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For sale
  • Price cut: $245K (6/1)
    $2,250,000

    448 Windjammer Ln, White Stone, VA 22578

    3beds
    3,344sqft
    : 
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    Single Family Residence
    Built in 2010
    1.21 Acres Lot
    $2,117,900 Zestimate®
    $673/sqft
    $-- HOA

    What's special

    Poised above the sweeping expanse of the Rappahannock River, 448 Windjammer Lane presents a modern interpretation of Northern Neck waterfront living. Designed by architect Randall Kipp, the home reflects a thoughtful balance of contemporary architecture, durability, and connection to its natural surroundings, where water, light, and sky shape daily life. Expanses of glass frame river views from nearly every living space, allowing the landscape to inform the interior experience. Clean architectural lines are softened by warm materials, creating spaces that feel intentional yet inviting.The seamless relationship between indoor and outdoor living supports entertaining, dining al fresco, and quiet retreat. The 3,344 +/- square foot residence spans two levels with nine foot ceilings and includes an elevator adding effortless accessibility. The upper level is anchored by an open great room with a gas fireplace, dining area, and kitchen oriented toward the river. The kitchen features German Bulthaup cabinetry, a pantry with under counter refrigeration, and a layout designed for both everyday living and hosting. The primary suite is also on this level and offers sweeping river views, an en suite bath with soaking tub and double vanity, and his and hers walk in closets. The lower level functions as a private guest retreat with two bedrooms, a full bath, a secondary living area with kitchenette, and laundry. From this level, the home opens to a screened porch with sauna that leads directly to the private beach, inviting mornings by the water and unhurried days along the shoreline. Constructed with resilience in mind, the home features a steel frame structure, geothermal heating and cooling with radiant floor heat, roof mounted solar panels, whole house generator, and maintenance free stucco exterior. A finished two car garage adds convenience, and preliminary plans for an additional bedroom, full bath, and pool offer future flexibility.
    149 days
    |
    1,089
    |
    51
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Laura Peery 804-921-0236,

    The Steele Group 804-282-3136,

    Elizabeth Smalley 540-878-0776,

    The Steele Group

    Source: CVRMLS,MLS#: 2602864MLS LogoOriginating MLS: Central Virginia Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Description: River Views from Bed & Bath, Natural Light, Balcon
      • Level: Second
      • Dimensions: 20.1 x 12.8
      Bedroom 2
      • Description: Sunroom Access, F2C Windows, River Views
      • Level: First
      • Dimensions: 14.7 x 15.7
      Bedroom 3
      • Description: F2C Windows, Natural Light, Beach Access
      • Level: First
      • Dimensions: 14.7 x 10.9
      Additional room
      • Description: Sunroom - Screened, Sauna, River Views
      • Level: First
      • Dimensions: 13.8 x 18.7
      Family room
      • Description: F2C Windows, Kitchenette, Wet Bar
      • Level: First
      • Dimensions: 19.2 x 17.1
      Other
      • Description: Shower
      • Level: First
      Other
      • Description: Tub & Shower
      • Level: Second
      Half bath
      • Level: Second
      Kitchen
      • Description: Stone Island, Eat-In, Open Concept
      • Level: Second
      • Dimensions: 13.5 x 21.1
      Laundry
      • Level: First
      • Dimensions: 8.7 x 6.3
      Living room
      • Description: Panoramic Views, Open Concept, Gas FP
      • Level: Second
      • Dimensions: 17.7 x 27.8
      Heating
      • Electric, Forced Air, Geothermal, Natural Gas, Zoned
      Cooling
      • Central Air, Geothermal, Zoned
      Appliances
      • Included: Built-In Oven, Cooktop, Dryer, Dishwasher, Exhaust Fan, Disposal, Microwave, Oven, Propane Water Heater, Range, Refrigerator, Water Purifier, Washer
      Features
      • Wet Bar, Bookcases, Built-in Features, Butler's Pantry, Granite Counters, High Ceilings, Kitchen Island, Pantry, Recessed Lighting, Track Lighting, Walk-In Closet(s), Window Treatments
      • Flooring: Concrete, Vinyl
      • Doors: Insulated Doors, Sliding Doors
      • Windows: Screens, Thermal Windows, Window Treatments
      • Has basement: No
      • Attic: None
      • Number of fireplaces: 1
      • Fireplace features: Gas
      Interior area
      • Total interior livable area: 3,344 sqft
      • Finished area above ground: 3,344
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Direct Access, Driveway, Finished Garage, Garage, Garage Door Opener, Unpaved
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Accessibility Features, Accessible Elevator Installed, Grab Bars, Accessible Approach with Ramp, Accessible Doors
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony, Screened, Deck, Porch
      • Exterior features: Deck, Lighting, Porch, Unpaved Driveway
      • Pool features: None
      • Spa features: Sauna
      • Fencing: None
      • On waterfront: Yes
      • Waterfront features: Beach Access, Waterfront
      • Body of water: Rappahannock River
      • Frontage length: 44.0000,44.0000
      Lot
      • Size: 1.21 Acres
      • Features: Beach Front
      Details
      • Parcel number: 414C
      • Zoning description: A1
      • Other equipment: Air Purifier, Generator

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,Modern,Two Story
      • Property subtype: Single Family Residence
      Materials
      • Block, Drywall, Mixed, Other, Concrete, Stucco
      • Roof: Pitched,Rubber
      Condition
      • Resale
      • New construction: No
      • Year built: 2010

      Utilities & green energy

      • Sewer: Other
      • Water: Well

      Community & HOA

      Community
      • Features: Beach, Boat Facilities
      • Security: Security System, Smoke Detector(s)
      • Subdivision: None
      Location
      • Region: White Stone

      Financial & listing details

      • Price per square foot: $673/sqft
      • Tax assessed value: $1,110,700
      • Annual tax amount: $6,108
      • Date on market: 2/22/2026
      • Ownership: Individuals
      • Ownership type: Sole Proprietor

        Estimated market value

        $2,117,900

        $2.01M - $2.22M

        $3,024/mo

        Price history

        DateEventPrice
        6/1/2026Price change$2,250,000-9.8%$673/sqft
        Source: CVRMLS #2602864 Report a problem
        2/24/2026Listed for sale$2,495,000-2.2%$746/sqft
        Source: CVRMLS #2602864 Report a problem
        11/11/2025Listing removed$2,550,000$763/sqft
        Source: Northern Neck AOR #118060 Report a problem
        11/15/2024Listed for sale$2,550,000$763/sqft
        Source: Chesapeake Bay & Rivers AOR #2429407 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,109 $1,110,700
        2024$6,109 +45.8%$1,110,700 +67%
        2023$4,191 $665,200
        2022$4,191 $665,200
        2021$4,191 $665,200
        2020$4,191 +0.9%$665,200 -5.6%
        2018$4,155 $704,300
        2017-- $704,300
        2016-- $704,300
        2015-- $704,300
        2014-- --
        2013-- --
        2012-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 22578

        Getting around

        6 / 100
        Car-Dependent
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lancaster
        • Middle: Lancaster
        • High: Lancaster

        Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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