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Price change
  • Price cut: $3K (8/27)
    $197,000

    521 W Water St, Pontiac, IL 61764

    5beds
    1,976sqft
    : 
    $1,455/mo
    Get pre-qualified
    Single Family Residence
    Built in 2013
    6,098 Square Feet Lot
    $193,900 Zestimate®
    $100/sqft
    $-- HOA

    What's special

    Partially finished basementFenced in backyardFour bedrooms upstairsBonus roomOpen floor planDining areaHeated tile floors
    Seller giving $4,000 credit to replace carpets! Spacious family home built in 2013 featuring a main-floor primary bedroom with full bathroom with heated tile floors and four bedrooms upstairs with second floor utility room and a bonus room that would make a great office, storage or play room. The open floor plan includes a large living room, kitchen, and dining area, creating a great space for everyday living and entertaining. The partially finished basement provides additional living space and storage. Outside you'll find a 24' x 32' detached garage and a fenced in backyard. Conveniently located close to downtown, local parks and one of Pontiacs iconic swinging bridges.
    38 days
    795
    62

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Star Grieff 815-702-7827,

    Star Grieff Realty

    Source: MRED as distributed by MLS GRID,MLS#: 12714616MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Office, Bedroom 5
      Primary bedroom
      • Features: Flooring (Carpet), Bathroom (Full)
      • Level: Main
      • Area: 195 Square Feet
      • Dimensions: 13X15
      Bedroom 2
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 132 Square Feet
      • Dimensions: 11X12
      Bedroom 3
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 130 Square Feet
      • Dimensions: 10X13
      Bedroom 4
      • Features: Flooring (Carpet)
      • Level: Main
      • Area: 132 Square Feet
      • Dimensions: 11X12
      Bedroom 5
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 144 Square Feet
      • Dimensions: 12X12
      Dining room
      • Features: Flooring (Luxury Vinyl)
      • Level: Main
      • Dimensions: COMBO
      Kitchen
      • Features: Kitchen (Pantry-Closet), Flooring (Luxury Vinyl)
      • Level: Main
      • Area: 361 Square Feet
      • Dimensions: 19X19
      Laundry
      • Level: Second
      • Area: 72 Square Feet
      • Dimensions: 9X8
      Living room
      • Features: Flooring (Luxury Vinyl)
      • Level: Main
      • Area: 288 Square Feet
      • Dimensions: 18X16
      Office
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 55 Square Feet
      • Dimensions: 5X11
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Features
      • Basement: Partially Finished,Full
      Interior area
      • Total structure area: 988
      • Total interior livable area: 1,976 sqft
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Gravel, Yes, Detached, Garage
      • Garage spaces: 2
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 2
      • Fencing: Fenced
      Lot
      • Size: 6,098 Square Feet
      • Dimensions: 55 X111.75
      Details
      • Parcel number: 151522336006
      • Special conditions: None
      • Other equipment: Ceiling Fan(s), Sump Pump

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • New construction: No
      • Year built: 2013

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Not Applicable
      HOA
      • Services included: None
      Location
      • Region: Pontiac

      Financial & listing details

      • Price per square foot: $100/sqft
      • Tax assessed value: $154,497
      • Annual tax amount: $3,987
      • Date on market: 7/24/2026
      • Ownership: Fee Simple

        Estimated market value

        $193,900

        $184,000 - $204,000

        $2,232/mo

        Price history

        DateEventPrice
        8/27/2026Price change$197,000-1.5%$100/sqft
        Source: MRED as distributed by MLS GRID #12714616 Report a problem
        7/24/2026Listed for sale$200,000+96.9%$101/sqft
        Source: MRED as distributed by MLS GRID #12714616 Report a problem
        8/23/2016Sold$101,550$51/sqft
        Source: MRED as distributed by MLS GRID #10284746 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,988 +9.8%$51,499 +13.7%
        2024$3,633 +3.7%$45,294 +6.9%
        2023$3,502 +3.2%$42,370 +6.6%
        2022$3,395 +3.6%$39,757 +4%
        2021$3,278 +1.5%$38,228 +3.1%
        2020$3,230 +11.4%$37,078 +10.8%
        2018$2,899 +0.4%$33,476 +0.1%
        2017$2,887 -18.3%$33,442 -1.2%
        2016$3,534 -10.4%$33,848 -22%
        2015$3,946 +9.8%$43,416 +5.6%
        2013$3,593 $41,111 +78%
        2011-- $23,094 -8%
        2009-- $25,110
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 61764

        Getting around

        82 / 100
        Very Walkable
        60 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Attendance Centers
        • Middle: Pontiac Junior High School
        • High: Pontiac High School
        • District: 429

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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