For sale

Price cut: $5K (8/21)

$415,000

530 20th St NW, Cleveland, TN 37311

4beds

1,548sqft

$2,515/mo

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Single Family Residence

Built in 1954

0.37 Acres Lot

$409,700 Zestimate^®

$268/sqft

$-- HOA

What's special

Walk-in closetPlantation shuttersUpdated countertops and appliancesLarge primary suite

Welcome to this charming 4 bedroom 2 bath house in the heart of the historic district of Cleveland, TN. As you enter the house you are greeted by a warm, naturally sunlight, living area. As you make your way to the kitchen you will notice updated countertops and appliances. This home boasts a large primary suite with a walk in shower and walk-in closet. There are 3 additional bedrooms and full bathroom on the other side of the house. You will notice the home has been well-maintained. A new roof was added 3 years ago, along with gutter guards, plantation shutters and a new water heater. Whether you want to walk to Lee University, enjoy the greenway, or be close to many of Cleveland's restaurants and amenities, this location checks all the boxes. Come take a look for yourself!

42 days
365
20

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Heating

Central, Electric

Cooling

Central Air, Electric

Appliances

Included: Disposal, Dishwasher, Electric Range, Gas Water Heater, Refrigerator
Laundry: Laundry Closet, Main Level

Features

Flooring: Carpet, Hardwood
Basement: Crawl Space,Cellar
Has fireplace: No

Interior area

Total structure area: 1,548
Total interior livable area: 1,548 sqft
Finished area above ground: 1,548

Property

Parking

Parking features: Concrete, Driveway

Features

Levels: One
Exterior features: Courtyard, Fire Pit, Rain Gutters

Lot

Size: 0.37 Acres

Details

Parcel number: 049e A 007.00

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

HardiPlank Type
Foundation: Block
Roof: Shingle

Condition

New construction: No
Year built: 1954

Details

Warranty included: Yes

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Community & HOA

Community

Subdivision: None

HOA

Has HOA: No

Location

Region: Cleveland

Financial & listing details

Price per square foot: $268/sqft
Tax assessed value: $291,600
Annual tax amount: $1,644
Date on market: 7/23/2026
Listing terms: Cash,Conventional,FHA,VA Loan

Estimated market value

$409,700

$389,000 - $430,000

$1,905/mo

Price history

Date	Event	Price
8/21/2026	Price change	$415,000-1.2%$268/sqft
Source: Greater Chattanooga Realtors #1539315 Report a problem
8/10/2026	Price change	$420,000-1.2%$271/sqft
Source: Greater Chattanooga Realtors #1539315 Report a problem
7/31/2026	Price change	$425,000-1.1%$275/sqft
Source: Greater Chattanooga Realtors #1539315 Report a problem
7/23/2026	Listed for sale	$429,900+28.3%$278/sqft
Source: RCAR #20263783 Report a problem
2/17/2023	Sold	$335,000-6.7%$216/sqft
Source: Greater Chattanooga Realtors #1365746 Report a problem
12/29/2022	Contingent	$359,000$232/sqft
Source: RCAR #20228354 Report a problem
11/22/2022	Listed for sale	$359,000+67%$232/sqft
Source: RCAR #20228354 Report a problem
12/22/2021	Sold	$215,000-5.5%$139/sqft
Source: Public Record Report a problem
11/12/2021	Contingent	$227,400$147/sqft
Source: RCAR #20215916 Report a problem
11/5/2021	Price change	$227,400-1.1%$147/sqft
Source: RCAR #20215916 Report a problem
10/22/2021	Price change	$229,900-2.1%$149/sqft
Source: Greater Chattanooga Realtors #1344484 Report a problem
10/8/2021	Listed for sale	$234,900$152/sqft
Source: RCAR #20215916 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$72,900 +49.3%
2024	$703	$48,825
2023	$703 +0.6%	$48,825 +0.6%
2022	$699 -54.3%	$48,550
2021	$1,531 +20.2%	$48,550 +46.5%
2019	$1,274 +2%	$33,150
2018	$1,249 +0%	--
2017	$1,249 +10.8%	--
2016	$1,127	--
2015	$1,127	--
2014	$1,127	--
2013	--	--
2011	$908	$27,650
2009	$908	$27,650
2008	--	$27,650 +11.6%
2007	$909	$24,775
2006	$909	$24,775
2005	$909 +15.8%	$24,775 +20.9%
2004	$785	$20,500
2003	$785	$20,500 +14.7%
2001	--	$17,874 -75%
2000	--	$71,497

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 37311

Getting around

53 / 100

Somewhat Walkable

41 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

3/10
Arnold Memorial Elementary
Grades: PK-5Distance: 0.7 mi
4/10
Cleveland Middle School
Grades: 6-8Distance: 2.3 mi
7/10
Cleveland High School
Grades: 9-12Distance: 1.5 mi

Schools provided by the listing agent

Elementary: Arnold Elementary
Middle: Cleveland Middle
High: Cleveland High

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.