*Primis Mortgage is offering lender credit, equal to 0.5% of the mortgage loan amount, to all qualified buyers.* If you've been looking for mountain views, Lake James access, and room for everyone to spread out, this East Shores home delivers.
Located just second row from Lake James in one of the area's most sought-after communities, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, multi-use sports court, and a welcoming neighborhood atmosphere just moments from the lake.
Inside, the main level features an open yet thoughtfully designed layout with tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen designed for everyday living and entertaining. The living room and primary suite both open onto the recently updated TREX deck, creating seamless indoor-outdoor living.
Conveniently located just off the main living area, the primary suite includes deck access and a well-appointed bath with a dual vanity and glass shower. Two additional bedrooms, another full bath, and laundry complete the main level.
Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with en-suite bath, craft room, bonus room, and private walk-out access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities.
Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property.
Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte, this home offers the perfect balance of mountain living, lake recreation, and everyday convenience.
Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting family and friends, this property offers the space, flexibility, and Lake James lifestyle that's becoming increasingly difficult to find.
Active
Price cut: $30K (6/29)
$895,000
4639 Harbor View Ter, Morganton, NC 28655
4beds
3,542sqft
Single Family Residence
Built in 2003
0.82 Acres Lot
$866,800 Zestimate®
$253/sqft
$136/mo HOA
What's special
Mountain viewsTall ceilingsBonus roomRecently updated trex deckCraft roomFresh interior paintFull second kitchen
- 85 days |
- 627 |
- 8 |
Zillow last checked:
Listing updated:
Listed by:
Carmyn Shugart Carmyn@nctruenorthrealty.com,
True North Realty
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4367035
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Primary bedroom
- Features: En Suite Bathroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Features: Walk-In Closet(s)
- Level: Basement
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Basement
Other
- Level: Basement
Bonus room
- Level: Basement
Dining area
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Living room
- Level: Basement
Heating
- Central, Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer/Dryer
- Laundry: In Basement, Main Level
Features
- Basement: Apartment,Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access
- Fireplace features: Gas
Interior area
- Total structure area: 1,945
- Total interior livable area: 3,542 sqft
- Finished area above ground: 1,945
- Finished area below ground: 1,597
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage Faces Side, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Long Range, Mountain(s)
- Waterfront features: Boat Slip (Deed)
- Body of water: Lake James
Lot
- Size: 0.82 Acres
Details
- Parcel number: 1764249985
- Zoning: R-3
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Septic Installed
- Water: Community Well
Community & HOA
Community
- Subdivision: East Shores
HOA
- Has HOA: Yes
- HOA fee: $814 semi-annually
- HOA name: East Shores HOA
- HOA phone: 828-443-7909
Location
- Region: Morganton
Financial & listing details
- Price per square foot: $253/sqft
- Tax assessed value: $560,184
- Annual tax amount: $3,761
- Date on market: 4/10/2026
- Cumulative days on market: 85 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Exclusions: Oven in basement does not convey
- Road surface type: Concrete, Paved
Estimated market value
$866,800
$823,000 - $910,000
$3,320/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/29/2026 | Price change | $895,000-3.2%$253/sqft |
Source: | ||
| 5/14/2026 | Price change | $925,000-2.5%$261/sqft |
Source: | ||
| 4/24/2026 | Price change | $949,000-3.7%$268/sqft |
Source: | ||
| 4/10/2026 | Listed for sale | $985,000+159.9%$278/sqft |
Source: | ||
| 5/29/2019 | Sold | $379,000-2.8%$107/sqft |
Source: | ||
| 4/19/2019 | Pending sale | $389,900$110/sqft |
Source: WNC Real Estate at Lake James #3490875 Report a problem | ||
| 4/13/2019 | Price change | $389,900-2.5%$110/sqft |
Source: WNC Real Estate at Lake James #3490875 Report a problem | ||
| 2/25/2019 | Price change | $399,900-5.9%$113/sqft |
Source: Lake James Real Estate, Inc. #32845 Report a problem | ||
| 10/26/2018 | Listed for sale | $424,900+25.3%$120/sqft |
Source: Lake James Real Estate, Inc. #32845 Report a problem | ||
| 5/19/2017 | Sold | $339,000$96/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,761 -0.6% | $560,184 |
| 2024 | $3,785 | $560,184 |
| 2023 | $3,785 +19.8% | $560,184 +44.7% |
| 2022 | $3,159 +0.2% | $387,012 |
| 2021 | $3,153 +0.1% | $387,012 |
| 2020 | $3,149 +1215.3% | $387,012 |
| 2019 | $239 -91.9% | $387,012 +4.1% |
| 2018 | $2,953 +15.7% | $371,760 -0.1% |
| 2017 | $2,552 | $372,212 |
| 2016 | $2,552 +0.1% | $372,212 |
| 2015 | $2,549 | $372,212 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28655
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 7/10Glen Alpine ElementaryGrades: PK-5Distance: 3.7 mi
- 7/10Table Rock MiddleGrades: 6-8Distance: 3 mi
- 4/10Freedom HighGrades: 9-12Distance: 6 mi
Schools provided by the listing agent
- Elementary: Glen Alpine
- Middle: Table Rock
- High: Freedom
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- North Carolina
- Burke County
- Morganton
- 28655
- 4639 Harbor View Ter








