**BACK ON THE MARKET WITH IMPROVEMENTS** Discover the perfect blend of space and serenity at 4635 Camargo Road, a charming brick ranch nestled on a lush 0.85-acre lot in the heart of Mount Sterling. This expansive 2,404-square-foot home is designed for both comfort and entertaining, featuring three spacious bedrooms and two full baths. Step inside to an inviting foyer that leads to a grand great room and a formal living room, each anchored by a cozy masonry fireplace. The heart of the home is the large, well-appointed kitchen, complete with a breakfast bar and stainless steel appliances, opening into a bright eat-in area with its own fireplace—perfect for morning coffee. Elegant hardwood and tile flooring flow throughout the main level. The versatility continues with a partially finished basement, offering additional recreation space and a third fireplace. Outside, enjoy the privacy of a partially fenced yard shaded by mature trees, a one-car attached garage, and a spacious driveway for ample parking. Located just moments from Camargo Elementary and local parks, this home offers the peaceful lifestyle of Montgomery County with modern convenience.
For sale
Price cut: $6K (6/20)
$359,000
4635 Camargo Rd, Mt Sterling, KY 40353
3beds
2,404sqft
Single Family Residence
Built in ----
0.85 Acres Lot
$358,100 Zestimate®
$149/sqft
$-- HOA
What's special
Partially finished basementCozy masonry fireplaceCharming brick ranchBright eat-in areaBreakfast barOne-car attached garageLarge well-appointed kitchen
- 147 days |
- 377 |
- 10 |
Zillow last checked:
Listing updated:
Listed by:
Robert Coburn 859-771-0400,
Kentucky Realty Group, LLC
Source: Imagine MLS,MLS#: 26001640
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom 1
- Level: First
Bedroom 2
- Level: First
Bathroom 1
- Level: First
Bathroom 2
- Level: First
Dining room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Utility room
- Level: First
Heating
- Electric, Heat Pump
Cooling
- Central Air, Ceiling Fan(s), Electric, Heat Pump
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Oven
- Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
Features
- Entrance Foyer, Walk-In Closet(s), Ceiling Fan(s)
- Flooring: Tile, Wood
- Basement: Full,Interior Entry,Partially Finished,Sump Pump
- Number of fireplaces: 3
- Fireplace features: Basement, Family Room, Living Room, Wood Burning
Interior area
- Total structure area: 2,404
- Total interior livable area: 2,404 sqft
- Finished area above ground: 2,404
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Attached Garage, Driveway, Off Street, Garage Faces Rear
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Fencing: Partial
Lot
- Size: 0.85 Acres
- Features: Few Trees
Details
- Parcel number: 0412001068.00
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick Veneer
- Foundation: Block
- Roof: Shingle
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Rural
HOA
- Has HOA: No
Location
- Region: Mt Sterling
Financial & listing details
- Price per square foot: $149/sqft
- Tax assessed value: $183,500
- Annual tax amount: $2,006
- Date on market: 5/16/2026
Estimated market value
$358,100
$340,000 - $376,000
$1,900/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/20/2026 | Price change | $359,000-1.6%$149/sqft |
Source:  Imagine MLS #26001640 Report a problem | ||
| 5/16/2026 | Listed for sale | $365,000$152/sqft |
Source: Imagine MLS #26001640 Report a problem | ||
| 5/6/2026 | Pending sale | $365,000$152/sqft |
Source: Imagine MLS #26001640 Report a problem | ||
| 4/30/2026 | Price change | $365,000-3.9%$152/sqft |
Source: Imagine MLS #26001640 Report a problem | ||
| 4/16/2026 | Price change | $379,900-1.3%$158/sqft |
Source: Imagine MLS #26001640 Report a problem | ||
| 3/23/2026 | Price change | $384,900-0.7%$160/sqft |
Source: Imagine MLS #26001640 Report a problem | ||
| 2/10/2026 | Price change | $387,500-0.6%$161/sqft |
Source: Imagine MLS #26001640 Report a problem | ||
| 1/23/2026 | Listed for sale | $390,000+85.7%$162/sqft |
Source: Imagine MLS #26001640 Report a problem | ||
| 8/1/2025 | Sold | $210,000+14.4%$87/sqft |
Source: Public Record Report a problem | ||
| 8/28/2019 | Sold | $183,500+3.7%$76/sqft |
Source: Imagine MLS #1822036 Report a problem | ||
| 1/7/2015 | Sold | $177,000-1.6%$74/sqft |
Source: Imagine MLS #1418100 Report a problem | ||
| 11/5/2014 | Price change | $179,900-1.6%$75/sqft |
Source: McCormick Realty Inc. #1418100 Report a problem | ||
| 9/17/2014 | Listed for sale | $182,900+204.8%$76/sqft |
Source: McCormick Realty Inc. #1418100 Report a problem | ||
| 3/27/2014 | Sold | $60,000$25/sqft |
Source:  Imagine MLS #1318248 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,006 +1.6% | $183,500 |
| 2023 | $1,974 +0.1% | $183,500 |
| 2022 | $1,973 -0.6% | $183,500 |
| 2021 | $1,985 -0.4% | $183,500 |
| 2020 | $1,993 +3% | $183,500 +3.7% |
| 2019 | $1,935 | $177,000 |
| 2018 | -- | $177,000 |
| 2017 | -- | $177,000 +31.1% |
| 2012 | -- | $135,000 |
| 2010 | -- | $135,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 40353
Nearby schools
GreatSchools rating
- 6/10Camargo Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 7/10McNabb Middle SchoolGrades: 6-8Distance: 4.7 mi
- 7/10Montgomery County High SchoolGrades: 9-12Distance: 4.9 mi
Schools provided by the listing agent
- Elementary: Camargo
- Middle: McNabb
- High: Montgomery Co
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Kentucky
- Montgomery County
- Camargo
- 40353
- 4635 Camargo Rd
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