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For sale
    • Price cut: $49K (7/23)
    $899,990

    400 N Palafox St, Pensacola, FL 32501

    4beds
    2,361sqft
    : 
    $5,827/mo
    Get pre-qualified
    Single Family Residence
    Built in 2020
    2,613 Square Feet Lot
    $-- Zestimate®
    $381/sqft
    $13/mo HOA

    What's special

    Front balconyOutdoor kitchenAmple storage throughoutGenerous laundry roomsLounge spaceBar areaCustom-built home
    Right in the heart of downtown Pensacola, this one puts you exactly where you want to be. Step outside and you’re just moments from local dining, nightlife, galleries, and waterfront strolls. It’s the kind of location where weekends plan themselves and everything feels within reach. This custom-built home was thoughtfully designed by the owner to make the most of downtown living, with a front balcony and an upstairs terrace that capture the energy and views of the city. Whether it’s morning coffee above the rooftops or evenings soaking it all in, this home keeps you connected to the best of Pensacola. The layout offers incredible flexibility. Use it as a primary residence, income-producing property, guest-friendly setup, or a mix of all three. With separate living possibilities built in, it easily adapts to your needs. Take the elevator up to the second floor and you’ll find a true highlight: a spacious terrace made for entertaining and unwinding. An outdoor kitchen, bar area, lounge space, and hot tub create your own private retreat in the middle of downtown. Inside, both levels offer generous laundry rooms and ample storage throughout. The fourth bedroom is set up with bunk beds to comfortably host extra guests, making it ideal for visiting friends or short-term stays. An oversized garage adds even more function, complete with a built-in overhead storage deck. If you’ve been looking for a downtown home that blends lifestyle, flexibility, and a fun sense of place, this one stands out in all the right ways.
    85 days
    |
    686
    |
    32
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Christopher Howard 850-982-4154,

    ASSIST 2 SELL REAL ESTATE

    Source: PAR,MLS#: 681991MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      • Area: 117
      • Dimensions: 9 x 13
      Bedroom
      • Level: First
      • Area: 80
      • Dimensions: 8 x 10
      Bedroom 1
      • Level: Second
      • Area: 120
      • Dimensions: 10 x 12
      Kitchen
      • Level: First
      • Area: 216
      • Dimensions: 12 x 18
      Living room
      • Level: First
      • Area: 110
      • Dimensions: 10 x 11
      Office
      • Level: Second
      • Area: 35
      • Dimensions: 5 x 7
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Gas Water Heater, Built In Microwave, Dishwasher, Disposal, Refrigerator
      • Laundry: W/D Hookups
      Features
      • Ceiling Fan(s), Elevator, Recessed Lighting
      • Flooring: Tile
      • Windows: Storm Window(s), Blinds
      • Has basement: No
      Interior area
      • Total structure area: 2,361
      • Total interior livable area: 2,361 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: 2 Car Garage, Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered Deck
      • Pool features: None
      • Has spa: Yes
      • Spa features: Private
      Lot
      • Size: 2,613 Square Feet
      • Features: Central Access
      Details
      • Parcel number: 000s009010028010
      • Zoning description: City

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Slab
      • Roof: Metal
      Condition
      • Resale
      • New construction: No
      • Year built: 2020

      Utilities & green energy

      • Electric: Copper Wiring
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Belmont Tract
      HOA
      • Has HOA: Yes
      • Services included: Association
      • HOA fee: $150 annually
      Location
      • Region: Pensacola

      Financial & listing details

      • Price per square foot: $381/sqft
      • Tax assessed value: $870,722
      • Annual tax amount: $9,169
      • Price range: $900K - $900K
      • Date on market: 5/2/2026
      • Cumulative days on market: 85 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/23/2026Price change$899,990-5.2%$381/sqft
        Source: PAR #681991 Report a problem
        6/17/2026Price change$949,000-1%$402/sqft
        Source: PAR #681991 Report a problem
        5/2/2026Listed for sale$959,000+1.1%$406/sqft
        Source: PAR #681991 Report a problem
        3/1/2026Listing removed$949,000$402/sqft
        Source: PAR #674152 Report a problem
        2/20/2026Contingent$949,000$402/sqft
        Source: PAR #674152 Report a problem
        2/3/2026Price change$949,000-5%$402/sqft
        Source: PAR #674152 Report a problem
        1/13/2026Price change$999,000-4.8%$423/sqft
        Source: PAR #674152 Report a problem
        11/24/2025Listed for sale$1,049,000-12.6%$444/sqft
        Source: PAR #674152 Report a problem
        10/23/2024Listing removed$1,200,000$508/sqft
        Source: PAR #642187 Report a problem
        7/19/2024Price change$1,200,000-6.9%$508/sqft
        Source: PAR #642187 Report a problem
        7/1/2024Price change$1,288,500-4.5%$546/sqft
        Source: PAR #642187 Report a problem
        5/16/2024Price change$1,349,000-3.6%$571/sqft
        Source: PAR #642187 Report a problem
        3/20/2024Listed for sale$1,399,000+865.5%$593/sqft
        Source: PAR #642187 Report a problem
        2/13/2020Sold$144,900-87%$61/sqft
        Source: PAR #513391 Report a problem
        10/29/1998Sold$1,115,000+3496.8%$472/sqft
        Source: Public Record Report a problem
        4/17/1998Sold$31,000+1531.6%$13/sqft
        Source: Public Record Report a problem
        8/13/1997Sold$1,900$1/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$9,169 +1.8%$870,722 +4.8%
        2023$9,004 +2.4%$831,160 +10%
        2022$8,795 +3.1%$755,554 +31.3%
        2021$8,532 +836%$575,315 +987.1%
        2020$912 $52,920
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: East Downtown

        Getting around

        73 / 100
        Very Walkable
        34 / 100
        Some Transit
        63 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Global Learning Academy
        • Middle: WORKMAN
        • High: Pensacola

        Source: PAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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