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For sale
  • Price cut: $5K (7/12)
    $398,000

    2802 Elm Dr NE, Cleveland, TN 37312

    5beds
    2,200sqft
    : 
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    Single Family Residence
    Built in 1962
    0.5 Acres Lot
    $389,600 Zestimate®
    $181/sqft
    $-- HOA

    What's special

    Attached garageSpacious homeSpacious rear deck
    FLEXIBLE LIVING SPACE | FINISHED BASEMENT WITH PRIVATE ENTRANCE | MULTI-GENERATIONAL POTENTIAL -- If you've been searching for a home that offers room to grow, space to spread out, and options for the future, this Elm Drive property deserves a closer look. This spacious home features 4 bedrooms and 2 bathrooms on the main living levels, providing comfortable everyday living with a layout designed for both function and flexibility. Whether you need bedrooms, a home office, hobby space, or room for a growing household, this home adapts to fit your needs. The true standout feature is the finished basement. Complete with its own exterior entrance, full bathroom, additional bedroom/flex space, and plumbing already in place for a future kitchenette, this area creates incredible possibilities. With minimal changes, the lower level could be transformed into separate living quarters, an in-law suite, guest retreat, private workspace, or an ideal setup for extended family. Outdoor living is another highlight with a spacious rear deck and pergola offering the perfect place for entertaining, grilling, relaxing, or enjoying time with family and friends. Storage and parking are no problem with an attached garage plus a large 3-car carport, providing plenty of space for multiple vehicles, hobbies, or equipment. Located in a convenient Cleveland location near Lee University, shopping, restaurants, schools, and everyday amenities, this home offers a rare combination of space, location, and long-term flexibility. Seller incentive available! Qualified buyers may be eligible for an interest rate buy down to help improve affordability and purchasing power. Homes with this level of adaptable space and future potential are hard to find. Schedule your private showing today and see everything Elm Drive has to offer.
    52 days
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    772
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    69
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    Zillow last checked:

    Listing updated:

    Listed by:

    Cindi Richardson 423-280-1442,

    Richardson Group 423-790-7979

    Source: Greater Chattanooga Realtors,MLS#: 1535770

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Disposal, Dishwasher, Electric Range, Electric Water Heater, Washer
      • Laundry: Lower Level
      Features
      • Breakfast Bar, Crown Molding, His and Hers Closets, Walk-In Closet(s), Tub/shower Combo
      • Flooring: Carpet, Hardwood, Tile
      • Basement: Finished
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 2,200
      • Total interior livable area: 2,200 sqft
      • Finished area above ground: 1,766
      • Finished area below ground: 434

      Property

      Parking
      • Total spaces: 4
      • Parking features: Driveway, Garage
      • Attached garage spaces: 1
      • Carport spaces: 3
      • Covered spaces: 4
      Features
      • Levels: One
      • Patio & porch: Deck, Front Porch
      • Exterior features: Rain Gutters
      • Has view: Yes
      • View description: Mountain(s)
      Lot
      • Size: 0.5 Acres
      • Dimensions: 145 x 148 x 145 x 151
      • Features: Cleared
      Details
      • Additional structures: Pergola
      • Parcel number: 050a C 01000 000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: See Remarks
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1962

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Phone Available, Water Available

      Community & HOA

      Community
      • Features: Street Lights
      • Subdivision: Sullivan Ests
      HOA
      • Has HOA: No
      Location
      • Region: Cleveland

      Financial & listing details

      • Price per square foot: $181/sqft
      • Tax assessed value: $384,500
      • Annual tax amount: $2,168
      • Date on market: 5/30/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Road surface type: Paved

        Estimated market value

        $389,600

        $370,000 - $409,000

        $2,382/mo

        Price history

        DateEventPrice
        7/12/2026Price change$393,000-1.3%$179/sqft
        Source: RCAR #20262773 Report a problem
        7/4/2026Price change$398,000-0.3%$181/sqft
        Source: RCAR #20262773 Report a problem
        6/26/2026Price change$399,000-0.3%$181/sqft
        Source: RCAR #20262773 Report a problem
        6/10/2026Price change$400,000-1.2%$182/sqft
        Source: RCAR #20262773 Report a problem
        5/29/2026Listed for sale$405,000+72.3%$184/sqft
        Source: RCAR #20262773 Report a problem
        5/21/2024Sold$235,000-4.1%$107/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3141105 Report a problem
        3/23/2024Pending sale$245,000$111/sqft
        Source: RCAR #20237725 Report a problem
        3/17/2024Listed for sale$245,000-8.9%$111/sqft
        Source: RCAR #20237725 Report a problem
        3/8/2024Listing removed--
        Source: RCAR #20237725 Report a problem
        3/8/2024Listed for sale$269,000$122/sqft
        Source: RCAR #20237725 Report a problem
        2/27/2024Pending sale$269,000$122/sqft
        Source: RCAR #20237725 Report a problem
        2/1/2024Price change$269,000-1.8%$122/sqft
        Source: RCAR #20237725 Report a problem
        10/18/2023Listed for sale$274,000$125/sqft
        Source: RCAR #20237725 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $96,125 +54.6%
        2024$895 $62,175
        2023$895 $62,175
        2022$895 -54.3%$62,175
        2021$1,960 +18.6%$62,175 +44.5%
        2019$1,653 +2%$43,025
        2018$1,621 +0%--
        2017$1,621 +16.5%--
        2016$1,391 --
        2015$1,391 --
        2014$1,391 --
        2013-- --
        2011$1,426 $43,450
        2009$1,426 $43,450
        2008-- $43,450 +14.7%
        2007$1,390 $37,875
        2006$1,390 $37,875
        2005$1,390 +4.5%$37,875 +9.1%
        2004$1,330 +2.3%$34,725 +2.3%
        2003$1,300 $33,950 +15.1%
        2001-- $29,488 -75%
        2000-- $117,953
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 37312

        Getting around

        43 / 100
        Car-Dependent
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Mayfield
        • Middle: Cleveland Middle
        • High: Cleveland High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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