Active

Price cut: $15K (7/28)

$415,000

431 Highland Ave NW, Cleveland, TN 37311

4beds

2,262sqft

$2,486/mo

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Single Family Residence, Residential

Built in 1928

0.45 Acres Lot

$-- Zestimate^®

$183/sqft

$-- HOA

What's special

Detached garageDeck with a rampLarge covered front porchIrrigation systemCorner lot

Historic Charm in the Heart of Downtown! Step into timeless character and classic craftsmanship with the beautiful 4 bedroom 2 bath Craftsman-Style Home nestled in the desirable Historic District Downtown Cleveland situated on a corner lot. This home offers charm, space and convenience all in one. Relax and unwind on the large, covered front porch, perfect for morning coffee and evening conversations. Inside, you will find a welcoming layout featuring a formal living and dining room and plenty of historic character throughout. The main bedroom and a full bath are conveniently located downstairs as well as a den which could also be a 5th bedroom or office if needed. Outside, enjoy the added convenience of a detached garage, 2 driveways, a deck with a ramp if needed, an irrigation system, as well as a prime downtown location close to shopping, dining, and local attractions. Don't miss your chance to own a piece of history with all the space you need in a location you will love.

43 days

564

40

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Heating

Natural Gas, Central

Cooling

Other, Central Air

Appliances

Included: Electric Oven, Gas Range, Dishwasher, Refrigerator, Disposal

Features

Ceiling Fan(s), High Ceilings, High Speed Internet
Flooring: Wood, Tile, Vinyl
Basement: Full,Unfinished
Number of fireplaces: 2
Fireplace features: Gas

Interior area

Total structure area: 2,262
Total interior livable area: 2,262 sqft

Property

Parking

Total spaces: 1
Parking features: Concrete, Driveway, Gravel
Garage spaces: 1
Has uncovered spaces: Yes

Features

Levels: Three Or More
Stories: 2
Patio & porch: Deck, Covered

Lot

Size: 0.45 Acres

Details

Parcel number: 049K N 01100 000
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Other
Property subtype: Single Family Residence, Residential

Materials

Brick, Stucco
Roof: Shingle

Condition

New construction: No
Year built: 1928

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Natural Gas Available, Water Available

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: Highland View

HOA

Has HOA: No

Location

Region: Cleveland

Financial & listing details

Price per square foot: $183/sqft
Tax assessed value: $348,100
Annual tax amount: $1,963
Date on market: 6/16/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/28/2026	Price change	$415,000-3.5%$183/sqft
Source: RCAR #20263126 Report a problem
7/10/2026	Price change	$430,000-2.3%$190/sqft
Source: RCAR #20263126 Report a problem
6/16/2026	Listed for sale	$440,000-7.4%$195/sqft
Source: RCAR #20263126 Report a problem
7/1/2025	Listing removed	$475,000$210/sqft
Source: Greater Chattanooga Realtors #1502669 Report a problem
6/11/2025	Price change	$475,000-2.1%$210/sqft
Source: Greater Chattanooga Realtors #1502669 Report a problem
12/20/2024	Price change	$485,000-2%$214/sqft
Source: RCAR #20244813 Report a problem
11/3/2024	Listed for sale	$495,000+145%$219/sqft
Source: RCAR #20244813 Report a problem
7/27/2020	Sold	$202,058+18.9%$89/sqft
Source: Public Record Report a problem
6/12/2019	Sold	$170,000+181%$75/sqft
Source: Public Record Report a problem
10/22/1993	Sold	$60,500$27/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$87,025 +53%
2024	$819	$56,875
2023	$819	$56,875
2022	$819 -54.3%	$56,875
2021	$1,793 +31.8%	$56,875 +60.7%
2019	$1,360 +2%	$35,400
2018	$1,334 +0%	--
2017	$1,334 -4.2%	--
2016	$1,393	--
2015	$1,393	--
2014	$1,393	--
2013	--	--
2011	$1,241	$37,800
2009	$1,241	$37,800
2008	--	$37,800 +12.3%
2007	$1,235	$33,650
2006	$1,235	$33,650
2005	$1,235 +8.8%	$33,650 +13.6%
2004	$1,135	$29,625
2003	$1,135	$29,625 +15.1%
2001	--	$25,735 -75%
2000	--	$102,939

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 37311

Getting around

83 / 100

Very Walkable

47 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

3/10
Arnold Memorial Elementary
Grades: PK-5Distance: 0.2 mi
4/10
Cleveland Middle School
Grades: 6-8Distance: 2.8 mi
7/10
Cleveland High School
Grades: 9-12Distance: 2.2 mi

Schools provided by the listing agent

Elementary: Arnold Memorial Elementary
Middle: Cleveland Middle
High: Cleveland High

Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.