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For sale
  • Price cut: $15K (10/19)
    $524,900

    3905 Deer Lake Ct, Prospect, KY 40059

    4beds
    3,520sqft
    : 
    $3,709/mo
    Get pre-qualified
    Single Family Residence
    Built in 1987
    0.42 Acres Lot
    $513,900 Zestimate®
    $149/sqft
    $-- HOA

    What's special

    Mature landscapeEstablished settingRolling hillsBrick-and-stone residenceCul-de-sac locationQuiet cul-de-sacGenerous space
    Located on a quiet cul-de-sac in Covered Bridge, this spacious 4-bedroom, 3.5-bath walk-out home in Prospect, offers privacy, peaceful surroundings, and convenient access to Louisville. Offered by the original owners for the first time in decades, this brick-and-stone residence presents a rare opportunity in desirable Oldham County. The walkout design provides flexible living space, while the established setting, rolling hills, and mature landscape create a comfortable retreat. Major updates include a roof approximately 3 years old, heating system approximately 6 years old, air-conditioning system approximately 4 years old, and water heater approximately 2 years old. Additional highlights include a cul-de-sac location and access to highly regarded Oldham County Schools. Additional highlights include a cul-de-sac location and access to highly regarded Oldham County Schools. Priced under $540,000, this distinctive Covered Bridge property combines generous space, important mechanical updates, a sought-after location, and decades of pride of ownership.
    45 days
    1,620
    75

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Cameron Schanie 502-419-0673,

    Premier Homes Realty

    Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1728338MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Half bathroom
      • Level: First
      Full bathroom
      • Level: Second
      Full bathroom
      • Level: Basement
      Dining room
      • Level: First
      Family room
      • Level: First
      Family room
      • Level: Basement
      Kitchen
      • Description: E
      • Level: First
      Living room
      • Level: First
      Other
      • Description: large room off primary bedroom w/ walkin tub
      • Level: Second
      Other
      • Level: Basement
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Features
      • Basement: Walkout Finished
      • Number of fireplaces: 2
      Interior area
      • Total structure area: 2,650
      • Total interior livable area: 3,520 sqft
      • Finished area above ground: 2,650
      • Finished area below ground: 870

      Property

      Parking
      • Total spaces: 2
      • Parking features: Entry Rear
      • Garage spaces: 2
      Features
      • Stories: 2
      • Patio & porch: Deck
      Lot
      • Size: 0.42 Acres
      • Features: Cul-De-Sac
      Details
      • Parcel number: 0619B0158

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Stone Veneer
      • Roof: Shingle
      Condition
      • Year built: 1987

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected

      Community & HOA

      Community
      • Subdivision: Covered Bridge Farms
      HOA
      • Has HOA: No
      Location
      • Region: Prospect

      Financial & listing details

      • Price per square foot: $149/sqft
      • Tax assessed value: $390,000
      • Annual tax amount: $4,244
      • Date on market: 9/5/2026
      • Electric utility on property: Yes

        Estimated market value

        $513,900

        $488,000 - $540,000

        $3,775/mo

        Price history

        DateEventPrice
        10/19/2026Price change$524,900-2.8%$149/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1728338 Report a problem
        9/5/2026Listed for sale$539,900$153/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1728338 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,244 -0.7%$390,000
        2024$4,275 +20.3%$390,000 +18.2%
        2023$3,554 -1.2%$330,000
        2022$3,598 +0.6%$330,000
        2021$3,574 -0.7%$330,000
        2020$3,598 +10.3%$330,000 +8.2%
        2019$3,261 -0.7%$305,000
        2018$3,282 +32.2%$305,000
        2017$2,482 $305,000 +17.3%
        2013$2,482 $260,000
        2011-- $260,000
        2010-- $260,000
        2009-- $260,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 40059

        Getting around

        16 / 100
        Car-Dependent
        7 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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