Pending

$345,000

4305 Windswept Way, Loves Park, IL 61111

3beds

3,117sqft

$2,613/mo

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Single Family Residence

Built in 1995

0.31 Acres Lot

$345,100 Zestimate^®

$111/sqft

$-- HOA

What's special

Upscale split-levelPrimary suitePrivate corner lotUpdated island kitchenWhite cabinetryGranite countersCrystal chandeliers

INVESTOR OPPORTUNITY — Tenant-Occupied Through 2028! Upscale split-level in Loves Park, 3,100+ sq ft, on a private corner lot. Currently leased to a solid tenant with a great on-time payment history. Rent schedule: 2026 $2,585/mo, 2027 $2,635/mo, 2028 $2,690/mo — built-in escalations grow your NOI annually. Cap rates: 6.18% (2026), 6.35% (2027), 6.53% (2028). Total contracted rental income of $94,920 through lease end. Updated island kitchen w/ granite counters & white cabinetry and crystal chandeliers. Primary suite w/ jetted tub & walk-in shower. Extraordinary, finished walk-out lower level with backyard access. This home greets you with openness and abundant natural light. Minutes to Rock Cut State Park, Mercy Hospital, Peak Fitness & I-90. Ideal for investors seeking immediate cash flow, or homebuyers able to hold occupancy until lease expiration.

50 days
136
3

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1
Main level bathrooms: 1

Primary bedroom

Level: Upper
Area: 224
Dimensions: 16 x 14

Bedroom 2

Level: Upper
Area: 136.4
Dimensions: 12.4 x 11

Bedroom 3

Level: Upper
Area: 151.2
Dimensions: 12.6 x 12

Dining room

Level: Main
Area: 120
Dimensions: 12 x 10

Living room

Level: Main
Area: 441
Dimensions: 21 x 21

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer, Gas Water Heater
Laundry: Main Level

Features

Great Room, L.L. Finished Space, Ceiling-Vaults/Cathedral, Granite Counters
Windows: Window Treatments
Basement: Full,Sump Pump,Finished,Full Exposure
Number of fireplaces: 1
Fireplace features: Both Gas and Wood

Interior area

Total structure area: 3,117
Total interior livable area: 3,117 sqft
Finished area above ground: 1,892
Finished area below ground: 1,225

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Property

Parking

Total spaces: 2
Parking features: Asphalt, Attached, Garage Door Opener
Garage spaces: 2

Features

Levels: Tri/Quad/Multi-Level
Patio & porch: Deck, Patio

Lot

Size: 0.31 Acres
Features: Full Exposure, City/Town, Subdivided

Details

Parcel number: 1203126014

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Brick/Stone, Vinyl
Roof: Shingle

Condition

Year built: 1995

Utilities & green energy

Electric: Circuit Breakers
Sewer: City/Community
Water: City/Community

Community & HOA

Community

Subdivision: IL

Location

Region: Loves Park

Financial & listing details

Price per square foot: $111/sqft
Tax assessed value: $286,233
Annual tax amount: $6,272
Price range: $345K - $345K
Date on market: 8/28/2026
Cumulative days on market: 50 days
Ownership: Fee Simple
Road surface type: Hard Surface Road

Estimated market value

$345,100

$328,000 - $362,000

$2,835/mo

Price history

Date	Event	Price
9/4/2026	Pending sale	$345,000$111/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202605451 Report a problem
8/28/2026	Listed for sale	$345,000+43.8%$111/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202605451 Report a problem
12/22/2023	Listing removed	--
Source: Zillow Rentals Report a problem
12/18/2023	Listed for rent	$2,345$1/sqft
Source: Zillow Rentals Report a problem
5/5/2023	Sold	$240,000+9.1%$77/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202301305 Report a problem
3/28/2023	Pending sale	$219,900$71/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202301305 Report a problem
3/28/2023	Contingent	$219,900$71/sqft
Source: MRED as distributed by MLS GRID #11745033 Report a problem
3/24/2023	Listed for sale	$219,900$71/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202301305 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$6,272 -1.9%	$95,411 +11.4%
2024	$6,392	$85,624 +13.4%
2023	--	$75,500 +11.9%
2022	--	$67,483 +9.1%
2021	--	$61,877 +5.8%
2020	--	$58,496 +4.9%
2019	$4,615	$55,753 +6.1%
2018	--	$52,541 +4.5%
2017	--	$50,283 +1.9%
2016	--	$49,341
2015	$4,494	$49,341 -5.4%
2014	$4,494 -17.1%	$52,157 -21.1%
2009	$5,424	$66,116 +8%
2007	--	$61,209 +9.6%
2006	--	$55,826 +4.8%
2005	--	$53,294 -2.6%
2004	--	$54,702 +6.2%
2003	--	$51,503 +3.3%
2001	--	$49,838 +0.2%
2000	--	$49,735
1999	--	$49,735

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 61111

Getting around

57 / 100

Somewhat Walkable

43 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

4/10
Spring Creek Elementary School
Grades: K-5Distance: 2.1 mi
3/10
Eisenhower Middle School
Grades: 6-8Distance: 3.3 mi
3/10
Guilford High School
Grades: 9-12Distance: 1.9 mi

Schools provided by the listing agent

Elementary: Spring Creek Elementary
Middle: Eisenhower Middle
High: Guilford High
District: Rockford 205

Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.