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For sale
    • $820,000

    400 PINE TREE ROAD, LAKE MARY, FL 32746

    5beds
    3,475sqft
    : 
    $5,697/mo
    Get pre-qualified
    Single Family Residence
    Built in 1987
    0.43 Acres Lot
    $790,400 Zestimate®
    $236/sqft
    $-- HOA

    What's special

    Sparkling enclosed poolKitchen features an island
    Virtually Staged. Welcome to the highly desirable Cardinal Oaks Cove, one of Lake Mary’s hidden gems-with no HOA. Offering 5 bedrooms, 4 bathrooms, and 3,475 square feet, this spacious home is designed for comfortable living and entertaining. The kitchen features an island and opens to the great room, where a fireplace and direct pool access create a welcoming gathering space. Formal living and dining rooms provide additional room to entertain. Just off the kitchen, the indoor laundry room includes built-in cabinets. Enjoy a sparkling enclosed pool and an approximately 400 square foot covered lanai featuring a custom-built bar and mini fridge, surrounded by lush landscaping for added privacy. The oversized garage also features custom storage cabinets. The main-floor primary suite includes an ensuite bath with a walk-in closet, walk-in shower, double vanities and a private water closet. Upstairs are four additional bedrooms, two bathrooms and a spacious loft with a custom-built bookcase. One of the bathrooms is a Jack-and-Jill. One bedroom also features custom-built drawers and additional storage. Located in the heart of Lake Mary, this home is just minutes from fine dining, shopping and major highways-offering easy access to everything Central Florida has to offer.
    13 hours
    187
    13

    Zillow last checked:

    Listing updated:

    Listed by:

    Chuck Ferdinandsen 407-341-2113,

    CHARLES RUTENBERG REALTY ORLANDO 407-622-2122

    Source: Stellar MLS,MLS#: O6443120MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Dining Room, Living Room, Loft
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Area: 262.4 Square Feet
      • Dimensions: 16x16.4
      Bedroom 2
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: Second
      Bedroom 4
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: Second
      Bedroom 5
      • Features: Built-In Shelving, Built-in Closet
      • Level: Second
      Primary bathroom
      • Features: Built-In Shower Bench, Dual Sinks, Granite Counters, Shower No Tub, Water Closet/Priv Toilet, Window/Skylight in Bath, Walk-In Closet(s)
      • Level: First
      Bathroom 2
      • Level: First
      Bathroom 3
      • Features: Granite Counters, Tub With Shower
      • Level: Second
      Bathroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: Second
      Bathroom 4
      • Features: Granite Counters, Jack & Jill Bathroom, Tub With Shower
      • Level: Second
      Balcony porch lanai
      • Features: Bar, Ceiling Fan(s)
      • Level: First
      • Area: 418 Square Feet
      • Dimensions: 44x9.5
      Dining room
      • Level: First
      • Area: 143.36 Square Feet
      • Dimensions: 11.2x12.8
      Great room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 455.4 Square Feet
      • Dimensions: 27.6x16.5
      Kitchen
      • Features: Breakfast Bar, Kitchen Island, Pantry
      • Level: First
      • Area: 271.25 Square Feet
      • Dimensions: 17.5x15.5
      Living room
      • Level: First
      • Area: 196.8 Square Feet
      • Dimensions: 16x12.3
      Loft
      • Features: Built-In Shelving, Built-in Closet
      • Level: Second
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Bar Fridge, Dishwasher, Microwave, Range, Refrigerator
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room
      Features
      • Built-in Features, Ceiling Fan(s), Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
      • Flooring: Carpet, Engineered Hardwood, Porcelain Tile
      • Doors: Sliding Doors
      • Windows: Window Treatments
      • Has fireplace: Yes
      • Fireplace features: Electric, Family Room
      • Common walls with other units/homes: Corner Unit
      Interior area
      • Total structure area: 4,531
      • Total interior livable area: 3,475 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener, Garage Faces Side
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Irrigation System, Private Mailbox, Sidewalk
      • Has private pool: Yes
      • Pool features: In Ground, Screen Enclosure
      Lot
      • Size: 0.43 Acres
      • Features: Landscaped
      • Residential vegetation: Mature Landscaping
      Details
      • Parcel number: 15203050200000770
      • Zoning: R-1AA
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1987

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: None
      • Utilities for property: Cable Available, Electricity Connected, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: CARDINAL OAKS COVE
      HOA
      • Has HOA: No
      Location
      • Region: Lake Mary

      Financial & listing details

      • Price per square foot: $236/sqft
      • Tax assessed value: $677,434
      • Annual tax amount: $4,216
      • Date on market: 10/7/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $790,400

        $751,000 - $830,000

        $4,533/mo

        Price history

        DateEventPrice
        10/7/2026Listed for sale$820,000$236/sqft
        Source: Stellar MLS #O6443120 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,217 +6.6%$339,299 +2.9%
        2024$3,957 +0.9%$329,737 +3%
        2023$3,922 +2.7%$320,133 +3%
        2022$3,820 +0.6%$310,809 +3%
        2021$3,798 +0.8%$301,756 +1.4%
        2020$3,770 +1.1%$297,590 +2.3%
        2019$3,728 $290,899 +1.9%
        2018$3,728 +0.8%$285,475 +2.1%
        2017$3,698 +0.5%$279,603 +1.4%
        2016$3,679 -4.2%$275,769 +1.4%
        2015$3,840 $271,948 +0.8%
        2014$3,840 -1.8%$269,790 +1.5%
        2013$3,911 +6%$265,803 +1.7%
        2012$3,690 -1%$261,360 +0%
        2011$3,729 -7.1%$261,291 -5.4%
        2010$4,016 +3.7%$276,106 +2.7%
        2009$3,874 +3.5%$268,847 +0.1%
        2008$3,742 -0.3%$268,578 +3%
        2007$3,751 -5.8%$260,755 +2.5%
        2006$3,982 +1.7%$254,395 +3%
        2005$3,914 +0.4%$246,985 +3%
        2004$3,897 +0.8%$239,791 +1.9%
        2003$3,867 +2.4%$235,320 +2.4%
        2002$3,775 +3.8%$229,805 +4.6%
        2000$3,637 $219,598
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32746

        Getting around

        3 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lake Mary Elementary
        • Middle: Greenwood Lakes Middle
        • High: Lake Mary High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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