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Sold for $447,000
    • $447,000

    481 Saddle Ct, Lusby, MD 20657

    4beds
    3,271sqft
    Single Family Residence
    Built in 1994
    0.6 Acres Lot
    $445,500 Zestimate®
    $137/sqft
    $3,285 Estimated rent

    Home value

    $445,500

    $410,000 - $486,000

    $3,285/mo

    Zestimate® history
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    What's special

    Classic colonial styleWalk-in closetWell-designed living spacesGracious foyerBrand new roofExpansive primary suiteThree additional generous bedrooms
    NEW TO MARKET! Classic colonial style with modern updates including a BRAND NEW ROOF! This 4-bedroom, 3.5-bath home welcomes you with a gracious foyer and well-designed living spaces throughout. The main level features separate yet open formal living and dining rooms and a cozy family room anchored by a wood-burning fireplace, while the kitchen sits at the heart of the home for easy entertaining. The expansive primary suite features a walk-in closet and a spa-like ensuite with a luxurious soaking tub and separate shower. Three additional generous bedrooms provide flexible space for family or guests. The fully finished lower level adds extra living area, and outdoor enjoyment is highlighted by a double deck overlooking the yard. Residents of Chesapeake Ranch Estates enjoy private beaches, lake access for boating and recreation, nature trails, a campground, community garden, and more. Comfortable, quality living in a vibrant community — SCHEDULE YOUR PRIVATE TOUR TODAY!

    Zillow last checked:

    Listing updated:

    Listed by:

    SANDY THONGPHOK 301-944-2906,

    RE/MAX Realty Group

    Bought with:

    Sierra Williams, 679112

    Redfin Corp

    Source: Bright MLS,MLS#: MDCA2025440MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    • Main level bathrooms: 1
    Rooms
    • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Breakfast Room, Laundry, Recreation Room, Utility Room, Hobby Room, Primary Bathroom, Full Bath
    Primary bedroom
    • Level: Upper
    Bedroom 2
    • Level: Upper
    Bedroom 3
    • Level: Upper
    Bedroom 4
    • Level: Upper
    Primary bathroom
    • Level: Upper
    Breakfast room
    • Level: Main
    Dining room
    • Level: Main
    Family room
    • Level: Main
    Other
    • Level: Upper
    Other
    • Level: Lower
    Other
    • Level: Lower
    Kitchen
    • Level: Main
    Laundry
    • Level: Main
    Living room
    • Level: Main
    Recreation room
    • Level: Lower
    Utility room
    • Level: Lower
    Heating
    • Heat Pump, Central
    Cooling
    • Central Air, Programmable Thermostat, Electric
    Appliances
    • Included: Microwave, Dishwasher, Disposal, Exhaust Fan, Oven/Range - Electric, Stainless Steel Appliance(s), Washer, Dryer, Water Heater, Refrigerator, Freezer, Electric Water Heater
    • Laundry: Main Level, Laundry Room
    Features
    • Breakfast Area, Soaking Tub, Combination Kitchen/Dining, Dining Area, Floor Plan - Traditional, Formal/Separate Dining Room, Eat-in Kitchen, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Walk-In Closet(s), 9'+ Ceilings, Dry Wall
    • Flooring: Hardwood, Carpet, Ceramic Tile, Wood
    • Windows: Bay/Bow, Double Pane Windows, Insulated Windows, Window Treatments
    • Basement: Finished,Interior Entry,Exterior Entry,Walk-Out Access,Windows,Heated
    • Number of fireplaces: 1
    • Fireplace features: Mantel(s)
    Interior area
    • Total structure area: 3,488
    • Total interior livable area: 3,271 sqft
    • Finished area above ground: 2,296
    • Finished area below ground: 975

    Property

    Parking
    • Total spaces: 6
    • Parking features: Driveway
    • Uncovered spaces: 6
    Accessibility
    • Accessibility features: None
    Features
    • Levels: Two
    • Stories: 2
    • Pool features: None
    Lot
    • Size: 0.6 Acres
    Details
    • Additional structures: Above Grade, Below Grade
    • Parcel number: 0501169645
    • Zoning: R
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Colonial,Traditional
    • Property subtype: Single Family Residence
    Materials
    • Stick Built, Vinyl Siding, Batts Insulation
    • Foundation: Concrete Perimeter, Other
    • Roof: Architectural Shingle,Asphalt
    Condition
    • New construction: No
    • Year built: 1994

    Utilities & green energy

    • Sewer: Private Septic Tank
    • Water: Public

    Community & HOA

    Community
    • Subdivision: Chesapeake Ranch Estates
    HOA
    • Has HOA: Yes
    • Amenities included: Beach Access, Clubhouse, Common Grounds, Lake, Picnic Area, Tot Lots/Playground, Water/Lake Privileges, Bike Trail, Jogging Path, Other
    • Services included: Recreation Facility, Common Area Maintenance, Reserve Funds
    • HOA fee: $580 annually
    • HOA name: PROPERTY OWNERS ASSOC. OF CHESAPEAKE RANCH ESTATES
    Location
    • Region: Lusby

    Financial & listing details

    • Price per square foot: $137/sqft
    • Tax assessed value: $411,300
    • Annual tax amount: $4,476
    • Date on market: 3/7/2026
    • Listing agreement: Exclusive Right To Sell
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple

    Price history

    DateEventPrice
    4/28/2026Sold$447,000+2.8%$137/sqft
    Source: Bright MLS #MDCA2025440 Report a problem
    3/17/2026Pending sale$434,990$133/sqft
    Source: Bright MLS #MDCA2025440 Report a problem
    3/7/2026Listed for sale$434,990+47.5%$133/sqft
    Source: Bright MLS #MDCA2025440 Report a problem
    4/14/2021Sold$295,000+9.7%$90/sqft
    Source: Public Record Report a problem
    3/24/2021Listing removed--
    Source: Owner Report a problem
    2/25/2020Listing removed$2,000$1/sqft
    Source: RE/MAX One #MDCA174632 Report a problem
    1/17/2020Listed for rent$2,000$1/sqft
    Source: Owner Report a problem
    3/1/2017Sold$269,000-0.3%$82/sqft
    Source: Public Record Report a problem
    1/7/2017Pending sale$269,900$83/sqft
    Source: Samson Properties #CA9770335 Report a problem
    1/2/2017Price change$269,900-3.6%$83/sqft
    Source: Samson Properties #CA9770335 Report a problem
    12/2/2016Listed for sale$279,900$86/sqft
    Source: Samson Properties #CA9770335 Report a problem
    12/2/2016Pending sale$279,900$86/sqft
    Source: Samson Properties #CA9770335 Report a problem
    11/26/2016Listed for sale$279,900$86/sqft
    Source: Samson Properties #CA9770335 Report a problem
    11/26/2016Pending sale$279,900$86/sqft
    Source: Samson Properties #CA9770335 Report a problem
    11/26/2016Listed for sale$279,900$86/sqft
    Source: Samson Properties #CA9770335 Report a problem
    10/25/2016Listing removed$279,900$86/sqft
    Source: Samson Properties #CA9770335 Report a problem
    9/21/2016Listed for sale$279,900+128.5%$86/sqft
    Source: Samson Properties #CA9770335 Report a problem
    5/31/2016Sold$122,500-5.7%$37/sqft
    Source: Public Record Report a problem
    3/1/2016Pending sale$129,900$40/sqft
    Source: Coldwell Banker Jay Lilly Real Estate #CA9530196 Report a problem
    2/4/2016Price change$129,900-5.8%$40/sqft
    Source: Coldwell Banker Jay Lilly Real Estate #CA953019 Report a problem
    1/6/2016Price change$137,900-8%$42/sqft
    Source: Coldwell Banker Jay Lilly Real Estate #CA953019 Report a problem
    12/2/2015Listed for sale$149,900-9.5%$46/sqft
    Source: Coldwell Banker Jay Lilly Real Estate #CA9530196 Report a problem
    6/13/2014Sold$165,550+21.5%$51/sqft
    Source: Public Record Report a problem
    6/22/1994Sold$136,300$42/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$4,503 +21.9%$376,800 +10.1%
    2024$3,693 +15.5%$342,300 +11.2%
    2023$3,198 +3.3%$307,800
    2022$3,097 +3.4%$307,800 +6.7%
    2021$2,996 +3%$288,400 +3.5%
    2020$2,910 +3.9%$278,700
    2019$2,800 +4.6%$278,700 +9.3%
    2018$2,676 +3.4%$255,100 +4.8%
    2017$2,589 -20.4%$243,300 +0.3%
    2016$3,251 $242,633 +0.3%
    2015$3,251 $241,967 +0.3%
    2014$3,251 $241,300
    2013-- $241,300
    2012-- $241,300 -20.9%
    2011-- $304,970 +3.6%
    2010-- $294,242 +3.8%
    2009-- $283,516 +3.9%
    2008-- $272,790 +15.6%
    2007-- $235,986 +18.5%
    2006-- $199,183 +22.7%
    2005-- $162,380 +3.1%
    2004-- $157,516 +3.2%
    2003-- $152,653 +3.3%
    2002-- $147,790 +1.4%
    2001-- $145,716
    Find assessor info on the county website

    Neighborhood: 20657

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • District: Calvert County Public Schools

    Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $445,500
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $445,500

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