Active

$456,000

105 Horse Shoe Ln, Morganton, NC 28655

4beds

1,972sqft

$2,804/mo

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Single Family Residence

Built in 1987

0.51 Acres Lot

$442,600 Zestimate^®

$231/sqft

$-- HOA

What's special

Enjoy everything 105 Horse Shoe Lane in Country Retreat has to offer. This inviting home blends comfort, natural beauty, and a peaceful setting, all within a well-established neighborhood just minutes from downtown Morganton. Featuring 4 bedrooms and 2.5 bathrooms, the home sits on a wooded lot that offers both privacy and a connection to nature. Relax on the covered front porch or unwind on the back deck while enjoying the surrounding wildlife and serene atmosphere.Inside, you’ll find a tasteful mix of hardwood and tile flooring, with cozy carpet in the bedrooms. The updated kitchen boasts granite countertops, newer appliances, and a spacious walk-in pantry—perfect for everyday living and entertaining alike. Additional features include a walk-in crawlspace providing convenient extra storage and a two car garage with small workshop. There are many built-in features including a Murphy bed. This home offers the ideal combination of comfort, charm, and location.

90 days

532

40

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Features: En Suite Bathroom
Level: Upper
Area: 216.55 Square Feet
Dimensions: 18' 10" X 11' 6"

Bedroom s

Level: Upper
Area: 162.74 Square Feet
Dimensions: 11' 5" X 14' 3"

Bedroom s

Level: Upper
Area: 144.87 Square Feet
Dimensions: 11' 0" X 13' 2"

Bedroom s

Level: Upper
Area: 127.38 Square Feet
Dimensions: 11' 0" X 11' 7"

Breakfast

Level: Main
Area: 105.96 Square Feet
Dimensions: 8' 10" X 12' 0"

Dining room

Level: Main
Area: 277.96 Square Feet
Dimensions: 11' 6" X 24' 2"

Family room

Level: Main
Area: 187.06 Square Feet
Dimensions: 15' 11" X 11' 9"

Kitchen

Level: Main
Area: 207.96 Square Feet
Dimensions: 17' 4" X 12' 0"

Heating

Heat Pump

Cooling

Ceiling Fan(s), Heat Pump

Appliances

Included: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Refrigerator with Ice Maker, Washer, Washer/Dryer
Laundry: Main Level

Features

Flooring: Carpet, Hardwood, Tile
Windows: Insulated Windows
Has basement: No
Attic: Pull Down Stairs

Interior area

Total structure area: 1,972
Total interior livable area: 1,972 sqft
Finished area above ground: 1,972
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Driveway, Attached Garage, Garage Faces Front, Garage on Main Level
Attached garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2
Patio & porch: Covered, Deck, Front Porch

Lot

Size: 0.51 Acres
Features: Sloped, Wooded

Details

Parcel number: 178947205
Zoning: LID
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Colonial
Property subtype: Single Family Residence

Materials

Hardboard Siding
Foundation: Crawl Space
Roof: Composition

Condition

New construction: No
Year built: 1987

Utilities & green energy

Sewer: Septic Installed
Water: City
Utilities for property: Cable Available, Cable Connected, Electricity Connected

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: Country Retreat

Location

Region: Morganton

Financial & listing details

Price per square foot: $231/sqft
Tax assessed value: $287,410
Annual tax amount: $1,917
Date on market: 5/11/2026
Cumulative days on market: 91 days
Listing terms: Cash,Conventional,USDA Loan,VA Loan
Electric utility on property: Yes
Road surface type: Concrete, Paved

Estimated market value

$442,600

$420,000 - $465,000

$2,351/mo

Price history

Date	Event	Price
5/11/2026	Listed for sale	$456,000$231/sqft
Source: Canopy MLS as distributed by MLS GRID #4377621 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,917 -0.5%	$287,410
2024	$1,927	$287,410
2023	$1,927 +12.9%	$287,410 +38.8%
2022	$1,707 +0.4%	$207,042
2021	$1,701 +0.2%	$207,042
2020	$1,697 +514%	$207,042
2019	$276 -82.3%	$207,042 +9%
2018	$1,563 +2.3%	$189,904
2017	$1,527	$189,904
2016	$1,527 +0.2%	$189,904
2015	$1,524	$189,904

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28655

Getting around

1 / 100

Car-Dependent

8 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

3/10
Oak Hill Elementary
Grades: PK-5Distance: 1.8 mi
7/10
Table Rock Middle
Grades: 6-8Distance: 2.3 mi
4/10
Freedom High
Grades: 9-12Distance: 1.5 mi

Schools provided by the listing agent

Elementary: Oak Hill
Middle: Table Rock
High: Freedom

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.