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For sale
  • $199,000

    3840 N Water Rd, Sanford, MI 48657

    3beds
    1,720sqft
    : 
    $1,440/mo
    Get pre-qualified
    Single Family Residence
    Built in ----
    0.45 Acres Lot
    $-- Zestimate®
    $116/sqft
    $-- HOA

    What's special

    Sanford lake waterfront home
    CANT WAIT TO SEE WHAT YOU DO ON WATER RD! Due to the tragic events of the dam failure in 2020, this home has been stripped down to the studs. Now with a little vision, you can create your perfect Sanford Lake waterfront home. The shell is in great shape and has 1720 sqft of living space. There used to be 3 bedrooms and 2 full bathrooms. You can keep it configured the same or get creative. There is a 902 sqft bonus room that's finished over the garage and has no damage to it. The garage is massive at 45x22 so bring your vehicles and your lake toys! This sale does include the small parcel on the lake side of the road. Call today!
    28 days
    2,863
    102

    Zillow last checked:

    Listing updated:

    Listed by:

    Matt Smith 989-486-9770,

    Modern Realty 989-486-9770

    Source: MiRealSource,MLS#: 50219691MLS LogoOriginating MLS: Saginaw Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Bedroom 1
      • Level: First
      • Area: 168
      • Dimensions: 14 x 12
      Bedroom 2
      • Level: First
      • Area: 144
      • Dimensions: 12 x 12
      Bedroom 3
      • Level: First
      • Area: 144
      • Dimensions: 12 x 12
      Bathroom 1
      • Level: First
      • Area: 80
      • Dimensions: 8 x 10
      Bathroom 2
      • Level: First
      • Area: 80
      • Dimensions: 8 x 10
      Kitchen
      • Level: First
      • Area: 100
      • Dimensions: 10 x 10
      Heating
      • Other, Natural Gas
      Features
      • Basement: Crawl Space
      • Has fireplace: No
      Interior area
      • Total structure area: 1,720
      • Total interior livable area: 1,720 sqft
      • Finished area above ground: 1,720
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 4
      • Parking features: Garage, Attached, Electric in Garage, Garage Faces Side, Workshop in Garage
      • Attached garage spaces: 4
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: All Sports Lake, Lake Front, Waterfront
      • Body of water: Sanford Lake
      • Frontage length: 60
      Lot
      • Size: 0.45 Acres
      • Features: Rural
      Details
      • Parcel number: Two Parcels Sold As One
      • Zoning description: Residential
      • Special conditions: Private

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • New construction: No

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Flanders Beach
      HOA
      • Has HOA: No
      Location
      • Region: Sanford

      Financial & listing details

      • Price per square foot: $116/sqft
      • Tax assessed value: $272,400
      • Annual tax amount: $5,346
      • Date on market: 8/25/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,811/mo

        Price history

        DateEventPrice
        8/25/2026Listed for sale$199,000$116/sqft
        Source: MiRealSource #50219691 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,235 +4.9%$136,200 +7.6%
        2024$4,992 +13.8%$126,600 +17.1%
        2023$4,387 $108,100 +23.1%
        2022-- $87,800 +51.1%
        2021-- $58,100 -44.1%
        2020-- $103,900 +1.7%
        2019-- $102,200 +6%
        2018-- $96,400 -1.7%
        2017-- $98,100 +1.1%
        2016-- $97,000 +3.5%
        2014-- $93,700 +1.5%
        2013-- $92,300 -0.4%
        2012-- $92,700 -1.3%
        2011-- $93,900 +2%
        2010-- $92,100 +2.9%
        2009-- $89,500 -4%
        2008-- $93,200
        2007-- $93,200 +4%
        2006-- $89,600 +3.5%
        2005-- $86,600 +64.3%
        2004-- $52,700 +4%
        2003-- $50,650
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 48657

        Getting around

        4 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Meridian Public Schools

        Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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