CANT WAIT TO SEE WHAT YOU DO ON WATER RD! Due to the tragic events of the dam failure in 2020, this home has been stripped down to the studs. Now with a little vision, you can create your perfect Sanford Lake waterfront home. The shell is in great shape and has 1720 sqft of living space. There used to be 3 bedrooms and 2 full bathrooms. You can keep it configured the same or get creative. There is a 902 sqft bonus room that's finished over the garage and has no damage to it. The garage is massive at 45x22 so bring your vehicles and your lake toys! This sale does include the small parcel on the lake side of the road. Call today!
For sale
$199,000
3840 N Water Rd, Sanford, MI 48657
3beds
1,720sqft
Single Family Residence
Built in ----
0.45 Acres Lot
$-- Zestimate®
$116/sqft
$-- HOA
What's special
Sanford lake waterfront home
- 28 days
- 2,863
- 102
Zillow last checked:
Listing updated:
Listed by:
Matt Smith 989-486-9770,
Modern Realty 989-486-9770
Source: MiRealSource,MLS#: 50219691
Originating MLS: Saginaw Board of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bedroom 1
- Level: First
- Area: 168
- Dimensions: 14 x 12
Bedroom 2
- Level: First
- Area: 144
- Dimensions: 12 x 12
Bedroom 3
- Level: First
- Area: 144
- Dimensions: 12 x 12
Bathroom 1
- Level: First
- Area: 80
- Dimensions: 8 x 10
Bathroom 2
- Level: First
- Area: 80
- Dimensions: 8 x 10
Kitchen
- Level: First
- Area: 100
- Dimensions: 10 x 10
Heating
- Other, Natural Gas
Features
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 1,720
- Total interior livable area: 1,720 sqft
- Finished area above ground: 1,720
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Garage, Attached, Electric in Garage, Garage Faces Side, Workshop in Garage
- Attached garage spaces: 4
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: All Sports Lake, Lake Front, Waterfront
- Body of water: Sanford Lake
- Frontage length: 60
Lot
- Size: 0.45 Acres
- Features: Rural
Details
- Parcel number: Two Parcels Sold As One
- Zoning description: Residential
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- New construction: No
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Subdivision: Flanders Beach
HOA
- Has HOA: No
Location
- Region: Sanford
Financial & listing details
- Price per square foot: $116/sqft
- Tax assessed value: $272,400
- Annual tax amount: $5,346
- Date on market: 8/25/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$1,811/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/25/2026 | Listed for sale | $199,000$116/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,235 +4.9% | $136,200 +7.6% |
| 2024 | $4,992 +13.8% | $126,600 +17.1% |
| 2023 | $4,387 | $108,100 +23.1% |
| 2022 | -- | $87,800 +51.1% |
| 2021 | -- | $58,100 -44.1% |
| 2020 | -- | $103,900 +1.7% |
| 2019 | -- | $102,200 +6% |
| 2018 | -- | $96,400 -1.7% |
| 2017 | -- | $98,100 +1.1% |
| 2016 | -- | $97,000 +3.5% |
| 2014 | -- | $93,700 +1.5% |
| 2013 | -- | $92,300 -0.4% |
| 2012 | -- | $92,700 -1.3% |
| 2011 | -- | $93,900 +2% |
| 2010 | -- | $92,100 +2.9% |
| 2009 | -- | $89,500 -4% |
| 2008 | -- | $93,200 |
| 2007 | -- | $93,200 +4% |
| 2006 | -- | $89,600 +3.5% |
| 2005 | -- | $86,600 +64.3% |
| 2004 | -- | $52,700 +4% |
| 2003 | -- | $50,650 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 48657
Nearby schools
Schools provided by the listing agent
- District: Meridian Public Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







