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For sale
    • $579,000

    398 E Main Street, Jefferson Valley, NY 10535

    4beds
    1,800sqft
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    Single Family Residence, Residential
    Built in 1958
    0.3 Acres Lot
    $570,700 Zestimate®
    $322/sqft
    $-- HOA

    What's special

    Plenty of natural lightGenerous lotMaintained tri-level homeWarm inviting atmosphere
    Welcome to 398 E Main St, Jefferson Valley, NY 10535 — a spacious and versatile single-family residence offering endless possibilities. This maintained tri-level home features 4 comfortable bedrooms and 2 full bathrooms, providing ample space for families of all sizes. The home’s unique three-level layout offers a functional and flexible living arrangement, ideal for both everyday living and entertaining. With plenty of natural light and a warm, inviting atmosphere throughout, you’ll feel right at home the moment you step inside. Situated on a generous lot, the property also includes a separate cottage — a fantastic bonus with the potential to be transformed into a loft-style apartment, guesthouse, studio, or home office. Whether you’re looking for extra income, space for extended family, or a private retreat, this added feature brings incredible value. Conveniently located in the heart of Jefferson Valley, close to shopping, schools, parks, and major highways, this home combines comfort, opportunity, and a prime location. The school district for 398 East Main Street in Jefferson Valley, NY, is Lakeland Central School District. The elementary school is Benjamin Franklin Elementary, the middle school is Lakeland Copper Beech Middle School, and the high school is either Lakeland High School or Walter Panas High School, according to Lakeland Schools.
    335 days
    |
    907
    |
    23
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    J A K Realty Inc 347-707-9937,

    Denerys Goenaga 347-707-9937

    Source: OneKey® MLS as distributed by MLS GRID,MLS#: 900523MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Bedroom 1
      • Description: Master Bedroom Located on the top level of the property.
      • Level: Third
      Bedroom 2
      • Description: Second Bedroom Located on the top level of the property.
      • Level: Third
      Bedroom 3
      • Description: Third Bedroom Located on the Second/Middle level of the Property.
      • Level: Second
      Bedroom 4
      • Description: Fourth Bedroom Located on the Second/Middle level of the Property.
      • Level: Second
      Bonus room
      • Description: There is an additional and separate Bonus (House) room on the property. This room is used for Extra Space Currently.
      • Level: Other
      Family room
      • Description: This spacious family room is located in the Lower level of the Property.
      • Level: Lower
      Loft
      • Description: This is an extra loft Room located in the separate House on the property above the Garage.
      • Level: Other
      Heating
      • Oil, Propane
      Cooling
      • Wall/Window Unit(s)
      Appliances
      • Included: Dryer, Gas Oven, Gas Range, Refrigerator, Stainless Steel Appliance(s)
      • Laundry: Washer/Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
      Features
      • First Floor Bedroom, First Floor Full Bath, Ceiling Fan(s), Formal Dining, High Ceilings, Open Kitchen, Pantry, Storage
      • Flooring: Hardwood
      • Windows: Double Pane Windows, Oversized Windows, Tilt Turn Windows
      • Basement: Full
      • Attic: Partial
      • Fireplace features: None
      Interior area
      • Total structure area: 1,800
      • Total interior livable area: 1,800 sqft

      Property

      Parking
      • Total spaces: 5
      • Parking features: Driveway, Garage, Other, Parking Lot, Private
      • Garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Levels: Tri-Level
      • Has private pool: Yes
      • Pool features: Above Ground, Outdoor Pool, Pool Cover
      • Has view: Yes
      • View description: Lake, Neighborhood, Open, Trees/Woods, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Lake Front
      Lot
      • Size: 0.3 Acres
      • Features: Back Yard, Cul-De-Sac, Hilly, Near Public Transit, Near School, Near Shops, Other
      Details
      • Parcel number: 5400006017000010000053
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Raised Ranch,Split Ranch
      • Property subtype: Single Family Residence, Residential
      Materials
      • Block, Vinyl Siding
      Condition
      • Actual,Updated/Remodeled
      • Year built: 1958
      • Major remodel year: 1958

      Utilities & green energy

      • Sewer: Other, Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Trash Collection Public, Water Connected

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Jefferson Valley

      Financial & listing details

      • Price per square foot: $322/sqft
      • Tax assessed value: $6,300
      • Annual tax amount: $8,914
      • Date on market: 8/12/2025
      • Cumulative days on market: 277 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Contract,Conventional,FHA
      • Inclusions: All ceiling fixtures, light equipment for cleaning debris of property.
      • Exclusions: House will be delivered Vacant.
      • Electric utility on property: Yes

        Estimated market value

        $570,700

        $542,000 - $599,000

        $4,438/mo

        Price history

        DateEventPrice
        3/25/2026Price change$579,000-1.7%$322/sqft
        Source: OneKey® MLS as distributed by MLS GRID #900523 Report a problem
        12/10/2025Price change$589,000-1.7%$327/sqft
        Source: OneKey® MLS as distributed by MLS GRID #900523 Report a problem
        8/12/2025Listed for sale$599,000+84.3%$333/sqft
        Source: OneKey® MLS as distributed by MLS GRID #900523 Report a problem
        1/23/2018Sold$325,000+1.6%$181/sqft
        Source: OneKey® MLS as distributed by MLS GRID #H4721417 Report a problem
        11/20/2017Pending sale$320,000$178/sqft
        Source: Houlihan Lawrence #4721417 Report a problem
        9/19/2017Price change$320,000-1.5%$178/sqft
        Source: Houlihan Lawrence #4721417 Report a problem
        8/28/2017Price change$325,000-3%$181/sqft
        Source: Houlihan Lawrence #4721417 Report a problem
        8/2/2017Price change$335,000-2.9%$186/sqft
        Source: Houlihan Lawrence #4721417 Report a problem
        6/26/2017Price change$345,000-5.5%$192/sqft
        Source: Houlihan Lawrence #4721417 Report a problem
        6/12/2017Price change$365,000-5.2%$203/sqft
        Source: Houlihan Lawrence #4721417 Report a problem
        5/15/2017Listed for sale$385,000$214/sqft
        Source: Houlihan Lawrence #4721417 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $6,300
        2024-- $6,300
        2023-- $6,300
        2022-- $6,300
        2021-- $6,300
        2020-- $6,300
        2019-- $6,300
        2018-- $6,300
        2017-- $6,300
        2016-- $6,300
        2015$4,710 $6,300
        2014$4,710 $6,300
        2013$4,710 $6,300
        2012-- $6,300
        2011-- $6,300
        2010-- $6,300
        2009-- $6,300
        2008-- $6,300
        2007-- $6,300
        2006-- $6,300
        2005-- $6,300
        2004-- $6,300
        2003-- $6,300
        2002-- $6,300
        1999-- $6,300
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 10535

        Getting around

        35 / 100
        Car-Dependent
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Benjamin Franklin
        • Middle: Lakeland-Copper Beech Middle Sch
        • High: Lakeland High School

        Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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