop

      Community & HOA

      Community
      • Features: Clubhouse, Dog Park, Fitness Center, Fishing, Gated, Pickleball, River, Tennis Court(s), Trails/Paths, Long Term Rental Allowed, Short Term Rental Allowed
      • Subdivision: The Lodges At Eagles Nest
      HOA
      • Has HOA: Yes
      • HOA fee: $6,060 annually
      Location
      • Region: Banner Elk

      Financial & listing details

      • Price per square foot: $793/sqft
      • Annual tax amount: $1,995
      • Date on market: 4/10/2026
      • Listing terms: Cash,Conventional,New Loan
      • Road surface type: Paved

        Estimated market value

        $1,047,100

        $995,000 - $1.10M

        $2,672/mo

        Price history

        DateEventPrice
        7/10/2026Price change$1,110,000-0.4%$793/sqft
        Source: High Country AOR #260511 Report a problem
        4/10/2026Listed for sale$1,115,000$796/sqft
        Source: High Country AOR #260511 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28604

        Getting around

        0 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Freedom Trail
        • Middle: Cranberry
        • High: Avery County

        Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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