For sale

Price cut: $14.9K (5/19)

$255,000

420 W Water St, Lock Haven, PA 17745

4beds

2,904sqft

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Single Family Residence

Built in 1888

10,018 Square Feet Lot

$248,400 Zestimate^®

$88/sqft

$-- HOA

What's special

Two car garageOff street parking

This is a once in a lifetime storybook home. So well cared for and charming. The enclosed porch invites the sunlight and visitors. The home offers an in-law quarters or great private space for older children or guests with it own kitchen and living area plus a bedroom and bath. The living room and dining room are great for entertaining. In addiition to the two car garage there is off street parking. The secluded back yard has a patio for enjoying your bar-b que and fun actifities. The mature trees offer shade and privacy.

75 days

621

26

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Bedroom 1

Level: Main
Area: 161.84
Dimensions: 13.6 x 11.9

Bedroom 2

Level: Upper
Area: 175.45
Dimensions: 14.5 x 12.1

Bedroom 3

Level: Upper
Area: 216
Dimensions: 15 x 14.4

Bedroom 4

Level: Upper
Area: 161.66
Dimensions: 11.8 x 13.7

Bathroom

Level: Main
Area: 44.25
Dimensions: 5.9 x 7.5

Bathroom

Level: Upper
Area: 49.88
Dimensions: 5.09 x 9.8

Basement

Level: Lower
Area: 759.08
Dimensions: 27.11 x 28

Dining room

Level: Main
Area: 221.85
Dimensions: 14.5 x 15.3

Foyer

Level: Main
Area: 130.27
Dimensions: 14.3 x 9.11

Foyer

Level: Upper
Area: 76.32
Dimensions: 10.6 x 7.2

Other

Level: Main
Area: 205.84
Dimensions: 16.6 x 12.4

Kitchen

Level: Main
Area: 95.19
Dimensions: 16.7 x 5.7

Kitchen

Level: Upper
Area: 35.99
Dimensions: 5.9 x 6.1

Laundry

Level: Main
Area: 46.36
Dimensions: 12.2 x 3.8

Living room

Level: Main
Area: 213
Dimensions: 15 x 14.2

Living room

Level: Upper
Area: 193.88
Dimensions: 14.8 x 13.1

Sunroom

Level: Main
Area: 236.6
Dimensions: 26 x 9.1

Heating

Oil, Baseboard

Cooling

None

Appliances

Included: Electric, Oil, Refrigerator, Range, Garage Door Opener, Washer, Dryer, Range Hood
Laundry: Main Level

Features

Formal Separate, Ceiling Fan(s), In-Law Floorplan, Pantry
Flooring: Carpet W/W, Linoleum, Wood, Laminate, Hardwood
Windows: Original
Basement: Dirt Floor
Has fireplace: Yes
Fireplace features: Dining Room

Interior area

Total structure area: 2,904
Total interior livable area: 2,904 sqft
Finished area above ground: 1,914
Finished area below ground: 990

Property

Parking

Parking features: Off Street
Has attached garage: Yes

Features

Levels: Two
Patio & porch: Porch, Patio
Has view: Yes
View description: City
Waterfront features: None

Lot

Size: 10,018 Square Feet
Features: Level
Topography: Level

Details

Parcel number: E-02-0214
Zoning: R

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Frame, Masonite, Wood Siding, See Remarks
Foundation: Stone
Roof: Shingle

Condition

Year built: 1888

Utilities & green energy

Electric: Circuit Breakers
Water: Public

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: None

HOA

Has HOA: No

Location

Region: Lock Haven

Financial & listing details

Price per square foot: $88/sqft
Tax assessed value: $133,600
Annual tax amount: $2,410
Date on market: 5/4/2026
Listing terms: Cash,Conventional,FHA,PHFA,VA Loan,1031 Exchange
Inclusions: 2 stoves, 2 refrigerator,

Estimated market value

$248,400

$236,000 - $261,000

$1,775/mo

Price history

Date	Event	Price
5/19/2026	Price change	$255,000-5.5%$88/sqft
Source: West Branch Valley AOR #WB-103789 Report a problem
5/4/2026	Listed for sale	$269,900+90.1%$93/sqft
Source: West Branch Valley AOR #WB-103789 Report a problem
1/8/2008	Sold	$142,000$49/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,392 +6.5%	$133,600
2024	$4,124 +53.6%	$133,600
2023	$2,685 +2.8%	$133,600
2022	$2,612	$133,600
2021	$2,612 -25.8%	$133,600
2020	$3,519 +3.3%	$133,600
2018	$3,407 -0.8%	$133,600
2017	$3,435 +1.3%	$133,600
2016	$3,391 +2.3%	$133,600
2015	$3,315 +0%	$133,600
2014	$3,315	$133,600
2013	$3,315 +6%	$133,600
2012	$3,127 +5.9%	$133,600
2011	$2,952	$133,600
2010	$2,952	$133,600

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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