Welcome to 4690 Settlers Grove Road! Beautifully maintained and thoughtfully updated, this four-bedroom, two-and-a-half-bath home is nestled in the sought-after Settlers Lake community in Cumming. Positioned toward the quieter back section of the subdivision, it offers a peaceful setting within easy walking distance of the neighborhood pool and tennis courts. The open, light-filled main living area flows seamlessly into the kitchen and dining space, creating a bright and functional layout ideal for everyday living and entertaining. Upstairs you'll find four generously sized bedrooms, including a comfortable primary suite designed for privacy and relaxation. Outside, enjoy a fully fenced backyard with a covered deck and patio-perfect for pets, play, or quiet evenings at home. Recent updates and improvements include new roof, new water heater, upgraded flooring, new interior and exterior lighting, a storm door, enhanced pantry, enhanced mud room, new kitchen hardware, and stylish decorative wood paneling and wallpaper. Conveniently located just minutes from GA-400 and the North Georgia Premium Outlets, this move-in-ready home combines easy access to shopping, dining, and commuting with the charm of a quiet, established neighborhood. Don't miss the opportunity to own this well-appointed home in one of Forsyth's most convenient locations.
Active
$475,000
4690 Settlers Grove Rd, Cumming, GA 30028
4beds
2,419sqft
Single Family Residence
Built in 2018
9,147 Square Feet Lot
$468,100 Zestimate®
$196/sqft
$63/mo HOA
What's special
Four-bedroom two-and-a-half-bath homeFully fenced backyardNew roofNew kitchen hardwareUpgraded flooringEnhanced mud roomStorm door
- 28 days
- 668
- 94
Zillow last checked:
Listing updated:
Listed by:
Jason Chaney 678-230-7673,
HomeSmart
Source: GAMLS,MLS#: 10844544
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Family Room, Foyer, Laundry
Kitchen
- Features: Breakfast Area, Breakfast Bar, Kitchen Island, Pantry
Heating
- Central, Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Zoned
Appliances
- Included: Dishwasher, Disposal, Microwave
- Laundry: Upper Level
Features
- Separate Shower, Soaking Tub, Tile Bath, Tray Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Laminate, Tile
- Windows: Double Pane Windows
- Basement: None
- Attic: Pull Down Stairs
- Number of fireplaces: 1
- Fireplace features: Family Room
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,419
- Total interior livable area: 2,419 sqft
- Finished area above ground: 2,419
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage, Garage Door Opener
- Has attached garage: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio
- Fencing: Back Yard,Privacy,Wood
- Waterfront features: No Dock Or Boathouse
- Body of water: None
Lot
- Size: 9,147 Square Feet
- Features: None
- Residential vegetation: Grassed
Details
- Parcel number: 233 595
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Brick Front,Traditional
- Property subtype: Single Family Residence
Materials
- Brick, Press Board
- Foundation: Slab
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2018
Utilities & green energy
- Electric: 220 Volts
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Sewer Connected, Underground Utilities, Water Available
Green energy
- Energy efficient items: Windows
Community & HOA
Community
- Features: Clubhouse, Lake, Pool, Sidewalks, Street Lights, Tennis Court(s)
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Settlers Lake
HOA
- Has HOA: Yes
- Services included: Insurance, Management Fee, Reserve Fund, Swimming, Tennis
- HOA fee: $750 annually
Location
- Region: Cumming
Financial & listing details
- Price per square foot: $196/sqft
- Tax assessed value: $449,370
- Annual tax amount: $3,936
- Date on market: 9/11/2026
- Cumulative days on market: 28 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,Fannie Mae Approved,FHA,USDA Loan,VA Loan
- Electric utility on property: Yes
Estimated market value
$468,100
$445,000 - $492,000
$2,445/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/11/2026 | Listed for sale | $475,000+70.5%$196/sqft |
Source: | ||
| 6/21/2018 | Sold | $278,674$115/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,936 -3.7% | $179,748 -4.1% |
| 2024 | $4,085 +21.1% | $187,396 +9.8% |
| 2023 | $3,374 +0.4% | $170,676 +31.7% |
| 2022 | $3,360 +10.4% | $129,632 +17.6% |
| 2021 | $3,043 +3.8% | $110,204 +3.8% |
| 2020 | $2,931 +2.6% | $106,136 +2.7% |
| 2019 | $2,857 | $103,296 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Settlers Lake
Nearby schools
Schools provided by the listing agent
- Elementary: Silver City
- Middle: North Forsyth
- High: North Forsyth
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






