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For sale
  • $425,000

    527 O'Neal St #A, Chattanooga, TN 37403

    3beds
    1,600sqft
    : 
    $2,737/mo
    Get pre-qualified
    Townhouse
    Built in 2024
    0.4 Acres Lot
    $420,100 Zestimate®
    $266/sqft
    $85/mo HOA

    What's special

    Most private settingInviting open floor planChef-inspired kitchenAbundant natural lightBeautifully appointed en-suite bathOwn rear parking padSide deck
    Welcome to 527A O'Neal Street at O'Neal Residences--an exclusive enclave of just six detached townhomes, offering low-maintenance living in one of Chattanooga's most convenient locations. Perfectly positioned in the back left corner of the community, this townhome enjoys the most private setting, with its own rear parking pad, side deck, and a peaceful location tucked away from the street. Inside, you'll find an inviting open floor plan with 9-foot ceilings, abundant natural light, and quality finishes throughout. The chef-inspired kitchen features custom cabinetry, quartz countertops, and ample space for entertaining. Upstairs, all three bedrooms are thoughtfully arranged on one level, including the spacious primary suite with a beautifully appointed en-suite bath--creating the ideal separation between living and private spaces. Enjoy views of Missionary Ridge from the front porch while being just steps away from the UTC Intramural Fields. Whether you're a UTC student, faculty member, or healthcare professional commuting to Erlanger, Parkridge, or Memorial downtown, this townhome places you just minutes from it all. The Historic Fort Wood District is just a short stroll away, and downtown Chattanooga, the Southside, and Northshore are all within a quick 5-7 minute drive--offering endless dining, entertainment, and cultural options. All landscaping is carefully maintained by the HOA ($85 a month), so you can enjoy a hassle-free lifestyle in this vibrant community. Don't miss your chance to call this townhome yours--schedule your private tour today and experience exceptional living!
    32 days
    |
    148
    |
    10
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    Zillow last checked:

    Listing updated:

    Listed by:

    Rachel C Bruner 423-255-6600,

    Keller Williams Realty 423-664-1600

    Source: Greater Chattanooga Realtors,MLS#: 1537907

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Primary bathroom
      • Level: Second
      Bathroom
      • Level: Second
      Other
      • Level: First
      Great room
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric, Multi Units
      Appliances
      • Included: Disposal, Dishwasher, Electric Water Heater, Free-Standing Electric Range, Microwave
      • Laundry: Laundry Closet, Electric Dryer Hookup, Inside, Main Level, Washer Hookup
      Features
      • Ceiling Fan(s), Crown Molding, Eat-in Kitchen, Granite Counters, High Ceilings, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Storage, Stone Counters, Walk-In Closet(s), Tub/shower Combo, En Suite
      • Flooring: Tile, Engineered Hardwood
      • Windows: Vinyl Frames
      • Basement: Crawl Space
      • Has fireplace: No
      Interior area
      • Total structure area: 1,600
      • Total interior livable area: 1,600 sqft
      • Finished area above ground: 2

      Property

      Parking
      • Parking features: Concrete, Off Street, Paved, Kitchen Level
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Front Porch, Side Porch, Porch - Covered
      • Exterior features: Balcony, Private Entrance, Rain Gutters
      • Pool features: None
      • Spa features: None
      • Fencing: None
      • Has view: Yes
      • View description: Mountain(s), Other, Ridge
      Lot
      • Size: 0.4 Acres
      • Dimensions: 119 x 158 x 128 x 131
      • Features: Gentle Sloping, Landscaped, Level, Sloped, Views
      Details
      • Parcel number: 146a Q 010
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      Materials
      • HardiPlank Type, Fiber Cement
      • Foundation: Block
      • Roof: Asphalt,Shingle
      Condition
      • New construction: No
      • Year built: 2024

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: None, Sidewalks
      • Security: Smoke Detector(s)
      • Subdivision: Roberts
      HOA
      • Has HOA: Yes
      • Amenities included: Landscaping, Maintenance Grounds
      • Services included: Maintenance Grounds
      • HOA fee: $85 monthly
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $266/sqft
      • Annual tax amount: $449
      • Date on market: 7/2/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $420,100

        $399,000 - $441,000

        $2,689/mo

        Price history

        DateEventPrice
        7/6/2026Listing removed$3,000$2/sqft
        Source: Zillow Rentals Report a problem
        7/2/2026Listed for sale$425,000+2.4%$266/sqft
        Source: Greater Chattanooga Realtors #1537907 Report a problem
        6/5/2026Price change$3,000-4.8%$2/sqft
        Source: Zillow Rentals Report a problem
        6/2/2026Price change$3,150-4.5%$2/sqft
        Source: Zillow Rentals Report a problem
        5/13/2026Listed for rent$3,300$2/sqft
        Source: Zillow Rentals Report a problem
        7/31/2024Sold$414,900$259/sqft
        Source: Greater Chattanooga Realtors #1392602 Report a problem
        7/11/2024Pending sale$414,900$259/sqft
        Source: Greater Chattanooga Realtors #1392602 Report a problem
        7/9/2024Listed for sale$414,900$259/sqft
        Source: Greater Chattanooga Realtors #1392602 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Fortwood Historic District

        Getting around

        50 / 100
        Somewhat Walkable
        34 / 100
        Some Transit
        68 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Orchard Knob Elementary
        • Middle: Orchard Knob Middle
        • High: Howard School of Academics & Tech

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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