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For sale
    • $299,900

    440 W Saratoga St, Ferndale, MI 48220

    2beds
    1,394sqft
    : 
    $2,285/mo
    Get pre-qualified
    Single Family Residence
    Built in 1921
    4,791 Square Feet Lot
    $295,300 Zestimate®
    $215/sqft
    $-- HOA

    What's special

    Charming 1921 Craftsman ranch just moments from the heart of downtown Ferndale! This inviting 2-bedroom, 2-bath home blends timeless character with thoughtful updates, featuring beautiful hardwood floors, an updated kitchen with included appliances, and an updated main-floor bath. A spacious covered front porch provides the perfect spot to relax and enjoy the neighborhood, while the partially finished lower level offers a second full bathroom, laundry room and flexible space for a recreation room, home office, or guest accommodations. Both front and backyards showcase a thoughtfully assemble wild-type garden. Additional highlights include newer mini-split cooling, full basement for storage, a fenced backyard, and a 2-car detached garage. Situated on tree-lined Saratoga just blocks from Ferndale's vibrant restaurants, shops, parks, and entertainment, this home offers the perfect combination of classic charm and walkable convenience.  Recent upgrades include all updated electrical (2020), Insulated attic (2020), Lead service line replaced with copper (2021), Pex Plumbing (2021), Automatic Garage opener (2022), Mini-split install (2022), Paver patio (2023), Gutters (2026), Furnace (2026), Heat pump refrigerant lines (2026).
    12 days
    |
    1,578
    |
    153
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Brandon Griffith 248-346-1478,

    Arterra Luxe Collection LLC 248-733-5893

    Source: Realcomp II,MLS#: 20261054074MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: Entry
      • Area: 120
      • Dimensions: 10 X 12
      Bedroom
      • Level: Entry
      • Area: 110
      • Dimensions: 10 X 11
      Other
      • Level: Entry
      • Area: 35
      • Dimensions: 7 X 5
      Other
      • Level: Basement
      • Area: 40
      • Dimensions: 8 X 5
      Dining room
      • Level: Entry
      • Area: 140
      • Dimensions: 10 X 14
      Flex room
      • Level: Entry
      • Area: 72
      • Dimensions: 9 X 8
      Kitchen
      • Level: Entry
      • Area: 99
      • Dimensions: 11 X 9
      Living room
      • Level: Entry
      • Area: 176
      • Dimensions: 16 X 11
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Heat Pump, Wall Units
      Appliances
      • Included: Dishwasher, Disposal, Free Standing Gas Oven, Free Standing Gas Range, Free Standing Refrigerator, Microwave, Range Hood, Stainless Steel Appliances, Washer
      Features
      • Basement: Partially Finished
      • Has fireplace: No
      Interior area
      • Total interior livable area: 1,394 sqft
      • Finished area above ground: 994
      • Finished area below ground: 400

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage, Detached
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Entry location: GroundLevelwSteps
      • Patio & porch: Covered, Porch
      • Pool features: None
      • Fencing: Back Yard
      Lot
      • Size: 4,791 Square Feet
      • Dimensions: 40 x 120
      Details
      • Parcel number: 2534104042
      • Special conditions: Short Sale No,Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick, Wood Siding
      • Foundation: Basement, Brick Mortar
      Condition
      • New construction: No
      • Year built: 1921

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: ELSINORE
      HOA
      • Has HOA: No
      Location
      • Region: Ferndale

      Financial & listing details

      • Price per square foot: $215/sqft
      • Tax assessed value: $129,660
      • Annual tax amount: $6,599
      • Date on market: 7/16/2026
      • Cumulative days on market: 12 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA

        Estimated market value

        $295,300

        $281,000 - $310,000

        $2,508/mo

        Price history

        DateEventPrice
        7/16/2026Listed for sale$299,900+32.1%$215/sqft
        Source: Realcomp II #20261054074 Report a problem
        5/4/2020Sold$227,000+62%$163/sqft
        Source: Public Record Report a problem
        8/16/2019Listing removed$1,800$1/sqft
        Source: Mutual Property Management, LLC Report a problem
        7/23/2019Listed for rent$1,800+67.4%$1/sqft
        Source: Mutual Property Management, LLC Report a problem
        3/18/2015Sold$140,100-3.3%$101/sqft
        Source: Agent Provided Report a problem
        10/8/2013Listing removed$1,075$1/sqft
        Source: Marketplace Homes (734-862-4750) Report a problem
        10/1/2013Listed for rent$1,075$1/sqft
        Source: Marketplace Homes (734-862-4750) Report a problem
        6/4/2010Listing removed$144,899$104/sqft
        Source: REALTY EXECUTIVES STONEY CREEK #29004392 Report a problem
        10/11/2008Listed for sale$144,899+5.8%$104/sqft
        Source: Listhub #30649976 Report a problem
        7/25/2002Sold$137,000+7511.1%$98/sqft
        Source: Public Record Report a problem
        8/15/2001Sold$1,800$1/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,526 +3.5%$139,030 +1.3%
        2024$6,307 +2.9%$137,310 +6.6%
        2023$6,132 -0.6%$128,770 +8.3%
        2022$6,170 +37.5%$118,910 +7.7%
        2021$4,487 $110,450 +3.6%
        2020-- $106,640 +11%
        2019$4,411 +0.9%$96,050 +14.3%
        2018$4,370 +1.2%$84,010 +2.3%
        2017$4,320 $82,090 +10.2%
        2016$4,320 $74,500 +31.1%
        2015-- $56,840 +16.2%
        2014-- $48,920 +2.1%
        2011-- $47,900 -2.9%
        2010$2,497 -13.8%$49,340 -14.4%
        2009$2,897 +4.2%$57,670 -54.3%
        2005$2,781 $126,220 +104%
        2003-- $61,860 +16.6%
        2002-- $53,070 +13.1%
        2001$2,418 -4%$46,920 +3.2%
        2000$2,519 $45,470
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 48220

        Getting around

        91 / 100
        Walker's Paradise
        83 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating

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