ASSUMABLE LOAN AT 2.75%—AN OPPORTUNITY THAT STANDS OUT. This beautifully crafted Alturas home in Meridian’s highly sought-after Bainbridge community offers the perfect blend of style, comfort, and value. Situated on a private, oversized corner lot, this 2,424 sq ft residence features mostly single-level living with the added flexibility of an upstairs bonus room. The open-concept design is filled with natural light and anchored by a stunning chef’s kitchen with quartz countertops, custom soft-close cabinetry, stainless steel appliances, a walk-in pantry, and an expansive island ideal for entertaining. The spacious primary suite provides a relaxing retreat with a spa-like bath and generous closet space. Step outside to enjoy a covered patio, raised garden beds, and a private backyard enhanced by a PAID solar system, offering energy efficiency and long-term savings. Bainbridge residents enjoy access to two community pools, parks, and scenic walking paths, all just minutes from Costco, dining, schools, and everyday conveniences. A rare chance to secure a move-in ready home with a low-rate advantage in one of Meridian’s premier neighborhoods. Opportunities like this are few and far between. Take advantage of the assumable VA loan at 2.75% and secure a significantly lower monthly payment than today’s market rates—an exceptional financial opportunity for qualified buyers.
Active
Price cut: $10K (5/4)
$589,999
4282 W Silver Riv, Meridian, ID 83646
3beds
3baths
2,424sqft
Single Family Residence
Built in 2019
0.25 Acres Lot
$588,500 Zestimate®
$243/sqft
$60/mo HOA
What's special
Mostly single-level livingRaised garden bedsUpstairs bonus roomQuartz countertopsStainless steel appliancesGenerous closet spaceCovered patio
- 234 days |
- 1,307 |
- 88 |
Zillow last checked:
Listing updated:
Listed by:
Sarah Schnitker Main:208-336-3393,
Coldwell Banker Tomlinson
Source: IMLS,MLS#: 98965531
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
- Area: 195
- Dimensions: 13 x 15
Bedroom 2
- Level: Main
- Area: 165
- Dimensions: 11 x 15
Bedroom 3
- Level: Main
- Area: 121
- Dimensions: 11 x 11
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Gas Water Heater, Dishwasher, Disposal, Oven/Range Built-In, Gas Range
Features
- Bed-Master Main Level, Great Room, Double Vanity, Central Vacuum Plumbed, Walk-In Closet(s), Breakfast Bar, Pantry, Quartz Counters, Number of Baths Main Level: 2, Bonus Room Size: 16x26, Bonus Room Level: Upper
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: One, Gas, Insert
Interior area
- Total structure area: 2,424
- Total interior livable area: 2,424 sqft
- Finished area above ground: 2,424
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Single w/ Upstairs Bonus Room
- Exterior features: Dog Run
- Pool features: Community
- Fencing: Full,Vinyl
Lot
- Size: 0.25 Acres
- Dimensions: 132 x 70
- Features: 10000 SF - .49 AC, Garden, Irrigation Available, Sidewalks, Corner Lot, Auto Sprinkler System, Drip Sprinkler System, Full Sprinkler System, Pressurized Irrigation Sprinkler System
Details
- Parcel number: R0768240480
- Zoning: R-8
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco, HardiPlank Type
- Roof: Composition
Condition
- Year built: 2019
Details
- Builder name: Alturas
Utilities & green energy
- Electric: Photovoltaics Seller Owned
- Water: Public
- Utilities for property: Sewer Connected, Cable Connected
Community & HOA
Community
- Subdivision: Bainbridge
HOA
- Has HOA: Yes
- HOA fee: $720 annually
Location
- Region: Meridian
Financial & listing details
- Price per square foot: $243/sqft
- Tax assessed value: $676,200
- Annual tax amount: $2,617
- Date on market: 10/23/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Estimated market value
$588,500
$559,000 - $618,000
$2,813/mo
Price history
Price history is unavailable.
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,617 +2.4% | $676,200 +3.9% |
| 2024 | $2,557 -28.6% | $650,700 +8.3% |
| 2023 | $3,581 +27.3% | $600,700 -24.9% |
| 2022 | $2,813 +3.1% | $799,500 +53.4% |
| 2021 | $2,727 +163.5% | $521,300 +22% |
| 2020 | $1,035 | $427,200 +408.6% |
| 2019 | -- | $84,000 |
| 2018 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 83646
Nearby schools
GreatSchools rating
- 8/10PLEASANT VIEW ELEMENTARYGrades: PK-5Distance: 0.5 mi
- 9/10STAR MIDDLE SCHOOLGrades: 6-8Distance: 3.7 mi
- 10/10Owyhee High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Ponderosa
- Middle: Star
- High: Owyhee
- District: West Ada School District
Source: IMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Idaho
- Ada County
- Meridian
- 83646
- 4282 W Silver Riv
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