Pending

$574,900

3N188 Joan Dr, St Charles, IL 60175

4beds

2,220sqft

$4,058/mo

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Single Family Residence

Built in 1975

0.62 Acres Lot

$-- Zestimate^®

$259/sqft

$-- HOA

What's special

Welcome to this spacious 4-bedroom, 3-bath home set on a picturesque .62-acre lot in desirable St. Charles. Offering over 2,200 square feet of living space, this home features generous room sizes, a flexible floor plan, and endless opportunities to make it your own. The first-floor office with adjacent full bath provides an ideal setup for a guest suite or potential 5th bedroom. Enjoy the privacy of a large yard, mature trees, and a peaceful neighborhood setting while remaining close to top-rated St. Charles schools, parks, shopping, and dining. A rare opportunity to enjoy space, flexibility, and location all in one package.

21 days

826

46

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3

Rooms

Room types: Office

Primary bedroom

Features: Flooring (Carpet), Bathroom (Full)
Level: Second
Area: 204 Square Feet
Dimensions: 12X17

Bedroom 2

Features: Flooring (Carpet)
Level: Second
Area: 204 Square Feet
Dimensions: 17X12

Bedroom 3

Features: Flooring (Carpet)
Level: Second
Area: 180 Square Feet
Dimensions: 12X15

Bedroom 4

Features: Flooring (Carpet)
Level: Second
Area: 154 Square Feet
Dimensions: 14X11

Family room

Features: Flooring (Hardwood)
Level: Main
Area: 228 Square Feet
Dimensions: 12X19

Kitchen

Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space), Flooring (Hardwood)
Level: Main
Area: 190 Square Feet
Dimensions: 10X19

Living room

Features: Flooring (Carpet)
Level: Main
Area: 204 Square Feet
Dimensions: 12X17

Office

Features: Flooring (Carpet)
Level: Main
Area: 108 Square Feet
Dimensions: 12X9

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Water Softener Owned, Humidifier, Gas Water Heater
Laundry: Main Level

Features

1st Floor Bedroom, 1st Floor Full Bath, Granite Counters
Flooring: Hardwood
Basement: Unfinished,Full
Number of fireplaces: 1
Fireplace features: Wood Burning, Gas Starter, Family Room

Interior area

Total structure area: 0
Total interior livable area: 2,220 sqft

Property

Parking

Total spaces: 2
Parking features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Attached garage spaces: 2
Has uncovered spaces: Yes

Accessibility

Accessibility features: No Disability Access

Features

Stories: 2
Patio & porch: Patio
Fencing: Fenced

Lot

Size: 0.62 Acres
Dimensions: 149x228x68x272

Details

Parcel number: 0930427009
Special conditions: None
Other equipment: Water-Softener Owned, Ceiling Fan(s), Sump Pump

Construction

Type & style

Home type: SingleFamily
Architectural style: Colonial
Property subtype: Single Family Residence

Materials

Aluminum Siding, Vinyl Siding, Steel Siding, Clad Trim
Foundation: Concrete Perimeter
Roof: Asphalt

Condition

New construction: No
Year built: 1975

Utilities & green energy

Sewer: Septic Tank
Water: Well

Community & HOA

Community

Security: Carbon Monoxide Detector(s)
Subdivision: Lake Charlotte

HOA

Services included: None

Location

Region: St Charles

Financial & listing details

Price per square foot: $259/sqft
Tax assessed value: $352,185
Annual tax amount: $7,972
Date on market: 7/14/2026
Ownership: Fee Simple

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/14/2026	Listing removed	$599,999$270/sqft
Source: MRED as distributed by MLS GRID #12682843 Report a problem
6/30/2026	Listed for sale	$599,999+140%$270/sqft
Source: MRED as distributed by MLS GRID #12682843 Report a problem
4/4/2017	Sold	$250,000$113/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$7,745 +5.3%	$117,395 +11.7%
2023	$7,357 +7.1%	$105,070 +9.7%
2022	$6,866 +6.2%	$95,767 +4.9%
2021	$6,467 +0.7%	$91,285 +1.9%
2020	$6,419 +1.9%	$89,583 +2%
2019	$6,300 +1.5%	$87,809 +1.6%
2018	$6,205 -4.6%	$86,391 +3.5%
2017	$6,507 -5.2%	$83,437 +3.6%
2016	$6,862	$80,506 +8.5%
2015	--	$74,200 -0.1%
2014	--	$74,284 -4%
2013	--	$77,366 -7.7%
2012	--	$83,853 -8.2%
2011	--	$91,306 -5.4%
2010	--	$96,505 -2.7%
2009	--	$99,197 +2.5%
2008	--	$96,755 +4.5%
2007	--	$92,594 +4.9%
2006	--	$88,303 +8%
2005	--	$81,745 +4.9%
2004	--	$77,894 +0.2%
2003	--	$77,715 +7.5%
2002	--	$72,273 +4.9%
2001	--	$68,877 +6%
2000	--	$65,008

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 60175

Getting around

24 / 100

Car-Dependent

70 / 100

Very Bikeable

Nearby schools

GreatSchools rating

9/10
Davis Primary School
Grades: K-5Distance: 2.4 mi
7/10
Thompson Middle School
Grades: 6-8Distance: 2.1 mi
7/10
St Charles East High School
Grades: 9-12Distance: 4.3 mi

Schools provided by the listing agent

Elementary: Richmond Elementary School
Middle: Thompson Middle School
High: St Charles East High School
District: 303

Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.