Skip main navigation
For sale
  • Price cut: $20K (10/9)
    $474,900

    438 TROY LOOP, THE VILLAGES, FL 32162

    3beds
    1,918sqft
    : 
    $3,331/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    7,305 Square Feet Lot
    $460,000 Zestimate®
    $248/sqft
    $204/mo HOA

    What's special

    Attached birdcageWelcoming front patioSpacious screened lanai
    Virtually Staged. "LIVE THE VILLAGES LIFESTYLE FROM THE HEART OF MALLORY SQUARE! Welcome to 438 Troy Loop, the popular Gardenia model with approximately 1,918 square feet of comfortable living space, 3 bedrooms and 2 baths. Start your mornings on the welcoming front patio with coffee in hand, then spend your evenings on the spacious screened lanai that flows right into an attached birdcage, your own private slice of Florida with room for dining, entertaining, and watching the sunsets. A rare bonus: the third bedroom features a convenient Murphy bed, so this home works double duty as guest suite by night and office, craft room, or home gym by day. Practical updates mean you can move in and relax: a roof about 5 years young and an HVAC about 9 years old, with a remaining bond balance of just $5,288. Live minutes from Mallory Hill Country Club, within easy reach of Canal Street Recreation Center on Odell Circle, and an easy golf-cart trip to the dining, shopping, and daily festivities of Lake Sumter Landing and Brownwood Paddock Square. The featured location, the favorite model, the Florida style you've been waiting for. Come see why this one won't last!"
    33 days
    1,021
    61

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Lili Whittington 954-235-4766,

    SOUNDINGS, LLC 352-698-6655

    Source: Stellar MLS,MLS#: G5117577MLS LogoOriginating MLS: Ocala - Marion

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      Primary bathroom
      • Features: Linen Closet
      • Level: First
      Kitchen
      • Features: Storage Closet
      • Level: First
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
      • Laundry: Inside, Laundry Room
      Features
      • Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile
      • Windows: Skylight(s)
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 2,679
      • Total interior livable area: 1,918 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Patio, Screened, Side Porch
      • Exterior features: Irrigation System, Lighting
      Lot
      • Size: 7,305 Square Feet
      Details
      • Parcel number: D25B087
      • Zoning: X
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Sprinkler Meter, Water Available

      Community & HOA

      Community
      • Features: Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Park, Playground, Pool, Racquetball, Restaurant, Sidewalks, Tennis Court(s)
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: THE VILLAGES
      HOA
      • Has HOA: No
      • Amenities included: Clubhouse, Fence Restrictions, Golf Course
      • HOA fee: $204 monthly
      Location
      • Region: The Villages

      Financial & listing details

      • Price per square foot: $248/sqft
      • Tax assessed value: $396,800
      • Annual tax amount: $3,858
      • Date on market: 9/9/2026
      • Cumulative days on market: 34 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $460,000

        $437,000 - $483,000

        $2,746/mo

        Price history

        DateEventPrice
        10/9/2026Price change$474,900-4%$248/sqft
        Source: Stellar MLS #G5117577 Report a problem
        9/10/2026Listed for sale$494,900+86.2%$258/sqft
        Source: Stellar MLS #G5117577 Report a problem
        7/19/2006Sold$265,800$139/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,858 +1.1%$270,980 +2.9%
        2024$3,817 +6.4%$263,350 +3%
        2023$3,586 +2.4%$255,680 +3%
        2022$3,502 -10.5%$248,240 +3%
        2021$3,911 -1.6%$241,010 +1.4%
        2020$3,975 $237,690 +2.3%
        2019$3,975 -0.1%$232,350 +1.9%
        2018$3,980 +7.1%$228,020 +2.1%
        2017$3,716 -0.6%$223,330 +2.1%
        2016$3,738 +1.6%$218,740 +0.7%
        2015$3,679 -0.6%$217,220 +0.8%
        2014$3,702 -2%$215,500 +1.5%
        2013$3,777 $212,320 +1.7%
        2012-- $208,780 0%
        2011-- $208,794
        2010-- $208,794 -3.9%
        2009-- $217,294 -1%
        2008-- $219,452 +4.4%
        2007-- $210,245 +837.3%
        2006-- $22,430
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32162

        Getting around

        0 / 100
        Car-Dependent
        38 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts