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Active
Price cut: $30K (6/29)
$895,000

4639 Harbor View Ter, Morganton, NC 28655

4beds
3,542sqft
: 
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Single Family Residence
Built in 2003
0.82 Acres Lot
$866,800 Zestimate®
$253/sqft
$136/mo HOA

What's special

Mountain viewsTall ceilingsBonus roomRecently updated trex deckCraft roomFresh interior paintFull second kitchen
*Primis Mortgage is offering lender credit, equal to 0.5% of the mortgage loan amount, to all qualified buyers.* If you've been looking for mountain views, Lake James access, and room for everyone to spread out, this East Shores home delivers. Located just second row from Lake James in one of the area's most sought-after communities, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, multi-use sports court, and a welcoming neighborhood atmosphere just moments from the lake. Inside, the main level features an open yet thoughtfully designed layout with tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen designed for everyday living and entertaining. The living room and primary suite both open onto the recently updated TREX deck, creating seamless indoor-outdoor living. Conveniently located just off the main living area, the primary suite includes deck access and a well-appointed bath with a dual vanity and glass shower. Two additional bedrooms, another full bath, and laundry complete the main level. Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with en-suite bath, craft room, bonus room, and private walk-out access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities. Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte, this home offers the perfect balance of mountain living, lake recreation, and everyday convenience. Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting family and friends, this property offers the space, flexibility, and Lake James lifestyle that's becoming increasingly difficult to find.
85 days
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627
|
8
|

Zillow last checked:

Listing updated:

Listed by:

Carmyn Shugart Carmyn@nctruenorthrealty.com,

True North Realty

Source: Canopy MLS as distributed by MLS GRID,MLS#: 4367035MLS Logo

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    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    • Main level bedrooms: 3
    Primary bedroom
    • Features: En Suite Bathroom
    • Level: Main
    Bedroom s
    • Level: Main
    Bedroom s
    • Level: Main
    Bedroom s
    • Features: Walk-In Closet(s)
    • Level: Basement
    Bathroom full
    • Level: Main
    Bathroom full
    • Level: Main
    Bathroom full
    • Level: Basement
    Other
    • Level: Basement
    Bonus room
    • Level: Basement
    Dining area
    • Level: Main
    Kitchen
    • Level: Main
    Living room
    • Level: Main
    Living room
    • Level: Basement
    Heating
    • Central, Heat Pump
    Cooling
    • Central Air, Heat Pump
    Appliances
    • Included: Dishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer/Dryer
    • Laundry: In Basement, Main Level
    Features
    • Basement: Apartment,Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access
    • Fireplace features: Gas
    Interior area
    • Total structure area: 1,945
    • Total interior livable area: 3,542 sqft
    • Finished area above ground: 1,945
    • Finished area below ground: 1,597

    Property

    Parking
    • Total spaces: 2
    • Parking features: Driveway, Attached Garage, Garage Faces Side, Garage on Main Level
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Stories: 1
    • Has view: Yes
    • View description: Long Range, Mountain(s)
    • Waterfront features: Boat Slip (Deed)
    • Body of water: Lake James
    Lot
    • Size: 0.82 Acres
    Details
    • Parcel number: 1764249985
    • Zoning: R-3
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Stucco
    Condition
    • New construction: No
    • Year built: 2003

    Utilities & green energy

    • Sewer: Septic Installed
    • Water: Community Well

    Community & HOA

    Community
    • Subdivision: East Shores
    HOA
    • Has HOA: Yes
    • HOA fee: $814 semi-annually
    • HOA name: East Shores HOA
    • HOA phone: 828-443-7909
    Location
    • Region: Morganton

    Financial & listing details

    • Price per square foot: $253/sqft
    • Tax assessed value: $560,184
    • Annual tax amount: $3,761
    • Date on market: 4/10/2026
    • Cumulative days on market: 85 days
    • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
    • Exclusions: Oven in basement does not convey
    • Road surface type: Concrete, Paved

      Estimated market value

      $866,800

      $823,000 - $910,000

      $3,320/mo

      Price history

      DateEventPrice
      6/29/2026Price change$895,000-3.2%$253/sqft
      Source: Canopy MLS as distributed by MLS GRID #4367035 Report a problem
      5/14/2026Price change$925,000-2.5%$261/sqft
      Source: Canopy MLS as distributed by MLS GRID #4367035 Report a problem
      4/24/2026Price change$949,000-3.7%$268/sqft
      Source: Canopy MLS as distributed by MLS GRID #4367035 Report a problem
      4/10/2026Listed for sale$985,000+159.9%$278/sqft
      Source: Canopy MLS as distributed by MLS GRID #4367035 Report a problem
      5/29/2019Sold$379,000-2.8%$107/sqft
      Source: Canopy MLS as distributed by MLS GRID #3490875 Report a problem
      4/19/2019Pending sale$389,900$110/sqft
      Source: WNC Real Estate at Lake James #3490875 Report a problem
      4/13/2019Price change$389,900-2.5%$110/sqft
      Source: WNC Real Estate at Lake James #3490875 Report a problem
      2/25/2019Price change$399,900-5.9%$113/sqft
      Source: Lake James Real Estate, Inc. #32845 Report a problem
      10/26/2018Listed for sale$424,900+25.3%$120/sqft
      Source: Lake James Real Estate, Inc. #32845 Report a problem
      5/19/2017Sold$339,000$96/sqft
      Source: Public Record Report a problem

      Public tax history

      YearProperty taxesTax assessment
      2025$3,761 -0.6%$560,184
      2024$3,785 $560,184
      2023$3,785 +19.8%$560,184 +44.7%
      2022$3,159 +0.2%$387,012
      2021$3,153 +0.1%$387,012
      2020$3,149 +1215.3%$387,012
      2019$239 -91.9%$387,012 +4.1%
      2018$2,953 +15.7%$371,760 -0.1%
      2017$2,552 $372,212
      2016$2,552 +0.1%$372,212
      2015$2,549 $372,212

      Find assessor info on the county website

      Monthly payment

      Est. payment

      Payment breakdown

      Explore the cost of this home by adjusting the details. Changes won't be saved.
      All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
      HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
      Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
      See how much you could borrow to make a competitive offer.

      Climate risks

      Neighborhood: 28655

      Getting around

      0 / 100
      Car-Dependent

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Glen Alpine
      • Middle: Table Rock
      • High: Freedom

      Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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