$4,000 Closing Cost Concession! Welcome to 40045 Palm St, Lady Lake, FL 32159, a wonderful opportunity to enjoy the relaxed and inviting lifestyle of Central Florida. This charming property features a private swimming pool, offering the ideal space to unwind, entertain guests, and make the most of Florida’s beautiful year-round weather. Ideally situated in the Lady Lake area, this home provides convenient access to shopping, dining, recreational activities, and everyday amenities, while offering a comfortable setting to call home. Whether you are looking for a primary residence, seasonal retreat, or investment property, this home offers versatility and opportunity. As an added benefit, the seller is offering a $4,000 concession toward the buyer’s closing costs, subject to the terms of the purchase contract and lender approval, if applicable. Come experience the comfort, potential, and Florida lifestyle that 40045 Palm St has to offer. Schedule your private showing today!
For sale
$290,000
40045 PALM STREET, LADY LAKE, FL 32159
3beds
1,429sqft
Single Family Residence
Built in 1995
10,285 Square Feet Lot
$282,400 Zestimate®
$203/sqft
$-- HOA
What's special
Private swimming pool
- 58 days
- 810
- 66
Zillow last checked:
Listing updated:
Listed by:
Indira Vivas 407-733-8302,
AGENT TRUST REALTY CORPORATION 407-251-0669
Source: Stellar MLS,MLS#: O6434980
Originating MLS: Osceola
Originating MLS: Osceola
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 169 Square Feet
- Dimensions: 13x13
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 110 Square Feet
- Dimensions: 10x11
Kitchen
- Features: Built-in Closet
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Living room
- Features: No Closet
- Level: First
- Area: 196 Square Feet
- Dimensions: 14x14
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Freezer, Microwave, Range
- Laundry: Inside, Laundry Closet
Features
- Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Thermostat
- Flooring: Ceramic Tile, Laminate
- Has fireplace: No
Interior area
- Total structure area: 2,032
- Total interior livable area: 1,429 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
- Details: Garage Dimensions: 20x20
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Screened
- Exterior features: Garden
- Has private pool: Yes
- Pool features: In Ground, Screen Enclosure
- Fencing: Fenced
Lot
- Size: 10,285 Square Feet
Details
- Parcel number: 111824010002901100
- Zoning: R-1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Block, Concrete
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1995
Utilities & green energy
- Sewer: Septic Tank
- Water: Private
- Utilities for property: Cable Available, Electricity Connected, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: CARLTON VILLAGE PARK
HOA
- Has HOA: No
Location
- Region: Lady Lake
Financial & listing details
- Price per square foot: $203/sqft
- Tax assessed value: $245,385
- Annual tax amount: $4,080
- Date on market: 8/20/2026
- Cumulative days on market: 58 days
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Unimproved, Dirt, Other
Estimated market value
$282,400
$268,000 - $297,000
$2,272/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/12/2026 | Price change | $2,100-6.7%$1/sqft |
Source: Stellar MLS #O6424390 Report a problem | ||
| 8/20/2026 | Listed for sale | $290,000+7.4%$203/sqft |
Source:  Stellar MLS #O6434980 Report a problem | ||
| 7/12/2026 | Listed for rent | $2,250-4.3%$2/sqft |
Source: Stellar MLS #O6424390 Report a problem | ||
| 6/19/2026 | Listing removed | $2,350$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/13/2026 | Listed for rent | $2,350+4.4%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/12/2024 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 4/1/2024 | Listed for rent | $2,250$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/30/2023 | Sold | $270,000-6.9%$189/sqft |
Source: Stellar MLS #G5070042 Report a problem | ||
| 10/23/2023 | Pending sale | $289,900$203/sqft |
Source: Stellar MLS #G5070042 Report a problem | ||
| 10/21/2023 | Listing removed | -- |
Source: Stellar MLS #G5070042 Report a problem | ||
| 9/20/2023 | Price change | $289,900-3.4%$203/sqft |
Source: Stellar MLS #G5070042 Report a problem | ||
| 8/21/2023 | Price change | $300,000-3.2%$210/sqft |
Source: Stellar MLS #G5070042 Report a problem | ||
| 8/10/2023 | Price change | $310,000-1.6%$217/sqft |
Source: Stellar MLS #G5070042 Report a problem | ||
| 7/16/2023 | Price change | $315,000-6%$220/sqft |
Source: Stellar MLS #G5070042 Report a problem | ||
| 6/22/2023 | Listed for sale | $335,000+71.8%$234/sqft |
Source: Stellar MLS #G5070042 Report a problem | ||
| 4/12/2021 | Sold | $195,000-18.8%$136/sqft |
Source: Public Record Report a problem | ||
| 2/14/2021 | Pending sale | $240,000$168/sqft |
Source: WATSON REALTY CORP., REALTORS #G5038455 Report a problem | ||
| 2/14/2021 | Listed for sale | $240,000$168/sqft |
Source: WATSON REALTY CORP., REALTORS #G5038455 Report a problem | ||
| 2/14/2021 | Pending sale | $240,000$168/sqft |
Source: Stellar MLS #G5038455 Report a problem | ||
| 2/8/2021 | Listed for sale | $240,000+67.8%$168/sqft |
Source: Stellar MLS #G5038455 Report a problem | ||
| 12/14/2004 | Sold | $143,000+96.2%$100/sqft |
Source: Public Record Report a problem | ||
| 4/25/2000 | Sold | $72,900-14.2%$51/sqft |
Source: Public Record Report a problem | ||
| 3/7/1996 | Sold | $85,000-3.4%$59/sqft |
Source: Public Record Report a problem | ||
| 5/30/1995 | Sold | $88,000$62/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,080 +7.9% | $245,020 +10% |
| 2024 | $3,783 +42.3% | $222,753 +14.8% |
| 2023 | $2,658 -9.9% | $193,956 +5.1% |
| 2022 | $2,952 +122.5% | $184,576 +73.8% |
| 2021 | $1,327 -3.5% | $106,217 +1.4% |
| 2020 | $1,375 +1.5% | $104,751 +2.3% |
| 2019 | $1,354 +5.4% | $102,396 +1.9% |
| 2018 | $1,285 | $100,487 +2.1% |
| 2017 | $1,285 +5% | $98,421 +2.1% |
| 2016 | $1,224 +0.6% | $96,397 +0.7% |
| 2015 | $1,216 -1.9% | $95,727 +0.8% |
| 2014 | $1,240 +49.9% | $94,968 +1.5% |
| 2013 | $828 -4% | $93,565 -1.7% |
| 2012 | $862 -3.2% | $95,195 -1.9% |
| 2011 | $891 -31.2% | $97,030 -20.9% |
| 2010 | $1,294 -4.9% | $122,651 -3.5% |
| 2009 | $1,361 -0.3% | $127,102 -0.3% |
| 2008 | $1,365 -9.3% | $127,457 +3% |
| 2007 | $1,504 -4.4% | $123,745 +2.5% |
| 2006 | $1,574 +2.8% | $120,727 +3% |
| 2005 | $1,531 +59.4% | $117,211 +28.4% |
| 2004 | $961 -0.6% | $91,303 -0.5% |
| 2003 | $967 +12.8% | $91,751 +4.9% |
| 2002 | $857 | $87,501 +1.6% |
| 2001 | $857 -39.5% | $86,124 |
| 2000 | $1,417 | $86,124 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32159
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