For sale

Price cut: $10K (7/17)

$715,000

451 Cherokee Lake Dr, Ringgold, GA 30736

4beds

4,807sqft

$4,410/mo

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Single Family Residence

Built in 2004

0.93 Acres Lot

$695,900 Zestimate^®

$149/sqft

$36/mo HOA

What's special

Experience everyday living that feels like a getaway. Situated on nearly one acre, this exceptional property is one of only 15 homes in the neighborhood with lake access. The residence offers 4 bedrooms, 3 full baths, 1 half bath, a dedicated office, a laundry room, a mud room, and a family/den area complete with a wet bar. The finished lower level provides flexibility and can function as a mother-in-law suite, featuring a spacious bedroom and private bathroom. The main-level owner's suite offers both privacy and convenience. Large windows throughout the home bring in abundant natural light and showcase serene lake and mountain views. The backyard is a true highlight, featuring a beautifully designed outdoor oasis with a cascading waterfall, mature landscaping, and stunning sunset views. Located in a highly walkable neighborhood and close to shopping, dining, and major conveniences, this home offers a rare combination of luxury, natural beauty, and everyday practicality.

96 days

613

26

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1

Primary bedroom

Level: First

Bedroom

Level: Second

Bedroom

Level: Second

Bedroom

Level: Second

Dining room

Level: First

Exercise room

Level: Basement

Family room

Level: Basement

Great room

Level: First

Laundry

Level: First

Library

Description: Office/Library
Level: Basement

Other

Description: Mother-in-Law Living Area: Level:

Heating

Central, Electric

Cooling

Central Air, Electric, Multi Units

Appliances

Included: Dishwasher, Microwave, Wall Oven
Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Features

Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, In-Law Floorplan, Pantry, Primary Downstairs, Wet Bar, Walk-In Closet(s), Separate Shower, Breakfast Room, Separate Dining Room, Split Bedrooms, Whirlpool Tub
Flooring: Hardwood
Windows: Insulated Windows, Window Treatments
Basement: Finished,Full
Number of fireplaces: 2
Fireplace features: Den, Family Room, Gas Log, Living Room

Interior area

Total structure area: 4,807
Total interior livable area: 4,807 sqft
Finished area above ground: 2,859
Finished area below ground: 1,948

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Property

Parking

Total spaces: 2
Parking features: Basement, Garage Door Opener, Kitchen Level
Attached garage spaces: 2

Features

Levels: Two
Stories: 3
Patio & porch: Deck, Patio
Exterior features: Dock, Lighting, Dock - Stationary
Has view: Yes
On waterfront: Yes
Waterfront features: River Access

Lot

Size: 0.93 Acres
Dimensions: .93
Features: Lake on Lot, Pond on Lot, Split Possible

Details

Parcel number: 0065a030

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Brick, Other, Vinyl Siding
Foundation: Slab
Roof: Shingle

Condition

New construction: No
Year built: 2004

Utilities & green energy

Sewer: Septic Tank
Water: Public
Utilities for property: Electricity Connected, Underground Utilities

Community & HOA

Community

Features: Pond
Security: Smoke Detector(s)
Subdivision: Cherokee Springs

HOA

Has HOA: Yes
HOA fee: $435 annually

Location

Region: Ringgold

Financial & listing details

Price per square foot: $149/sqft
Tax assessed value: $655,880
Annual tax amount: $4,571
Date on market: 4/23/2026
Listing terms: Conventional,Owner May Carry

Estimated market value

$695,900

$661,000 - $731,000

$3,547/mo

Price history

Date	Event	Price
7/17/2026	Price change	$715,000-1.4%$149/sqft
Source: Greater Chattanooga Realtors #1533167 Report a problem
4/23/2026	Listed for sale	$725,000+101.9%$151/sqft
Source: Greater Chattanooga Realtors #1533167 Report a problem
10/5/2011	Listing removed	$359,000$75/sqft
Source: Crye-Leike #1140513 Report a problem
9/14/2011	Listed for sale	$359,000+2.6%$75/sqft
Source: Crye-Leike #1140513 Report a problem
5/17/2011	Sold	$350,000-2.5%$73/sqft
Source: Public Record Report a problem
3/3/2011	Listed for sale	$359,000$75/sqft
Source: Re/Max Properties-Hixson #163759 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,981 +9%	$262,352 +13.7%
2024	$4,571 +18.6%	$230,666 +27.6%
2023	$3,855 +28.7%	$180,746 +26.3%
2022	$2,995	$143,152
2021	$2,995 -0.9%	$143,152 +10.8%
2020	$3,022	$129,198
2019	$3,022 -3.8%	$129,198 +1.6%
2018	$3,143 +1.9%	$127,198 +1.9%
2017	$3,083	$124,794 +8.7%
2016	--	$114,771
2015	--	$114,771
2014	--	$114,771
2013	--	$114,771
2012	--	--
2011	--	--
2010	--	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 30736

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

8/10
Tiger Creek Elementary School
Grades: PK-5Distance: 1.5 mi
8/10
Ringgold Middle School
Grades: 6-8Distance: 1.7 mi
6/10
Ringgold High School
Grades: 9-12Distance: 1.7 mi

Schools provided by the listing agent

Elementary: Tiger Creek Elementary
Middle: Ringgold Middle
High: Ringgold High School

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.