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    • Listed by: Main St. Real Estate • Stacey Blondin • 314-713-1463
    $800,000

    45 Oak Creek Dr, Moscow Mills, MO 63362

    4beds
    4,624sqft
    : 
    $5,055/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    3 Acres Lot
    $-- Zestimate®
    $173/sqft
    $42/mo HOA

    What's special

    Quartz topsTons of storageGleaming hardwood floorsSeparate vanitiesLarge walk-in closetSpa-inspired bathAdditional family room
    Welcome to this exceptional 4,500+ square foot custom-built ranch home perfectly situated on a park like 3-acre lot, offering an outstanding combination of luxury, comfort, and functionality. From the moment you arrive, the professional landscaping and inviting curb appeal set the tone for what awaits inside. Step through the front door to find tons of natural light, gleaming hardwood floors and soaring ceilings. The main level features large living room, formal dining room, hearth room w/wood burning fireplace & custom-built ins and separate breakfast room. Kitchen offers 42” custom cabinets w/ crown molding, quartz tops, prep island, sink in peninsula, custom stone backsplash, pantry cabinet & separate walk-in pantry. You will have a laundry room to be envied with tons of storage & custom laundry cabinets. The main-level primary suite serves as a private retreat with separate exit to the back deck, and a spa-inspired bath featuring separate vanities, a large walk-in shower w/ custom onyx surround, and a jetted soaking tub, water closet & large walk-in closet. Upstairs, you'll find a versatile bonus room that can accommodate a variety of needs with separate heating & cooling. The walk-out lower level expands the living space with an additional family room, recreation room, a safe room, and tons of storage & second ensuite with separate attached living space, full bath & large walk-in closet. Outside, enjoy private, peaceful country views from the deck overlooking the expansive backyard. Adding tremendous value and versatility is the newer 50' x 24' outbuilding, providing ample space for equipment, hobbies, vehicles, workshop use, or additional storage. Outbuilding features concrete floors, electric, propane heat, foam insulation walls & ceilings, 10’ insulated overhead door, extra parking pad on the outside. This home also has a whole house Generac Generator, supplemental wood heat w/water furnace, an EV charger in the attached garage & all interior walls are insulated. Roof is only 1 year old. Water heater is BRAND NEW. Tranquility meets quality here in this one-of-a-kind home.
    70 days
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    712
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    21
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    Zillow last checked:

    Listing updated:

    Listed by:

    Stacey Blondin 314-713-1463,

    Main St. Real Estate

    Source: MARIS,MLS#: 26033120MLS LogoOriginating MLS: St. Charles County Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 3
      • Main level bedrooms: 3
      Primary bedroom
      • Description: 14' Ceiling; Tray Ceiling; His & Hers closets
      • Features: Floor Covering: Wood
      • Level: Main
      • Area: 256
      • Dimensions: 16x16
      Bedroom 2
      • Description: Ceiling Fan
      • Features: Floor Covering: Wood
      • Level: Main
      • Area: 154
      • Dimensions: 14x11
      Bedroom 3
      • Description: Ceiling Fan
      • Features: Floor Covering: Wood
      • Level: Main
      • Area: 165
      • Dimensions: 15x11
      Bedroom 4
      • Description: Sitting Area; Walk-in Closet
      • Features: Floor Covering: Carpeting
      • Level: Basement
      • Area: 588
      • Dimensions: 28x21
      Primary bathroom
      • Description: Sep. Tub & Shower; Water closet; Dual split sinks
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 132
      • Dimensions: 11x12
      Bathroom
      • Features: Floor Covering: Ceramic Tile
      • Level: Basement
      • Area: 77
      • Dimensions: 11x7
      Bathroom 2
      • Description: Jack & Jill bathroom; Dual sinks; Tub/Shower
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      Bathroom 4
      • Description: Tub/Shower; Linen closet
      • Level: Basement
      Bonus room
      • Features: Floor Covering: Wood
      • Level: Upper
      • Area: 572
      • Dimensions: 22x26
      Breakfast room
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 88
      • Dimensions: 8x11
      Dining room
      • Features: Floor Covering: Wood
      • Level: Main
      • Area: 144
      • Dimensions: 12x12
      Family room
      • Description: 14' Ceiling; Ceiling fan
      • Features: Floor Covering: Wood
      • Level: Main
      • Area: 256
      • Dimensions: 16x16
      Hearth room
      • Description: WB FP with brick hearth
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Area: 221
      • Dimensions: 17x13
      Kitchen
      • Description: Custom Cabinets with crown molding; Quartz counter tops; Stone backsplash; Black appliances;
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      • Dimensions: 12x
      Laundry
      • Description: Utility sink; Custom Cabinets
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 64
      • Dimensions: 8x8
      Other
      • Description: Entry Foyer
      • Features: Floor Covering: Wood
      • Level: Main
      • Area: 49
      • Dimensions: 7x7
      Recreation room
      • Description: Custom Bar
      • Features: Floor Covering: Carpeting
      • Level: Basement
      • Area: 480
      • Dimensions: 24x20
      Recreation room
      • Features: Floor Covering: Carpeting
      • Level: Basement
      • Area: 425
      • Dimensions: 25x17
      Storage
      • Features: Floor Covering: Concrete
      • Level: Basement
      • Area: 234
      • Dimensions: 26x9
      Storage
      • Features: Floor Covering: Ceramic Tile
      • Level: Basement
      • Area: 77
      • Dimensions: 11x7
      Heating
      • Baseboard, Forced Air
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Microwave, Free-Standing Electric Range, Water Heater, Electric Water Heater, Water Softener
      • Laundry: Laundry Room, Main Level, Sink
      Features
      • Ceiling Fan(s), Coffered Ceiling(s), Custom Cabinetry, High Ceilings, Kitchen Island, Lever Faucets, Pantry, Recessed Lighting, Separate Dining, Shower, Solid Surface Countertop(s), Storage, Tub, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile, Combination, Concrete, Wood
      • Doors: French Doors, Panel Door(s), Pocket Door(s), Storm Door(s)
      • Windows: Bay Window(s), Insulated Windows, Window Treatments
      • Basement: Finished,Sleeping Area,Storage Space,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Masonry, Wood Burning
      Interior area
      • Total structure area: 4,624
      • Total interior livable area: 4,624 sqft
      • Finished area above ground: 2,312
      • Finished area below ground: 2,312
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Concrete, Detached, Driveway, Garage, Garage Faces Front, Garage Faces Side, Gravel
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Patio & porch: Deck, Front Porch, Patio, Rear Porch
      • Exterior features: Lighting, Private Entrance, Private Yard, Rain Gutters, Storage
      • Fencing: Partial
      • Has view: Yes
      • View description: Rural
      Lot
      • Size: 3 Acres
      • Features: Adjoins Wooded Area, Back Yard, Front Yard, Gentle Sloping, Landscaped, Many Trees, Private, Scattered Woods, Some Trees, Wooded
      Details
      • Additional structures: Garage(s), Pergola, Second Garage, Storage
      • Parcel number: 147035000000016022
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick, Concrete, Frame
      • Foundation: Concrete Perimeter
      • Roof: Architectural Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Electric: Single Phase
      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Keelstone Estates
      HOA
      • Has HOA: Yes
      • Amenities included: None
      • Services included: Electricity, Maintenance Parking/Roads
      • HOA fee: $500 annually
      • HOA name: Keelstone Estates
      Location
      • Region: Moscow Mills

      Financial & listing details

      • Price per square foot: $173/sqft
      • Tax assessed value: $368,530
      • Annual tax amount: $4,280
      • Date on market: 6/4/2026
      • Cumulative days on market: 70 days
      • Listing terms: Cash,Conventional,VA Loan
      • Ownership: Private
      • Electric utility on property: Yes
      • Road surface type: Asphalt, Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/4/2026Listed for sale$800,000$173/sqft
        Source: MARIS #26033120 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,280 +8.1%$70,021 +10.2%
        2024$3,961 +0.6%$63,561
        2023$3,939 +4.9%$63,561
        2022$3,756 $63,561 +13.8%
        2021-- $55,862 +14.8%
        2020$3,050 -0.1%$48,680
        2019$3,053 $48,680 -1.9%
        2018$3,053 +19.9%$49,609
        2017$2,547 $49,609 +27.2%
        2016$2,547 -0.2%$39,011
        2015$2,554 $39,011 0%
        2014$2,554 -0.3%$39,026
        2013$2,561 $39,026 -15%
        2012-- $45,936
        2011-- $45,936 -1%
        2010-- $46,380
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 63362

        Getting around

        0 / 100
        Car-Dependent
        9 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cuivre Park Elementary
        • Middle: Troy Middle
        • High: Troy Buchanan High

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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