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For sale
    • Price cut: $5K (7/8)
    $354,000

    4635 Camargo Rd, Mt Sterling, KY 40353

    3beds
    2,404sqft
    : 
    $2,360/mo
    Get pre-qualified
    Single Family Residence
    Built in ----
    0.85 Acres Lot
    $346,100 Zestimate®
    $147/sqft
    $-- HOA

    What's special

    Partially finished basementCozy masonry fireplaceCharming brick ranchBright eat-in areaBreakfast barOne-car attached garageLarge well-appointed kitchen
    **BACK ON THE MARKET WITH IMPROVEMENTS** Discover the perfect blend of space and serenity at 4635 Camargo Road, a charming brick ranch nestled on a lush 0.85-acre lot in the heart of Mount Sterling. This expansive 2,404-square-foot home is designed for both comfort and entertaining, featuring three spacious bedrooms and two full baths. Step inside to an inviting foyer that leads to a grand great room and a formal living room, each anchored by a cozy masonry fireplace. The heart of the home is the large, well-appointed kitchen, complete with a breakfast bar and stainless steel appliances, opening into a bright eat-in area with its own fireplace—perfect for morning coffee. Elegant hardwood and tile flooring flow throughout the main level. The versatility continues with a partially finished basement, offering additional recreation space and a third fireplace. Outside, enjoy the privacy of a partially fenced yard shaded by mature trees, a one-car attached garage, and a spacious driveway for ample parking. Located just moments from Camargo Elementary and local parks, this home offers the peaceful lifestyle of Montgomery County with modern convenience.
    196 days
    |
    324
    |
    14
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Robert Coburn 859-771-0400,

    Kentucky Realty Group, LLC

    Source: Imagine MLS,MLS#: 26001640MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      Bedroom 1
      • Level: First
      Bedroom 2
      • Level: First
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: First
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Utility room
      • Level: First
      Heating
      • Electric, Heat Pump
      Cooling
      • Central Air, Ceiling Fan(s), Electric, Heat Pump
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Oven
      • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
      Features
      • Entrance Foyer, Walk-In Closet(s), Ceiling Fan(s)
      • Flooring: Tile, Wood
      • Basement: Full,Interior Entry,Partially Finished,Sump Pump
      • Number of fireplaces: 3
      • Fireplace features: Basement, Family Room, Living Room, Wood Burning
      Interior area
      • Total structure area: 2,404
      • Total interior livable area: 2,404 sqft
      • Finished area above ground: 2,404
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached Garage, Driveway, Off Street, Garage Faces Rear
      • Garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Fencing: Partial
      Lot
      • Size: 0.85 Acres
      • Features: Few Trees
      Details
      • Parcel number: 0412001068.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer
      • Foundation: Block
      • Roof: Shingle

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Rural
      HOA
      • Has HOA: No
      Location
      • Region: Mt Sterling

      Financial & listing details

      • Price per square foot: $147/sqft
      • Tax assessed value: $183,500
      • Annual tax amount: $2,006
      • Date on market: 5/16/2026

        Estimated market value

        $346,100

        $329,000 - $363,000

        $1,873/mo

        Price history

        DateEventPrice
        7/8/2026Price change$354,000-1.4%$147/sqft
        Source: Imagine MLS #26001640 Report a problem
        6/20/2026Price change$359,000-1.6%$149/sqft
        Source: Imagine MLS #26001640 Report a problem
        5/16/2026Listed for sale$365,000$152/sqft
        Source: Imagine MLS #26001640 Report a problem
        5/6/2026Pending sale$365,000$152/sqft
        Source: Imagine MLS #26001640 Report a problem
        4/30/2026Price change$365,000-3.9%$152/sqft
        Source: Imagine MLS #26001640 Report a problem
        4/16/2026Price change$379,900-1.3%$158/sqft
        Source: Imagine MLS #26001640 Report a problem
        3/23/2026Price change$384,900-0.7%$160/sqft
        Source: Imagine MLS #26001640 Report a problem
        2/10/2026Price change$387,500-0.6%$161/sqft
        Source: Imagine MLS #26001640 Report a problem
        1/23/2026Listed for sale$390,000+85.7%$162/sqft
        Source: Imagine MLS #26001640 Report a problem
        8/1/2025Sold$210,000+14.4%$87/sqft
        Source: Public Record Report a problem
        8/28/2019Sold$183,500+3.7%$76/sqft
        Source: Imagine MLS #1822036 Report a problem
        1/7/2015Sold$177,000-1.6%$74/sqft
        Source: Imagine MLS #1418100 Report a problem
        11/5/2014Price change$179,900-1.6%$75/sqft
        Source: McCormick Realty Inc. #1418100 Report a problem
        9/17/2014Listed for sale$182,900+204.8%$76/sqft
        Source: McCormick Realty Inc. #1418100 Report a problem
        3/27/2014Sold$60,000$25/sqft
        Source: Imagine MLS #1318248 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,006 +1.6%$183,500
        2023$1,974 +0.1%$183,500
        2022$1,973 -0.6%$183,500
        2021$1,985 -0.4%$183,500
        2020$1,993 +3%$183,500 +3.7%
        2019$1,935 $177,000
        2018-- $177,000
        2017-- $177,000 +31.1%
        2012-- $135,000
        2010-- $135,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 40353

        Getting around

        6 / 100
        Car-Dependent
        10 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Camargo
        • Middle: McNabb
        • High: Montgomery Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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