For sale

Price cut: $60K (8/28)

$540,000

435 Carter Dr, Tuscumbia, AL 35674

4beds

2,643sqft

$3,132/mo

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Single Family Residence

Built in 2001

0.64 Acres Lot

$527,100 Zestimate^®

$204/sqft

$-- HOA

What's special

Large islandMultiple decksSpa style bathQuartz countertopsWalls of windowsMosaic tile backsplashTen foot ceilings

Wake up to open views of the Tennessee River in a home where the water does most of the talking. Remodeled from top to bottom between 2022 and 2023, this property saves you from inheriting anyone else’s bad ideas. The main level is open, bright, and focused exactly where it should be. Vaulted ceilings and walls of windows keep the river in sight at all times. The kitchen includes quartz countertops, a large island, mosaic tile backsplash, and a gas range with a pot filler that guests will comment on. Two updated bathrooms on this level feature quartz vanities and clean, modern finishes that feel intentional. The lower level is a private primary retreat with ten foot ceilings, stained concrete floors, a fireplace, spa style bath, dual walk in closets with custom built ins, and a wet bar with beverage chiller because convenience is not optional. Outside, multiple decks, a covered patio, and a gentle slope lead directly to the water. Realtor related.

231 days
689
31

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3
Main level bathrooms: 2
Main level bedrooms: 3

Basement

Area: 991

Features

Basement: Daylight,Exterior Entry,Finished,Full,Interior Entry
Number of fireplaces: 1
Fireplace features: Basement, Double Sided, Gas

Interior area

Total structure area: 2,643
Total interior livable area: 2,643 sqft
Finished area above ground: 1,652
Finished area below ground: 991

Property

Parking

Parking features: Additional Parking, Circular Driveway, Gravel, Paved
Has uncovered spaces: Yes

Features

On waterfront: Yes
Body of water: Tennessee River

Lot

Size: 0.64 Acres
Dimensions: 135 WF x 205 IRR

Details

Parcel number: 1402100004011.001

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Condition

Year built: 2001

Utilities & green energy

Sewer: Septic Tank

Community & HOA

Community

Subdivision: Locust Shores

HOA

Has HOA: No

Location

Region: Tuscumbia

Financial & listing details

Price per square foot: $204/sqft
Tax assessed value: $292,100
Annual tax amount: $926
Price range: $540K - $540K
Date on market: 1/20/2026

Estimated market value

$527,100

$501,000 - $553,000

$2,410/mo

Price history

Date	Event	Price
8/28/2026	Price change	$540,000-10%$204/sqft
Source: ValleyMLS #21908114 Report a problem
7/28/2026	Price change	$599,999-7.7%$227/sqft
Source: ValleyMLS #21908114 Report a problem
6/19/2026	Price change	$649,999-5.8%$246/sqft
Source: ValleyMLS #21908114 Report a problem
4/22/2026	Price change	$689,999-8%$261/sqft
Source: Strategic MLS Alliance #526685 Report a problem
3/16/2026	Price change	$749,900-3.9%$284/sqft
Source: ValleyMLS #21908114 Report a problem
1/23/2026	Price change	$780,000+0.1%$295/sqft
Source: ValleyMLS #21908114 Report a problem
1/20/2026	Listed for sale	$779,000+180.7%$295/sqft
Source: Strategic MLS Alliance #526685 Report a problem
1/23/2013	Sold	$277,500$105/sqft
Source: Strategic MLS Alliance #84498 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$927 +0.1%	$292,100 +0.1%
2024	$926 +4%	$291,900 +4.3%
2023	$890 +1.6%	$279,980 +916.6%
2022	$876 +3.3%	$27,540 +3.5%
2021	$848 +9.2%	$26,600 +9.8%
2020	$777 +0.6%	$24,220 +0.7%
2018	$772	$24,060 -2.7%
2017	$772 +0.1%	$24,720 +2.8%
2016	$771	$24,040
2013	$771 +28.8%	--
2010	$599	$21,060 +57.4%
2002	--	$13,380

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 35674

Getting around

2 / 100

Car-Dependent

Nearby schools

GreatSchools rating

6/10
Cherokee Elementary School
Grades: PK-6Distance: 10.5 mi
6/10
Cherokee High School
Grades: 7-12Distance: 10.4 mi

Schools provided by the listing agent

Elementary: City/County
Middle: City/County
High: City/County

Source: Strategic MLS Alliance. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.