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For sale
  • Price cut: $4.9K (8/18)
    $385,000

    381 Mill St, Osceola, WI 54020

    4beds
    1,494sqft
    : 
    $2,450/mo
    Get pre-qualified
    Single Family Residence
    Built in 2026
    10,454 Square Feet Lot
    $384,100 Zestimate®
    $258/sqft
    $-- HOA

    What's special

    Quartz countertopsPremium finishesUpstairs laundry roomProfessionally installed guttersOpen-concept main levelLuxury vinyl plank flooringVersatile fourth bedroom
    Welcome to 381 Mill Street in the highly desirable Gateway Meadows community of Osceola! This beautifully crafted 4-bedroom, 3-bathroom new construction home combines modern design, premium finishes, and everyday functionality—all with no HOA and just 45 minutes from the Twin Cities. The open-concept main level features luxury vinyl plank flooring, a stylish electric fireplace with a TV mount, and a stunning kitchen with ceiling-height cabinetry, quartz countertops, and a complete stainless steel appliance package, including a refrigerator, range, microwave, and dishwasher. The main floor offers a versatile fourth bedroom, ideal for guests or a home office, along with a beautifully finished ¾ bathroom featuring a tiled shower. Upstairs, you’ll find three additional bedrooms, including a spacious owner’s suite with a private bath and a walk-in closet, plus the convenience of an upstairs laundry room. Designed for comfort, efficiency, and security, this home includes a high-efficiency tankless water heater, a radiant heated-floor-ready concrete slab with in-floor tubing already installed, insulated garage walls, professionally installed gutters, and a durable concrete driveway that eliminates the maintenance of asphalt. The attached 3-car garage provides ample space for vehicles, storage, and hobbies. Security cameras are installed at the front and rear of the home, including a camera at the front door, providing added visibility and peace of mind. Step outside to a large backyard, perfect for entertaining, play, pets, gardening, or creating your own outdoor retreat. Enjoy the charm of historic downtown Osceola, nearby parks, trails, and Interstate State Park, while being just 15 minutes from Walmart and Menards and approximately 30 minutes from Target, Aldi, Walmart, and Home Depot in Forest Lake. With no HOA, premium finishes, quality craftsmanship, thoughtful design, enhanced garage insulation, and added security features, this move-in-ready home is an outstanding opportunity to own new construction in one of western Wisconsin’s most desirable communities. Book your showing today!
    34 days
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    314
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    10
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    Zillow last checked:

    Listing updated:

    Listed by:

    Brandon Miskulin 218-464-3126,

    National Realty Guild

    Source: Lake Superior Area Realtors as distributed by MLS GRID,MLS#: 6126783MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 3/4 bathrooms: 1
      Primary bedroom
      • Level: Second
      • Area: 168 Square Feet
      • Dimensions: 14 x 12
      Bedroom
      • Level: Main
      • Area: 100 Square Feet
      • Dimensions: 10 x 10
      Bedroom
      • Level: Second
      • Area: 100 Square Feet
      • Dimensions: 10 x 10
      Bedroom
      • Level: Second
      • Area: 100 Square Feet
      • Dimensions: 10 x 10
      Dining room
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 10 x 12
      Kitchen
      • Level: Main
      • Area: 110 Square Feet
      • Dimensions: 10 x 11
      Laundry
      • Level: Second
      • Area: 25 Square Feet
      • Dimensions: 5 x 5
      Living room
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 10 x 12
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Range, Refrigerator
      Features
      • Windows: Double Glazed, Energy Windows, Vinyl Windows
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Electric
      Interior area
      • Total interior livable area: 1,494 sqft
      • Finished area above ground: 1,494
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: Off Street, Concrete, Attached, Drains, Electrical Service, Insulation, Slab
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Has view: Yes
      • View description: Typical
      Lot
      • Size: 10,454 Square Feet
      • Features: Irregular Lot, Tree Coverage - Light, Level
      Details
      • Foundation area: 1620
      • Parcel number: 165008440004
      • Zoning description: Residential
      • Other equipment: Air to Air Exchange

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl, Timber/Post & Beam
      • Roof: Asphalt Shingle
      Condition
      • Completed
      • Year built: 2026

      Utilities & green energy

      • Electric: Other
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable, Fiber Optic

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Osceola

      Financial & listing details

      • Price per square foot: $258/sqft
      • Tax assessed value: $29,000
      • Annual tax amount: $360
      • Date on market: 7/16/2026
      • Cumulative days on market: 35 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

        Estimated market value

        $384,100

        $365,000 - $403,000

        $2,393/mo

        Price history

        DateEventPrice
        8/18/2026Price change$385,000-1.3%$258/sqft
        Source: WIREX MLS #6126783 Report a problem
        7/16/2026Listed for sale$389,900+953.8%$261/sqft
        Source: WIREX MLS #6126783 Report a problem
        4/9/2026Sold$37,000-11.7%$25/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6727147 Report a problem
        3/13/2026Pending sale$41,900$28/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6727147 Report a problem
        11/19/2025Price change$41,900-4.8%$28/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6727147 Report a problem
        8/3/2025Price change$44,000-18.5%$29/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6727147 Report a problem
        6/12/2025Price change$54,000-9.8%$36/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6727147 Report a problem
        5/25/2025Listed for sale$59,900+8.9%$40/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6727147 Report a problem
        9/6/2024Sold$55,000+189.5%$37/sqft
        Source: Public Record Report a problem
        5/18/2010Sold$19,000$13/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$360 +63.9%$23,300 +49.4%
        2024$220 -2.1%$15,600
        2023$225 -3%$15,600
        2022$232 +19.6%$15,600 +92.6%
        2021$194 +91.8%$8,100
        2020$101 +7.4%--
        2019$94 -44.9%--
        2018$170 +3.1%$8,100
        2017$165 +1.8%$8,100
        2016$163 +11%$8,100 +2.5%
        2015$146 -61.3%$7,900 -59.9%
        2013$379 -0.5%$19,700
        2012$381 -3%$19,700
        2011$392 -24.9%$19,700 -25.1%
        2010$522 +51.3%$26,300 +46.1%
        2009$345 $18,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 54020

        Getting around

        1 / 100
        Car-Dependent
        33 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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